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Regulatory Capital (Tables)
6 Months Ended
Jun. 30, 2025
Banking and Thrift, Interest [Abstract]  
Schedule of Regulatory Capital Requirement
The following table presents Horizon and the Bank’s actual and required capital ratios as of June 30, 2025 and December 31, 2024, as well as the revisions to Horizon's regulatory capital ratios to reflect the correction of the capital computations for the foregoing periods:
Actual
Required for Capital
Adequacy Purposes(1)
Required For Capital
Adequacy Purposes
with Capital Buffer(1)
Well Capitalized 
Under Prompt
Corrective Action
Provisions(1)
AmountRatioAmountRatioAmountRatioAmountRatio
June 30, 2025
Total capital (to risk-weighted assets) 1
Consolidated$832,029 14.44 %$461,101 8.00 %$605,195 10.50 %N/AN/A
Bank757,998 13.21 459,057 8.00 602,513 10.50 $573,82210.00%
Tier 1 capital1(to risk-weighted assets)
Consolidated719,369 12.48 345,826 6.00 489,920 8.50 N/AN/A
Bank701,145 12.22 344,293 6.00 487,748 8.50 459,0578.00
Common equity tier 1 capital1(to risk-weighted assets)
Consolidated661,786 11.48 259,369 4.50 403,463 7.00 N/AN/A
Bank701,145 12.22 258,220 4.50 401,675 7.00 372,9846.50
Tier 1 capital (to average assets) 1
Consolidated719,369 9.59 300,057 4.00 300,057 4.00 N/AN/A
Bank701,145 9.36 299,510 4.00 299,510 4.00 374,3885.00
Actual
Required for Capital
Adequacy Purposes(1)
Required For Capital
Adequacy Purposes
with Capital Buffer(1)
Well Capitalized 
Under Prompt
Corrective Action
Provisions(1)
AmountRatioAmountRatioAmountRatioAmountRatio
December 31, 2024
Total capital (to risk-weighted assets) (1)
Consolidated $800,209 13.91 %$460,266 8.00 %$604,099 10.50 %N/AN/A
Bank725,383 12.64 %459,039 8.00 %602,489 10.50 %573,79910.00%
Tier 1 capital(1)(to risk-weighted assets)
Consolidated 690,183 12.00 %345,199 6.00 %489,033 8.50 %N/AN/A
Bank671,095 11.70 %344,279 6.00 %487,729 8.50 %459,0398.00%
Common equity tier 1 capital(1)(to risk-weighted assets)
Consolidated632,760 11.11 %258,900 4.50 %402,733 7.00 %N/AN/A
Bank671,095 11.70 %258,209 4.50 %401,659 7.00 %372,9696.50%
Tier 1 capital(to average assets) (1)
Consolidated690,183 8.88 %310,825 4.00 %310,825 4.00 %N/AN/A
Bank671,095 8.64 %310,539 4.00 %310,539 4.00 %388,1745.00%
(1) As defined by regulatory agencies