Notes Tables

Financing Receivable, Past Due [Table Text Block]

(Amounts in thousands)	30-59 Days Past Due		60-89 Days Past Due		90 or Greater Days Past Due		Total Past Due		Current		Total		Recorded Investment > 90 Days and Accruing
Past Due Loans at June 30, 2020
Commercial	$	23	$	—	$	—	$	23	$	126,001	$	126,024	$	—
Paycheck protection program		—		—		—		—		162,189		162,189		—
Commercial real estate:
Real estate - construction and land development		—		—		—		—		41,371		41,371		—
Real estate - commercial non-owner occupied		—		—		1,062		1,062		519,942		521,004		—
Real estate - commercial owner occupied		—		—		2,993		2,993		212,806		215,799		—
Residential real estate:
Real estate - residential - ITIN		196		60		106		362		30,721		31,083		—
Real estate - residential - 1-4 family mortgage		443		—		31		474		60,282		60,756		—
Real estate - residential - equity lines		148		—		—		148		20,790		20,938		—
Consumer and other		120		47		—		167		27,009		27,176		—
Total	$	930	$	107	$	4,192	$	5,229	$	1,201,111	$	1,206,340	$	—

(Amounts in thousands)	30-59 Days Past Due		60-89 Days Past Due		90 or Greater Days Past Due		Total Past Due		Current		Total		Recorded Investment > 90 Days and Accruing
Past Due Loans at December 31, 2019
Commercial	$	71	$	—	$	—	$	71	$	141,126	$	141,197	$	—
Commercial real estate:
Real estate - construction and land development		—		—		—		—		26,830		26,830		—
Real estate - commercial non-owner occupied		—		—		—		—		493,920		493,920		—
Real estate - commercial owner occupied		655		—		3,103		3,758		215,075		218,833		—
Residential real estate:
Real estate - residential - ITIN		371		323		43		737		32,302		33,039		—
Real estate - residential - 1-4 family mortgage		—		—		—		—		63,661		63,661		—
Real estate - residential - equity lines		100		—		—		100		21,999		22,099		—
Consumer and other		200		50		—		250		33,074		33,324		—
Total	$	1,397	$	373	$	3,146	$	4,916	$	1,027,987	$	1,032,903	$	—

Impaired Financing Receivables [Table Text Block]

	As of June 30, 2020
			Unpaid
	*Recorded*		*Principal*		*Related*
(Amounts in thousands)	*Investment*		*Balance*		*Allowance*
Impaired Loans:
With no related allowance recorded:
Commercial	$	52	$	215	$	—
Commercial real estate:
Real estate - commercial non-owner occupied		1,062		1,097		—
Real estate - commercial owner occupied		3,647		3,757		—
Residential real estate:
Real estate - residential - ITIN		5,203		6,896		—
Real estate - residential - 1-4 family mortgage		180		308		—
Total with no related allowance recorded	$	10,144	$	12,273	$	—

With an allowance recorded:
Commercial	$	547	$	547	$	137
Residential real estate:
Real estate - residential - ITIN		177		177		13
Real estate - residential - equity lines		221		221		110
Consumer and other		37		38		10
Total with an allowance recorded	$	982	$	983	$	270

By loan portfolio:
Commercial	$	599	$	762	$	137
Commercial real estate		4,709		4,854		—
Residential real estate		5,781		7,602		123
Consumer and other		37		38		10
Total impaired loans	$	11,126	$	13,256	$	270

	As of December 31, 2019
			Unpaid
	*Recorded*		*Principal*		*Related*
(Amounts in thousands)	*Investment*		*Balance*		*Allowance*
Impaired Loans:
With no related allowance recorded:
Commercial	$	94	$	251	$	—
Commercial real estate:
Real estate - commercial owner occupied		3,103		3,103		—
Residential real estate:
Real estate - residential - ITIN		5,723		7,386		—
Real estate - residential - 1-4 family mortgage		191		313		—
Total with no related allowance recorded	$	9,111	$	11,053	$	—

With an allowance recorded:
Commercial	$	562	$	563	$	159
Residential real estate:
Real estate - residential - ITIN		455		455		38
Real estate - residential - equity lines		231		231		116
Consumer and other		40		40		11
Total with an allowance recorded	$	1,288	$	1,289	$	324

By loan portfolio:
Commercial	$	656	$	814	$	159
Commercial real estate		3,103		3,103		—
Residential real estate		6,600		8,385		154
Consumer and other		40		40		11
Total impaired loans	$	10,399	$	12,342	$	324

Newly Restructured Loans [Table Text Block]

	Modification Types For the Three Months Ended June 30, 2020						Modification Types For the Three Months Ended June 30, 2019
(Amounts in thousands)	Maturity		Payment Deferral		Total		Maturity		Payment Deferral		Total
Troubled Debt Restructuring:
Commercial	$	—	$	—	$	—	$	86	$	—	$	86
Commercial real estate:
Real estate - commercial owner occupied		—		654		654		—		—		—
Residential real estate:
Real estate - residential - equity lines		—		—		—		—		39		39
Total	$	—	$	654	$	654	$	86	$	39	$	125

	Modification Types For the Six Months Ended June 30, 2020						Modification Types For the Six Months Ended June 30, 2019
(Amounts in thousands)	Maturity		Payment Deferral		Total		Maturity		Payment Deferral		Total
Troubled Debt Restructuring:
Commercial	$	—	$	—	$	—	$	86	$	—	$	86
Commercial real estate:
Real estate - commercial owner occupied		—		654		654		—		—		—
Residential real estate:
Real estate - residential - equity lines		—		—		—		—		39		39
Total	$	—	$	654	$	654	$	86	$	39	$	125

Financing Receivable Credit Quality Indicators [Table Text Block]

	June 30, 2020
(Amounts in thousands)	Performing		Nonperforming		Total
Performing and Nonperforming Loans:
Commercial	$	126,017	$	7	$	126,024
Paycheck protection program		162,189		—		162,189
Commercial real estate:
Real estate - construction and land development		41,371		—		41,371
Real estate - commercial non-owner occupied		519,942		1,062		521,004
Real estate - commercial owner occupied		212,152		3,647		215,799
Residential real estate:
Real estate - residential - ITIN		29,345		1,738		31,083
Real estate - residential - 1-4 family mortgage		60,576		180		60,756
Real estate - residential - equity lines		20,938		—		20,938
Consumer and other		27,139		37		27,176
Total	$	1,199,669	$	6,671	$	1,206,340

	December 31, 2019
(Amounts in thousands)	Performing		Nonperforming		Total
Performing and Nonperforming Loans:
Commercial	$	141,136	$	61	$	141,197
Commercial real estate:
Real estate - construction and land development		26,830		—		26,830
Real estate - commercial non-owner occupied		493,920		—		493,920
Real estate - commercial owner occupied		215,730		3,103		218,833
Residential real estate:
Real estate - residential - ITIN		30,818		2,221		33,039
Real estate - residential - 1-4 family mortgage		63,470		191		63,661
Real estate - residential - equity lines		22,099		—		22,099
Consumer and other		33,284		40		33,324
Total	$	1,027,287	$	5,616	$	1,032,903

Financing Receivable, Allowance for Credit Loss [Table Text Block]

	For the Three Months Ended June 30, 2020
				Paycheck
				Protection		Commercial			Residential
(Amounts in thousands)	Commercial			Program		Real Estate			Real Estate			Consumer			Unallocated		Total
ALLL by Loan Portfolio:
Beginning balance	$	2,483		$	—	$	9,899		$	1,281		$	972		$	432	$	15,067
Charge-offs		—			—		(145	)		(29	)		(182	)		—		(356	)
Recoveries		14			—		—			18			46			—		78
Provision		(97	)		—		1,182			36			34			145		1,300
Ending balance	$	2,400		$	—	$	10,936		$	1,306		$	870		$	577	$	16,089

	For the Three Months Ended June 30, 2019
				Paycheck
				Protection		Commercial			Residential
(Amounts in thousands)	Commercial			Program		Real Estate			Real Estate			Consumer			Unallocated		Total
ALLL by Loan Portfolio:
Beginning balance	$	2,479		$	—	$	6,956		$	1,211		$	1,056		$	540	$	12,242
Charge-offs		(145	)		—		(233	)		(71	)		(210	)		—		(659	)
Recoveries		757			—		—			18			87			—		862
Provision		(987	)		—		875			(88	)		137			63		—
Ending balance	$	2,104		$	—	$	7,598		$	1,070		$	1,070		$	603	$	12,445

	For the Six Months Ended June 30, 2020
			Paycheck
			Protection		Commercial			Residential
(Amounts in thousands)	Commercial		Program		Real Estate			Real Estate			Consumer			Unallocated		Total
ALLL by Loan Portfolio:
Beginning balance	$	1,822	$	—	$	8,096		$	1,032		$	933		$	348	$	12,231
Charge-offs		—		—		(145	)		(35	)		(345	)		—		(525	)
Recoveries		22		—		—			62			149			—		233
Provision		556		—		2,985			247			133			229		4,150
Ending balance	$	2,400	$	—	$	10,936		$	1,306		$	870		$	577	$	16,089

	For the Six Months Ended June 30, 2019
				Paycheck
				Protection		Commercial			Residential
(Amounts in thousands)	Commercial			Program		Real Estate			Real Estate			Consumer			Unallocated		Total
ALLL by Loan Portfolio:
Beginning balance	$	2,205		$	—	$	7,116		$	1,173		$	1,356		$	442	$	12,292
Charge-offs		(145	)		—		(233	)		(139	)		(490	)		—		(1,007	)
Recoveries		911			—		—			100			149			—		1,160
Provision		(867	)		—		715			(64	)		55			161		—
Ending balance	$	2,104		$	—	$	7,598		$	1,070		$	1,070		$	603	$	12,445

	As of June 30, 2020
			Paycheck
			Protection		Commercial		Residential
(Amounts in thousands)	Commercial		Program		Real Estate		Real Estate		Consumer		Unallocated		Total
ALLL:
Individually evaluated for impairment	$	137	$	—	$	—	$	123	$	10	$	—	$	270
Collectively evaluated for impairment		2,263		—		10,936		1,183		860		577		15,819
Total	$	2,400	$	—	$	10,936	$	1,306	$	870	$	577	$	16,089
Gross loans:
Individually evaluated for impairment	$	599	$	—	$	4,709	$	5,781	$	37	$	—	$	11,126
Collectively evaluated for impairment		125,425		162,189		773,465		106,996		27,139		—		1,195,214
Total gross loans	$	126,024	$	162,189	$	778,174	$	112,777	$	27,176	$	—	$	1,206,340

	As of December 31, 2019
			Paycheck
			Protection		Commercial		Residential
(Amounts in thousands)	Commercial		Program		Real Estate		Real Estate		Consumer		Unallocated		Total
ALLL:
Individually evaluated for impairment	$	159	$	—	$	—	$	154	$	11	$	—	$	324
Collectively evaluated for impairment		1,663		—		8,096		878		922		348		11,907
Total	$	1,822	$	—	$	8,096	$	1,032	$	933	$	348	$	12,231
Gross loans:
Individually evaluated for impairment	$	656	$	—	$	3,103	$	6,600	$	40	$	—	$	10,399
Collectively evaluated for impairment		140,541		—		736,480		112,199		33,284		—		1,022,504
Total gross loans	$	141,197	$	—	$	739,583	$	118,799	$	33,324	$	—	$	1,032,903