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Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Mar. 31, 2020
Dec. 31, 2019
Assets:    
Cash and due from banks $ 21,127 $ 21,338
Interest-bearing deposits in other banks 22,813 59,266
Total cash and cash equivalents 43,940 80,604
Securities available-for-sale, at fair value 285,077 286,950
Loans, net of deferred fees and costs 1,054,374 1,035,065
Allowance for loan and lease losses (15,067) (12,231)
Net loans 1,039,307 1,022,834
Premises and equipment, net 15,452 15,906
Other real estate owned 8 35
Life insurance 23,824 23,701
Deferred tax asset, net 3,149 4,553
Goodwill 11,671 11,671
Other intangible assets, net 4,618 4,809
Other assets 28,834 28,553
Total assets 1,455,880 1,479,616
Liabilities:    
Demand - noninterest-bearing 419,315 432,680
Demand - interest-bearing 231,276 239,258
Money market 314,687 307,559
Savings 133,552 135,888
Certificates of deposit 143,557 151,786
Total deposits 1,242,387 1,267,171
Term debt:    
Federal Home Loan Bank of San Francisco borrowings 10,000
Total future maturities 20,000  
Junior subordinated debentures 10,310 10,310
Other liabilities 17,556 17,700
Total liabilities 1,290,222 1,305,138
Commitments and contingencies (Note 7)
Shareholders' equity:    
Common stock, no par value, 50,000,000 shares authorized: issued and outstanding - 16,796,262 as of March 31, 2020 and 18,137,167 as of December 31, 2019 59,067 71,311
Retained earnings 100,644 100,566
Accumulated other comprehensive income, net of tax 5,947 2,601
Total shareholders' equity 165,658 174,478
Total liabilities and shareholders' equity 1,455,880 1,479,616
Term Debt [Member]    
Term debt:    
Other borrowings 10,000 10,000
Less unamortized debt issuance costs (31) (43)
Total future maturities $ 19,969 $ 9,957