Loans (Tables)

3 Months Ended

Mar. 31, 2020

Receivables [Abstract]

Loans Outstanding by Portfolio Class

The following table presents total loans outstanding by portfolio class, as of March 31, 2020:

	March 31, 2020
Commercial
Owner occupied real estate	$	510,901
Non-owner occupied real estate	992,595
Residential spec homes	11,668
Development & spec land	32,991
Commercial and industrial	502,247
Total commercial	2,050,402
Real estate
Residential mortgage	733,034
Residential construction	24,495
Mortgage warehouse	223,519
Total real estate	981,048
Consumer
Direct installment	40,064
Indirect installment	360,293
Home equity	275,492
Total consumer	675,849
Total loans	3,707,299
Allowance for loan losses	(48,440)
Net loans	$	3,658,859

Amounts of Loans

The following table presents total loans outstanding, as of December 31, 2019:

	December 31, 2019
Commercial
Working capital and equipment	$	938,317
Real estate, including agriculture	978,891
Tax exempt	63,571
Other	65,872
Total	2,046,651
Real estate
1-4 family	762,571
Other	8,146
Total	770,717
Consumer
Auto	362,729
Recreation	16,262
Real estate/home improvement	43,585
Home equity	237,979
Unsecured	7,286
Other	1,339
Total	669,180
Mortgage warehouse	150,293
Total loans	3,636,841
Allowance for loan losses	(17,667)
Loans, net	$	3,619,174