The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR TIPS BD ETF 464287176 92 802 SH   DFND 1 802 0 0
ISHARES TR CORE S&P500 ETF 464287200 273 1,148 SH   DFND 1 1,148 0 0
ISHARES TR MSCI EAFE ETF 464287465 196 3,144 SH   DFND 1 3,144 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 119 1,427 SH   DFND 1 1,427 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 66 551 SH   DFND 1 551 0 0
ISHARES TR INTERM CR BD ETF 464288638 74 677 SH   DFND 1 677 0 0
POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 46 2,979 SH   DFND 1 2,979 0 0
POWERSHARES ETF TR II SOVEREIGN DEBT 73936T573 1 2,225 PRN   DFND 1 2,225 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 62 1,365 SH   DFND 1 1,365 0 0
VANGUARD INDEX FDS REIT ETF 922908553 34 410 SH   DFND 1 410 0 0