EXHIBIT  99.2
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                        HARLEYSVILLE NATIONAL CORPORATION
                                  CERTIFICATION
                           PRINCIPAL FINANCIAL OFFICER
                       PURSUANT TO 18 U.S.C. SECTION 1350


        In connection with the Harleysville National Corporation (the "Company")
Quarterly Report on Form 10-Q for the period ending September 30, 2002, as filed
with  the Securities and Exchange Commission (the "Report"), I, Gregg J. Wagner,
Executive  Vice  President  and Chief Financial Officer of the Company, certify,
pursuant  to  18 U.S.C. Section 1350, as added Section 906 of the Sarbanes-Oxley
Act  of  2002,  that:

         1.     The Report fully complies with the requirements of Section 13(a)
or  15(d)  of  the  Securities  Exchange  Act  of  1934;  and

         2.     To  my knowledge, the information contained in the Report fairly
presents,  in  all  material  respects,  the  financial condition and results of
operations  of  the  Company  as  of  and  for the period covered by the Report.



                                /s/  Gregg  J.  Wagner
                                ------------------------------
                                Executive  Vice  President  and
                                Chief  Financial  Officer
                                Harleysville  National  Corporation

 Date:   November  12,  2002