Allowance for Credit and Loan Losses (Tables)

12 Months Ended

Dec. 31, 2024

Receivables [Abstract]

Schedule of Allowance for Credit Losses

The following table represents, by loan portfolio segment, a summary of changes in the ACL on loans for the twelve months ended December 31, 2024 and 2023.

	Year Ended December 31, 2024
	Commercial		Real Estate		Mortgage Warehouse		Consumer		Total
Balance, beginning of period	$	29,736	$	2,503	$	481	$	17,309	$	50,029
Credit loss expense (reversal)	1,018		184		(481)		3,133		3,854
Charge–offs	(154)		(5)		—		(3,549)		(3,708)
Recoveries	353		33		—		1,419		1,805
Balance, end of period	$	30,953	$	2,715	$	—	$	18,312	$	51,980

	Year Ended December 31, 2023
	Commercial		Real Estate		Mortgage Warehouse		Consumer		Total
Balance, beginning of period	$	32,445	$	5,577	$	1,020	$	11,422	$	50,464
Credit loss expense (reversal)	(1,765)		(3,107)		(539)		7,501		2,090
Charge–offs	(1,403)		(48)		—		(2,835)		(4,286)
Recoveries	459		81		—		1,221		1,761
Balance, end of period	$	29,736	$	2,503	$	481	$	17,309	$	50,029

Schedule of Fair Value, off-Balance-Sheet Risks

The following tables represent, by loan portfolio segment, a summary of changes in the activity in the liability for commitments to extend credit and standby letters of credit (See Note 18):

	December 31, 2024							December 31, 2023
		Balance, beginning of period		Credit loss expense (reversal)		Ending balance		Balance, beginning of period		Credit loss expense (reversal)		Ending balance
Commercial		$	—	$	1,385	$	1,385	$	—	$	—	$	—
Real Estate		64		(3)		61		161		(97)		64
Mortgage Warehouse		—		—		—		—		—		—
Consumer		551		152		703		242		309		551
Total		$	615	$	1,534	$	2,149	$	403	$	212	$	615

The following table represents the commitments to extend credit and standby letters of credit as of December 31, 2024 and December 31, 2023, respectively:

	December 31, 2024		December 31, 2023
Commitments to extend credit	$	1,018,302	$	1,118,417
Standby letters of credit	$	23,457	$	16,493
Total	$	1,041,759	$	1,134,910