XML 92 R31.htm IDEA: XBRL DOCUMENT v3.20.1
Allowance for Loan Losses (Tables)
 3 Months Ended
Mar. 31, 2020
Receivables [Abstract]  
Allowance for Loan Losses
The following tables represent, by loan portfolio segment, a summary of changes in the ACL on loans for the three months ended March 31, 2020 and 2019:
Three Months Ended March 31, 2020
CommercialReal EstateMortgage WarehouseConsumerTotal
Balance, beginning of period$11,996  $923  $1,077  $3,671  $17,667  
Impact of adopting ASC 32610,832  4,048  —  4,911  19,791  
Initial PCD Allowance2,786  —  —  —  2,786  
Provision for credit losses on loans6,916  700  (22) 1,006  8,600  
Charge-offs(69) (26) —  (618) (713) 
Recoveries89  9  —  211  309  
Balance, end of period$32,550  $5,654  $1,055  $9,181  $48,440  

Three Months Ended March 31, 2019
CommercialReal EstateMortgage WarehouseConsumerTotal
Balance, beginning of period$10,495  $1,676  $1,006  $4,643  $17,820  
Provision for credit losses on loans1,122  (115) 8  (651) 364  
Charge-offs(77) —  —  (584) (661) 
Recoveries16  27  —  255  298  
Balance, end of period$11,556  $1,588  $1,014  $3,663  $17,821  
Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment
The following table presents the balance in the allowance for credit loss and the recorded investment in loans, by portfolio segment, and based on impairment analysis as of December 31, 2019:
December 31, 2019
Commercial
Real Estate
Mortgage
Warehousing
Consumer
Total
Allowance For Loan Losses
Ending allowance balance attributable to loans:
Individually evaluated for impairment
$541  $—  $—  $—  $541  
Collectively evaluated for impairment
11,455  923  1,077  3,671  17,126  
Loans acquired with deteriorated credit quality
—  —  —  —  —  
Total ending allowance balance
$11,996  $923  $1,077  $3,671  $17,667  
Loans:
Individually evaluated for impairment
$7,347  $—  $—  $—  $7,347  
Collectively evaluated for impairment
2,040,299  770,705  150,293  665,952  3,627,249  
Loans acquired with deteriorated credit quality
—  —  —  —  —  
Total ending loans balance
$2,047,646  $770,705  $150,293  $665,952  $3,634,596