Power of Attorney





      Know all by these presents, that the undersigned (the
      "Reporting Person")  hereby constitutes and appoints
      Elizabeth F. Chemnitz (POA on File) as the Reporting
      Person's true and lawful attorney-in-fact to:

      	(1) execute for and on behalf of the Reporting Person, in
      the Reporting Person's capacity as an officer or trustee of
      HARLEYSVILLE NATIONAL CORPORATION (the "Company"), Edgar Form ID,
	and Forms 3, 4, and 5 in accordance with Section 16(a) of the
      Securities Exchange Act of 1934 and the rules thereunder;

      	(2) do and perform and all acts for and on behalf of the
      Reporting Person which may be necessary or desirable to
      complete and execute any such Edgar From ID and Forms 3, 4,
      or 5 and timely file such form with the United States Securities
      and Exchange Commission and any stock exchange or similar
      authority; and

      	(3) take any other action of any type whatsoever in
      connection with the foregoing which, in the opinion of such
      attorney-in-fact, may be of benefit to, and in the best
      interest of, or legally required by, the Reporting Person.














      The Reporting Person hereby grants to each such
      attorney-in-fact full power and authority to do and perform
      any and every act and thing whatsoever requisite, necessary,
      or proper to be done in the exercise of any of the rights
      and powers herein granted, as fully to all intents and
      purposes as the Reporting Person might or could do if
      personally present, with full power of Substitution or
      revocation, hereby ratifying and confirming all that such
      attorney-in-fact, or such attorney-in-facts substitute or
      substitutes, shall lawfully do or cause to be done by the
      virtue of this power of attorney and the rights and powers
      herein granted.  The Reporting Person acknowledges that the
      foregoing attorneys-in-fact, in serving in such capacity at
      the request of the Reporting Person, are not assuming, nor
      is the company assuming, any of the Reporting Persons
      responsibilities to comply with Section 16 of the Securities
      Exchange Act of 1934.









      This Power of attorney shall remain in full force and effect
      until the Reporting Person is no longer required to file
      Forms 3, 4, and 5 with respect to the Reporting Person's
      holdings of and transactions in securities issued by the
      Company, unless earlier revoked by the Reporting Person in a
      signed writing delivered to the foregoing attorney-in-fact.

      IN WITNESS WHEREOF, the Reporting Person has caused this
      Power of Attorney to be executed as of this 23rd  day of
       August ,  2004 .


      														/s/ James F. McGowan, Jr.
 													Signature

      Reporting Person:  JAMES F. MCGOWAN, JR.