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INCOME TAXES - Summary of Net Deferred Tax Assets (Liabilities) (Details) (USD $)
Dec. 31, 2013
Dec. 31, 2012
Operating Loss Carryforwards [Line Items]    
Deferred Tax Assets, Valuation Allowance $ 0 $ 0
Assets    
Write-downs on OREO 96,000 61,000
Allowance for loan losses 6,607,000 7,206,000
Unrealized losses on securities available for sale 4,661,000 0
Other-than-temporary impairment losses 0 2,320,000
Qualified school construction bond tax credit 3,565,000 0
Qualified school construction bond tax credit 442,000 0
Unfunded status of defined benefit plan 6,667,000 14,228,000
State business tax credit 657,000 674,000
Stock-based compensation 385,000 219,000
Other 306,000 163,000
Gross deferred tax assets 23,386,000 24,871,000
Liabilities    
Retirement and other benefit plans (4,260,000) (3,936,000)
Unrealized gains on securities available for sale 0 (15,810,000)
Premises and equipment (692,000) (994,000)
FHLB stock dividends (19,000) (11,000)
Gross deferred tax liabilities 4,971,000 20,751,000
Net deferred tax asset at year-end $ 18,415,000 $ 4,120,000