Loans (Tables)

6 Months Ended

Jun. 30, 2020

Receivables [Abstract]

Loans Outstanding by Portfolio Class

The following table presents total loans outstanding by portfolio class, as of June 30, 2020:

	June 30, 2020
Commercial
Owner occupied real estate	$	501,198
Non-owner occupied real estate	1,009,116
Residential spec homes	12,036
Development & spec land	28,987
Commercial and industrial	761,378
Total commercial	2,312,715
Real estate
Residential mortgage	682,695
Residential construction	21,715
Mortgage warehouse	300,386
Total real estate	1,004,796
Consumer
Direct installment	39,515
Indirect installment	360,641
Home equity	260,715
Total consumer	660,871
Total loans	3,978,382
Allowance for loan losses	(55,090)
Net loans	$	3,923,292

Amounts of Loans

The following table presents total loans outstanding, as of December 31, 2019:

	December 31, 2019
Commercial
Working capital and equipment	$	938,317
Real estate, including agriculture	978,891
Tax exempt	63,571
Other	65,872
Total	2,046,651
Real estate
1-4 family	762,571
Other	8,146
Total	770,717
Consumer
Auto	362,729
Recreation	16,262
Real estate/home improvement	43,585
Home equity	237,979
Unsecured	7,286
Other	1,339
Total	669,180
Mortgage warehouse	150,293
Total loans	3,636,841
Allowance for loan losses	(17,667)
Loans, net	$	3,619,174