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Business Segments - Schedule of Segment Presentation for the Consolidated Statements of Operations and Consolidated Balance Sheets (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Feb. 28, 2026
Feb. 28, 2025
Feb. 28, 2026
Feb. 28, 2025
Nov. 30, 2025
May 31, 2025
Nov. 30, 2024
May 31, 2024
Results of operations:                
Interest income $ 449,570 $ 428,860 $ 1,342,690 $ 1,266,856        
Interest expense (370,010) (361,918) (1,120,145) (1,072,821)        
Derivative cash settlements interest income (expense) 0 0 0 0        
Interest expense (370,010) (361,918) (1,120,145) (1,072,821)        
Net interest income 79,560 66,942 222,545 194,035        
Benefit (provision) for credit losses 7,405 6,093 4,597 4,270        
Net interest income after benefit for credit losses 86,965 73,035 227,142 198,305        
Non-interest income (loss):                
Fee and other income 6,796 5,982 20,558 17,074        
Derivative losses:                
Derivative forward value gains (losses)     (133,659) (127,921)        
Derivative gains (losses) (32,370) 40,142 (83,215) (49,145)        
Investment securities gains (142) 663 276 6,891        
Total non-interest income (loss) (25,716) 46,787 (62,381) (25,180)        
Non-interest expense:                
Salaries and employee benefits (20,036) (18,123) (59,274) (52,750)        
Consulting (3,183) (2,944) (8,162) (10,537)        
Depreciation and amortization (3,362) (3,192) (10,098) (9,352)        
Other non-interest expense (11,769) (9,361) (40,102) (33,765)        
Total non-interest expense (38,350) (33,620) (117,636) (106,404)        
Income before income taxes 22,899 86,202 47,125 66,721        
Income tax provision (162) (66) (148) (108)        
Net income 22,737 86,136 46,977 66,613        
Assets:                
Total loans outstanding 38,731,679 36,463,440 38,731,679 36,463,440   $ 37,063,548    
Deferred loan origination costs 18,203 15,769 18,203 15,769        
Loans to members 38,749,882 36,479,209 38,749,882 36,479,209   37,079,978    
Less: Allowance for credit losses (35,712) (44,456) (35,712) (44,456) $ (43,423) (40,615) $ (50,549) $ (48,726)
Loans to members, net 38,714,170 36,434,753 38,714,170 36,434,753   37,039,363    
Other assets 1,178,763 1,343,990 1,178,763 1,343,990        
Total assets 39,892,933 37,778,743 39,892,933 37,778,743   $ 38,325,049    
Interest rate swaps                
Results of operations:                
Derivative cash settlements interest income (expense) 12,592 20,309 50,444 78,776        
Derivative losses:                
Derivative cash settlements interest income 12,592 20,309 50,444 78,776        
Derivative forward value gains (losses) (44,962) 19,833 (133,659) (127,921)        
Derivative gains (losses) (32,370) 40,142 (83,215) (49,145)        
Operating Segments                
Results of operations:                
Interest income 470,549 448,153 1,404,477 1,325,276        
Interest expense (390,989) (381,211) (1,181,932) (1,131,241)        
Derivative cash settlements interest income (expense) 12,592 20,309 50,444 78,776        
Interest expense (378,397) (360,902) (1,131,488) (1,052,465)        
Net interest income 92,152 87,251 272,989 272,811        
Benefit (provision) for credit losses 6,768 5,817 2,931 3,477        
Net interest income after benefit for credit losses 98,920 93,068 275,920 276,288        
Non-interest income (loss):                
Fee and other income 10,184 8,588 30,944 24,890        
Derivative losses:                
Derivative gains (losses) 0 0 0 0        
Investment securities gains (142) 663 276 6,891        
Total non-interest income (loss) 10,042 9,251 31,220 31,781        
Non-interest expense:                
Salaries and employee benefits (20,036) (18,123) (59,274) (52,750)        
Consulting (3,183) (2,944) (8,162) (10,537)        
Depreciation and amortization (3,362) (3,192) (10,098) (9,352)        
Other non-interest expense (14,520) (11,691) (48,822) (40,788)        
Total non-interest expense (41,101) (35,950) (126,356) (113,427)        
Income before income taxes 67,861 66,369 180,784 194,642        
Income tax provision (162) (66) (148) (108)        
Net income 67,699 66,303 180,636 194,534        
Assets:                
Total loans outstanding 40,499,602 38,058,480 40,499,602 38,058,480        
Deferred loan origination costs 18,203 15,769 18,203 15,769        
Loans to members 40,517,805 38,074,249 40,517,805 38,074,249        
Less: Allowance for credit losses (42,964) (51,249) (42,964) (51,249)        
Loans to members, net 40,474,841 38,023,000 40,474,841 38,023,000        
Other assets 1,195,775 1,357,665 1,195,775 1,357,665        
Total assets 41,670,616 39,380,665 41,670,616 39,380,665        
Operating Segments | Interest rate swaps                
Derivative losses:                
Derivative cash settlements interest income 0 0 0 0        
Derivative forward value gains (losses) 0 0 0 0        
Reclasses and Adjustments                
Results of operations:                
Interest income 0 0 0 0        
Interest expense 0 0 0 0        
Derivative cash settlements interest income (expense) (12,592) (20,309) (50,444) (78,776)        
Interest expense (12,592) (20,309) (50,444) (78,776)        
Net interest income (12,592) (20,309) (50,444) (78,776)        
Benefit (provision) for credit losses 0 0 0 0        
Net interest income after benefit for credit losses (12,592) (20,309) (50,444) (78,776)        
Non-interest income (loss):                
Fee and other income 0 0 0 0        
Derivative losses:                
Derivative gains (losses) (32,370) 40,142 (83,215) (49,145)        
Investment securities gains 0 0 0 0        
Total non-interest income (loss) (32,370) 40,142 (83,215) (49,145)        
Non-interest expense:                
Salaries and employee benefits 0 0 0 0        
Consulting 0 0 0 0        
Depreciation and amortization 0 0 0 0        
Other non-interest expense 0 0 0 0        
Total non-interest expense 0 0 0 0        
Income before income taxes (44,962) 19,833 (133,659) (127,921)        
Income tax provision 0 0 0 0        
Net income (44,962) 19,833 (133,659) (127,921)        
Assets:                
Total loans outstanding 0 0 0 0        
Deferred loan origination costs 0 0 0 0        
Loans to members 0 0 0 0        
Less: Allowance for credit losses 0 0 0 0        
Loans to members, net 0 0 0 0        
Other assets 0 0 0 0        
Total assets 0 0 0 0        
Reclasses and Adjustments | Interest rate swaps                
Derivative losses:                
Derivative cash settlements interest income 12,592 20,309 50,444 78,776        
Derivative forward value gains (losses) (44,962) 19,833 (133,659) (127,921)        
Intersegment Eliminations                
Results of operations:                
Interest income (20,979) (19,293) (61,787) (58,420)        
Interest expense 20,979 19,293 61,787 58,420        
Derivative cash settlements interest income (expense) 0 0 0 0        
Interest expense 20,979 19,293 61,787 58,420        
Net interest income 0 0 0 0        
Benefit (provision) for credit losses 637 276 1,666 793        
Net interest income after benefit for credit losses 637 276 1,666 793        
Non-interest income (loss):                
Fee and other income (3,388) (2,606) (10,386) (7,816)        
Derivative losses:                
Derivative gains (losses) 0 0 0 0        
Investment securities gains 0 0 0 0        
Total non-interest income (loss) (3,388) (2,606) (10,386) (7,816)        
Non-interest expense:                
Salaries and employee benefits 0 0 0 0        
Consulting 0 0 0 0        
Depreciation and amortization 0 0 0 0        
Other non-interest expense 2,751 2,330 8,720 7,023        
Total non-interest expense 2,751 2,330 8,720 7,023        
Income before income taxes 0 0 0 0        
Income tax provision 0 0 0 0        
Net income 0 0 0 0        
Assets:                
Total loans outstanding (1,767,923) (1,595,040) (1,767,923) (1,595,040)        
Deferred loan origination costs 0 0 0 0        
Loans to members (1,767,923) (1,595,040) (1,767,923) (1,595,040)        
Less: Allowance for credit losses 7,252 6,793 7,252 6,793        
Loans to members, net (1,760,671) (1,588,247) (1,760,671) (1,588,247)        
Other assets (17,012) (13,675) (17,012) (13,675)        
Total assets (1,777,683) (1,601,922) (1,777,683) (1,601,922)        
Intersegment Eliminations | Interest rate swaps                
Derivative losses:                
Derivative cash settlements interest income 0 0 0 0        
Derivative forward value gains (losses) 0 0 0 0        
CFC | Operating Segments                
Results of operations:                
Interest income 446,767 426,442 1,334,660 1,259,727        
Interest expense (369,919) (361,847) (1,119,870) (1,072,648)        
Derivative cash settlements interest income (expense) 12,668 20,343 50,593 78,760        
Interest expense (357,251) (341,504) (1,069,277) (993,888)        
Net interest income 89,516 84,938 265,383 265,839        
Benefit (provision) for credit losses 7,405 6,093 4,597 4,270        
Net interest income after benefit for credit losses 96,921 91,031 269,980 270,109        
Non-interest income (loss):                
Fee and other income 8,241 7,241 24,859 21,335        
Derivative losses:                
Derivative gains (losses) 0 0 0 0        
Investment securities gains (142) 663 276 6,891        
Total non-interest income (loss) 8,099 7,904 25,135 28,226        
Non-interest expense:                
Salaries and employee benefits (19,970) (18,060) (59,073) (52,565)        
Consulting (3,139) (2,887) (8,033) (10,341)        
Depreciation and amortization (3,362) (3,192) (10,098) (9,352)        
Other non-interest expense (11,189) (8,613) (37,628) (32,025)        
Total non-interest expense (37,660) (32,752) (114,832) (104,283)        
Income before income taxes 67,360 66,183 180,283 194,052        
Income tax provision 0 0 0 0        
Net income 67,360 66,183 180,283 194,052        
Assets:                
Total loans outstanding 38,717,223 36,449,424 38,717,223 36,449,424        
Deferred loan origination costs 18,203 15,769 18,203 15,769        
Loans to members 38,735,426 36,465,193 38,735,426 36,465,193        
Less: Allowance for credit losses (35,712) (44,456) (35,712) (44,456)        
Loans to members, net 38,699,714 36,420,737 38,699,714 36,420,737        
Other assets 1,162,459 1,330,000 1,162,459 1,330,000        
Total assets 39,862,173 37,750,737 39,862,173 37,750,737        
CFC | Operating Segments | Interest rate swaps                
Derivative losses:                
Derivative cash settlements interest income 0 0 0 0        
Derivative forward value gains (losses) 0 0 0 0        
NCSC | Operating Segments                
Results of operations:                
Interest income 23,782 21,711 69,817 65,549        
Interest expense (21,070) (19,364) (62,062) (58,593)        
Derivative cash settlements interest income (expense) (76) (34) (149) 16        
Interest expense (21,146) (19,398) (62,211) (58,577)        
Net interest income 2,636 2,313 7,606 6,972        
Benefit (provision) for credit losses (637) (276) (1,666) (793)        
Net interest income after benefit for credit losses 1,999 2,037 5,940 6,179        
Non-interest income (loss):                
Fee and other income 1,943 1,347 6,085 3,555        
Derivative losses:                
Derivative gains (losses) 0 0 0 0        
Investment securities gains 0 0 0 0        
Total non-interest income (loss) 1,943 1,347 6,085 3,555        
Non-interest expense:                
Salaries and employee benefits (66) (63) (201) (185)        
Consulting (44) (57) (129) (196)        
Depreciation and amortization 0 0 0 0        
Other non-interest expense (3,331) (3,078) (11,194) (8,763)        
Total non-interest expense (3,441) (3,198) (11,524) (9,144)        
Income before income taxes 501 186 501 590        
Income tax provision (162) (66) (148) (108)        
Net income 339 120 353 482        
Assets:                
Total loans outstanding 1,782,379 1,609,056 1,782,379 1,609,056        
Deferred loan origination costs 0 0 0 0        
Loans to members 1,782,379 1,609,056 1,782,379 1,609,056        
Less: Allowance for credit losses (7,252) (6,793) (7,252) (6,793)        
Loans to members, net 1,775,127 1,602,263 1,775,127 1,602,263        
Other assets 33,316 27,665 33,316 27,665        
Total assets 1,808,443 1,629,928 1,808,443 1,629,928        
NCSC | Operating Segments | Interest rate swaps                
Derivative losses:                
Derivative cash settlements interest income 0 0 0 0        
Derivative forward value gains (losses) $ 0 $ 0 $ 0 $ 0