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OFF-BALANCE-SHEET ARRANGEMENTS, COMMITMENTS AND CONTINGENCIES (Tables)
12 Months Ended
Dec. 31, 2020
Commitments and Contingencies Disclosure [Abstract]  
Off-balance-sheet, Allowance for off-balance-sheet credit exposures
Allowance for off-balance-sheet credit exposures were as follows (in thousands):
Years Ended December 31,
202020192018
Balance at beginning of period$1,455 $1,890 $1,971 
Impact of CECL adoption
4,840 — — 
Provision for (reversal of) off-balance-sheet credit exposures91 (435)(81)
Balance at end of period$6,386 $1,455 $1,890 
Scheduled maturities of unused commitments
Financial instruments with off-balance-sheet risk were as follows (in thousands):
 December 31, 2020December 31, 2019
  
Commitments to extend credit$793,138 $925,671 
Standby letters of credit13,658 17,211 
Total$806,796 $942,882