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Regulatory Capital (Tables)
3 Months Ended
Mar. 31, 2025
Banking and Thrift, Interest [Abstract]  
Schedule of Regulatory Capital Requirement
The following table presents Horizon and the Bank’s actual and required capital ratios as of March 31, 2025 and December 31, 2024, as well as the revisions to Horizon's regulatory capital ratios to reflect the correction of the capital computations for the foregoing periods:
Actual
Required for Capital
Adequacy Purposes(1)
Required For Capital
Adequacy Purposes
with Capital Buffer(1)
Well Capitalized 
Under Prompt
Corrective Action
Provisions(1)
AmountRatioAmountRatioAmountRatioAmountRatio
March 31, 2025
Total capital (to risk-weighted assets) 1
Consolidated$815,504 14.26 %$457,564 8.00 %$600,553 10.50 %N/AN/A
Bank737,823 12.93 456,510 8.00 599,169 10.50 $570,63710.00%
Tier 1 capital1(to risk-weighted assets)
Consolidated704,937 12.33 343,173 6.00 486,162 8.50 N/AN/A
Bank683,028 11.97 342,382 6.00 485,042 8.50 456,5108.00
Common equity tier 1 capital1(to risk-weighted assets)
Consolidated647,406 11.32 257,380 4.50 400,369 7.00 N/AN/A
Bank683,028 11.97 256,787 4.50 399,446 7.00 370,9146.50
Tier 1 capital (to average assets) 1
Consolidated704,937 9.25 304,754 4.00 304,754 4.00 N/AN/A
Bank683,028 8.98 304,288 4.00 304,288 4.00 380,3605.00
Actual
Required for Capital
Adequacy Purposes(1)
Required For Capital
Adequacy Purposes
with Capital Buffer(1)
Well Capitalized 
Under Prompt
Corrective Action
Provisions(1)
AmountRatioAmountRatioAmountRatioAmountRatio
December 31, 2024
Total capital (to risk-weighted assets) (1)
Consolidated $800,209 13.91 %$460,266 8.00 %$604,099 10.50 %N/AN/A
Bank725,383 12.64 %459,039 8.00 %602,489 10.50 %573,79910.00%
Tier 1 capital(1)(to risk-weighted assets)
Consolidated 690,183 12.00 %345,199 6.00 %489,033 8.50 %N/AN/A
Bank671,095 11.70 %344,279 6.00 %487,729 8.50 %459,0398.00%
Common equity tier 1 capital(1)(to risk-weighted assets)
Consolidated632,760 11.11 %258,900 4.50 %402,733 7.00 %N/AN/A
Bank671,095 11.70 %258,209 4.50 %401,659 7.00 %372,9696.50%
Tier 1 capital(to average assets) (1)
Consolidated690,183 8.88 %310,825 4.00 %310,825 4.00 %N/AN/A
Bank671,095 8.64 %310,539 4.00 %310,539 4.00 %388,1745.00%
(1) As defined by regulatory agencies