Loans (Tables)

9 Months Ended

Sep. 30, 2020

Receivables [Abstract]

Loans Outstanding by Portfolio Class

The following table presents total loans outstanding by portfolio class, as of September 30, 2020:

	September 30, 2020
Commercial
Owner occupied real estate	$	503,127
Non–owner occupied real estate	1,019,171
Residential spec homes	11,190
Development & spec land	26,385
Commercial and industrial	761,735
Total commercial	2,321,608
Real estate
Residential mortgage	651,680
Residential construction	23,540
Mortgage warehouse	374,653
Total real estate	1,049,873
Consumer
Direct installment	39,049
Indirect installment	359,299
Home equity	260,536
Total consumer	658,884
Total loans	4,030,365
Allowance for loan losses	(56,319)
Net loans	$	3,974,046

Amounts of Loans

The following table presents total loans outstanding, as of December 31, 2019:

	December 31, 2019
Commercial
Working capital and equipment	$	938,317
Real estate, including agriculture	978,891
Tax exempt	63,571
Other	65,872
Total	2,046,651
Real estate
1–4 family	762,571
Other	8,146
Total	770,717
Consumer
Auto	362,729
Recreation	16,262
Real estate/home improvement	43,585
Home equity	237,979
Unsecured	7,286
Other	1,339
Total	669,180
Mortgage warehouse	150,293
Total loans	3,636,841
Allowance for loan losses	(17,667)
Loans, net	$	3,619,174