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SHAREHOLDERS' EQUITY (Tables)
 12 Months Ended
Dec. 31, 2019
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Schedule of compliance with regulatory capital requirements under ranking regulations
As of December 31, 2019, the most recent notification from the FDIC categorized us as well capitalized under the regulatory framework for prompt corrective action.  To be categorized as well capitalized we must maintain minimum Common Equity Tier 1 risk-based, Tier 1 risk-based, Total risk-based and Tier 1 leverage ratios as set forth in the following table (dollars in thousands).  There are no conditions or events since that notification that management believes have changed our category.
 
 
Actual
 
For Capital
Adequacy Purposes
 
To Be Well Capitalized
Under Prompt
Corrective Action
Provisions
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
December 31, 2019
 
 
Common Equity Tier 1 (to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
591,026

 
14.07
%
 
$
189,055

 
4.50
%
 
N/A

 
N/A

Bank Only
 
$
738,311

 
17.58
%
 
$
188,992

 
4.50
%
 
$
272,989

 
6.50
%
Tier 1 Capital (to Risk Weighted Assets)
 
 

 
 

 
 

 
 

 
 

 
 

Consolidated
 
$
649,465

 
15.46
%
 
$
252,073

 
6.00
%
 
N/A

 
N/A

Bank Only
 
$
738,311

 
17.58
%
 
$
251,989

 
6.00
%
 
$
335,986

 
8.00
%
Total Capital (to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
774,293

 
18.43
%
 
$
336,098

 
8.00
%
 
N/A

 
N/A

Bank Only
 
$
764,563

 
18.20
%
 
$
335,986

 
8.00
%
 
$
419,982

 
10.00
%
Tier 1 Capital (to Average Assets) (1)
 
 

 
 

 
 

 
 

 
 

 
 

Consolidated
 
$
649,465

 
10.18
%
 
$
255,304

 
4.00
%
 
N/A

 
N/A

Bank Only
 
$
738,311

 
11.57
%
 
$
255,204

 
4.00
%
 
$
319,004

 
5.00
%
December 31, 2018
 
 
 
 

 
 

 
 

 
 

 
 

Common Equity Tier 1 (to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
568,283

 
14.77
%
 
$
173,174

 
4.50
%
 
N/A

 
N/A

Bank Only
 
$
714,991

 
18.59
%
 
$
173,095

 
4.50
%
 
$
250,026

 
6.50
%
Tier 1 Capital (to Risk Weighted Assets)
 
 

 
 

 
 

 
 

 
 

 
 

Consolidated
 
$
626,718

 
16.29
%
 
$
230,899

 
6.00
%
 
N/A

 
N/A

Bank Only
 
$
714,991

 
18.59
%
 
$
230,793

 
6.00
%
 
$
307,725

 
8.00
%
Total Capital (to Risk Weighted Assets)
 
 

 
 

 
 

 
 

 
 

 
 

Consolidated
 
$
754,034

 
19.59
%
 
$
307,865

 
8.00
%
 
N/A

 
N/A

Bank Only
 
$
743,900

 
19.34
%
 
$
307,725

 
8.00
%
 
$
384,656

 
10.00
%
Tier 1 Capital (to Average Assets) (1)
 
 

 
 

 
 

 
 

 
 

 
 

Consolidated
 
$
626,718

 
10.64
%
 
$
235,689

 
4.00
%
 
N/A

 
N/A

Bank Only
 
$
714,991

 
12.14
%
 
$
235,532

 
4.00
%
 
$
294,415

 
5.00
%
(1)
Refers to quarterly average assets as calculated in accordance with policies established by bank regulatory agencies.