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Off-Balance Sheet Arrangements, Commitments, and Contingencies (Tables)
9 Months Ended
Sep. 30, 2025
Commitments and Contingencies Disclosure [Abstract]  
Financial Instruments with Off-Balance Sheet Risk
The following tables represent, by loan portfolio segment, a summary of changes in the activity in the liability for commitments to extend credit and standby letters of credit (please see note 14):
Three Months Ended
September 30, 2025September 30, 2024
Balance, beginning of periodCredit loss expense (reversal)Ending balanceBalance, beginning of periodCredit loss expense (reversal)Ending balance
Commercial$1,545 $(5)$1,540 $— $— $— 
Real Estate98 (2)96 41 — 41 
Mortgage Warehouse— — — — — — 
Consumer669 (34)635 664 — 664 
Total$2,312 $(41)$2,271 $705 $— $705 

Nine Months Ended
September 30, 2025September 30, 2024
Balance, beginning of periodCredit loss expense (reversal)Ending balanceBalance, beginning of periodCredit loss expense (reversal)Ending balance
Commercial$1,385 155 1,540 $— — — 
Real Estate61 35 96 64 (23)41 
Mortgage Warehouse— — — — — — 
Consumer703 (68)635 551 113 664 
Total$2,149 $122 $2,271 $615 $90 $705 
The following table represents the commitments to extend credit and standby letters of credit as of September 30, 2025 and December 31, 2024, respectively:
September 30, 2025December 31, 2024
Commitments to extend credit$1,165,657 $1,018,302 
Standby letters of credit21,699 23,457 
Total$1,187,356 $1,041,759