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Off-Balance Sheet Arrangements, Commitments, and Contingencies (Tables)
6 Months Ended
Jun. 30, 2025
Commitments and Contingencies Disclosure [Abstract]  
Financial Instruments with Off-Balance Sheet Risk
The following tables represent, by loan portfolio segment, a summary of changes in the activity in the liability for commitments to extend credit and standby letters of credit (please see note 14):
Three Months Ended
June 30, 202545382June 30, 2024
Balance, beginning of periodCredit loss expense (reversal)Ending balanceBalance, beginning of periodCredit loss expense (reversal)Ending balance
Commercial$1,132 $411 $1,543 $— $— $— 
Real Estate72 27 99 46 (5)41 
Mortgage Warehouse— — — — — — 
Consumer796 (127)669 704 (40)664 
Total$2,000 $311 $2,311 $750 $(45)$705 
Six Months Ended
June 30, 2025June 30, 2024
Balance, beginning of periodCredit loss expense (reversal)Ending balanceBalance, beginning of periodCredit loss expense (reversal)Ending balance
Commercial$1,385 158 1,543 $— — — 
Real Estate61 38 99 64 (23)41 
Mortgage Warehouse— — — — — — 
Consumer703 (34)669 551 113 664 
Total$2,149 $162 $2,311 $615 $90 $705 
The following table represents the commitments to extend credit and standby letters of credit as of June 30, 2025 and December 31, 2024, respectively:
June 30, 2025December 31, 2024
Commitments to extend credit$1,069,729 $1,018,302 
Standby letters of credit26,286 23,457 
Total$1,096,015 $1,041,759