CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	9 Months Ended
	Feb. 28, 2026	Feb. 28, 2025
Cash flows from operating activities:
Net income	$ 46,977	$ 66,613
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of deferred loan fees	(2,002)	(2,252)
Amortization of debt issuance costs and discounts	26,905	25,249
Amortization of guarantee fee	14,251	14,621
Depreciation and amortization	10,098	9,352
Benefit for credit losses	(4,597)	(4,270)
Unrealized gains on equity and debt securities	(200)	(7,902)
Derivative forward value losses	133,659	127,921
Advances on loans held for sale	(442,732)	(378,000)
Proceeds from sales of loans held for sale	459,932	375,500
Changes in operating assets and liabilities:
Accrued interest receivable	9,487	2,960
Accrued interest payable	3,527	49,872
Deferred income	1,201	539
Other	(29,677)	(29,413)
Net cash provided by operating activities	226,829	250,790
Cash flows from investing activities:
Advances on loans held for investment, net	(1,685,637)	(1,932,756)
Investments in fixed assets, net	(1,438)	(3,653)
Proceeds from sales and maturities of trading securities	72,343	138,512
Proceeds from redemption of equity securities	0	25,000
Net cash used in investing activities	(1,614,732)	(1,772,897)
Cash flows from financing activities:
Proceeds from short-term borrowings ≤ 90 days, net	102,291	615,486
Proceeds from short-term borrowings with original maturity > 90 days	1,569,885	1,565,320
Repayments of short-term borrowings with original maturity > 90 days	(1,662,764)	(2,277,467)
Payments for issuance costs for revolving bank lines of credit	(5,158)	(3,576)
Proceeds from issuance of long-term debt, net of discounts and issuance costs	4,290,281	3,951,287
Payments for retirement of long-term debt	(2,568,254)	(2,338,105)
Proceeds from issuance of subordinated debt	179,381	35,277
Payments for issuance costs for subordinated deferrable debt	(1,713)	(1,117)
Payments for retirement of subordinated deferrable debt	(300,150)	0
Proceeds from issuance of members’ subordinated certificates	640	6
Payments for retirement of members’ subordinated certificates	(57,448)	(12,712)
Payments for retirement of patronage capital	(52,978)	(46,846)
Additions for membership fees, net	2	0
Net cash provided by financing activities	1,494,015	1,487,553
Net increase in cash, cash equivalents and restricted cash	106,112	(34,554)
Beginning cash, cash equivalents and restricted cash	143,122	288,341
Ending cash, cash equivalents and restricted cash	249,234	253,787
Supplemental disclosure of cash flow information:
Cash paid for interest	1,082,314	992,806
Cash paid for income taxes	$ 285	$ 533