Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands	6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
Operating Activities
Net income	$ 1,510	$ 1,505
Adjustments to reconcile net income to net cash from operating activities:
Provision for loan losses	500	350
Depreciation	448	505
Net amortization of investment securities	229	253
Loans originated for sale	(16,608)	(13,167)
Proceeds on loans sold	19,159	12,613
Net gains on loan sales	(522)	(281)
Gain on life insurance proceeds		(156)
Stock option and restricted stock grant compensation expense	70	75
Net gains on security calls and sales	(2)	(207)
Net loss from sale or write down of other real estate owned and repossessed assets	105	269
Amortization of other intangible assets	169	175
Net loss on disposal of premises and equipment	7	5
Net change in obligation under ESOP	32	59
Net change in:
Accrued interest receivable	54	164
Cash surrender value	(164)	(150)
Other assets	905	159
Accrued expenses and other liabilities	(399)	471
Net cash from operating activities	5,493	2,642
Activity in available for sale securities:
Proceeds on securities sold		7,445
Proceeds from maturities and calls	17,490	19,401
Purchases	(45,736)	(25,196)
Net change in federal funds sold	(37)	653
Loan originations and payments, net	3,003	7,909
Proceeds from life insurance		421
Proceeds from sale of other real estate owned and repossessed assets	422	459
Proceeds from sale of equipment	57	2
Additions to premises and equipment	(310)	(483)
Net cash from investing activities	(25,111)	10,611
Financing Activities
Net change in deposits	(12,786)	4,831
Net change in securities sold under agreements to repurchase and overnight borrowings	144	100
Proceeds from other borrowings		5,000
Repayments of other borrowings	(1,403)	(5,341)
Cash dividends paid	(235)	(234)
Net cash from financing activities	(14,280)	4,356
Net change in cash and cash equivalents	(33,898)	17,609
Beginning cash and cash equivalents	78,833	24,814
Ending cash and cash equivalents	44,935	42,423
Cash paid for interest	1,970	2,326
Cash paid for income taxes	200	70
Transfers from loans to other real estate owned	$ 108	$ 355