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Allowance for Credit and Loan Losses (Tables)
12 Months Ended
Dec. 31, 2021
Receivables [Abstract]  
Allowance for Credit Losses
The following table represents, by loan portfolio segment, a summary of changes in the ACL on loans for the twelve months ended December 31, 2021 and 2020.
Twelve Months Ended December 31, 2021
CommercialReal EstateMortgage WarehouseConsumerTotal
Balance, beginning of period$42,210 $4,620 $1,267 $8,930 $57,027 
Credit loss expense (recovery)(1,320)(755)(208)199 (2,084)
PCD loans charge–offs984 — — — 984 
Charge–offs(1,368)(159)— (1,272)(2,799)
Recoveries269 150 — 739 1,158 
Balance, end of period$40,775 $3,856 $1,059 $8,596 $54,286 

Twelve Months Ended December 31, 2020
CommercialReal EstateMortgage WarehouseConsumerTotal
Balance, beginning of period$11,996 $923 $1,077 $3,671 $17,667 
Impact of adopting ASC 32610,832 4,048 — 4,911 19,791 
Initial PCD allowance2,786 — — — 2,786 
Credit loss expense (recovery)19,198 (184)190 1,547 20,751 
PCD loan charge–offs(2,105)— — — (2,105)
Charge–offs(653)(204)— (2,169)(3,026)
Recoveries156 37 — 970 1,163 
Balance, end of period$42,210 $4,620 $1,267 $8,930 $57,027