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Note 5 - Loans (Tables)
 12 Months Ended
Dec. 31, 2019
Notes Tables  
Outstanding Loan Balances [Table Text Block]
(Amounts in thousands)
  
As of December 31
  
Loan Portfolio
  
2019
    
2018
  
Commercial
   $
141,197
     $
135,543
  
Commercial real estate:
                
Real estate – construction and land development
    
26,830
      
22,563
  
Real estate – commercial non-owner occupied
    
493,920
      
433,708
  
Real estate – commercial owner occupied
    
218,833
      
204,622
  
Residential real estate:
                
Real estate – residential - Individual Tax Identification Number ("ITIN")
    
33,039
      
37,446
  
Real estate – residential - 1-4 family mortgage
    
63,661
      
34,366
  
Real estate – residential - equity lines
    
22,099
      
26,958
  
Consumer and other
    
33,324
      
51,045
  
Gross loans
    
1,032,903
      
946,251
  
Deferred fees and costs
    
2,162
      
1,927
  
Loans, net of deferred fees and costs
    
1,035,065
      
948,178
  
Allowance for loan and lease losses
    
(12,231
 )    
(12,292
 )
Net loans
   $
1,022,834
     $
935,886
  
Financing Receivable, Past Due [Table Text Block]
   
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
Recorded
  
(Amounts in thousands)
  
30-59
    
60-89
    
90 or Greater
    
 
 
 
  
 
 
 
  
 
 
 
  
Investment >
  
Past Due Loans at
  
Days Past
    
Days Past
    
Days Past
    
Total Past
    
 
 
 
  
 
 
 
  
90 Days and
  
December 31, 2019
  
Due
    
Due
    
Due
    
Due
    
Current
    
Total
    
Accruing
  
Commercial
   $
71
     $
—
     $
—
     $
71
     $
141,126
     $
141,197
     $
—
  
Commercial real estate:
                                                        
Real estate - construction and land development
    
—
      
—
      
—
      
—
      
26,830
      
26,830
      
—
  
Real estate - commercial non-owner occupied
    
—
      
—
      
—
      
—
      
493,920
      
493,920
      
—
  
Real estate - commercial owner occupied
    
655
      
—
      
3,103
      
3,758
      
215,075
      
218,833
      
—
  
Residential real estate:
                                                        
Real estate - residential - ITIN
    
371
      
323
      
43
      
737
      
32,302
      
33,039
      
—
  
Real estate - residential - 1-4 family mortgage
    
—
      
—
      
—
      
—
      
63,661
      
63,661
      
—
  
Real estate - residential - equity lines
    
100
      
—
      
—
      
100
      
21,999
      
22,099
      
—
  
Consumer and other
    
200
      
50
      
 
      
250
      
33,074
      
33,324
      
—
  
Total
   $
1,397
     $
373
     $
3,146
     $
4,916
     $
1,027,987
     $
1,032,903
     $
—
  
   
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
Recorded
  
(Amounts in thousands)
  
30-59
    
60-89
    
90 or Greater
    
 
 
 
  
 
 
 
  
 
 
 
  
Investment >
  
Past Due Loans at
  
Days Past
    
Days Past
    
Days Past
    
Total Past
    
 
 
 
  
 
 
 
  
90 Days and
  
December 31, 2018
  
Due
    
Due
    
Due
    
Due
    
Current
    
Total
    
Accruing
  
Commercial
   $
—
     $
—
     $
—
     $
—
     $
135,543
     $
135,543
     $
—
  
Commercial real estate:
                                                        
Real estate - construction and land development
    
—
      
—
      
—
      
—
      
22,563
      
22,563
      
—
  
Real estate - commercial non-owner occupied
    
10,878
      
—
      
548
      
11,426
      
422,282
      
433,708
      
—
  
Real estate - commercial owner occupied
    
688
      
—
      
—
      
688
      
203,934
      
204,622
      
—
  
Residential real estate:
                                                        
Real estate - residential - ITIN
    
184
      
279
      
259
      
722
      
36,724
      
37,446
      
—
  
Real estate - residential - 1-4 family mortgage
    
—
      
—
      
185
      
185
      
34,181
      
34,366
      
—
  
Real estate - residential - equity lines
    
90
      
—
      
—
      
90
      
26,868
      
26,958
      
—
  
Consumer and other
    
534
      
263
      
—
      
797
      
50,248
      
51,045
      
—
  
Total
   $
12,374
     $
542
     $
992
     $
13,908
     $
932,343
     $
946,251
     $
—
  
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent 1 [Table Text Block]
(Amounts in thousands)
  
As of December 31
  
Nonaccrual Loans
  
2019
    
2018
  
Commercial
   $
61
     $
959
  
Commercial real estate:
                
Real estate - commercial non-owner occupied
    
—
      
548
  
Real estate - commercial owner occupied
    
3,103
      
—
  
Residential real estate:
                
Real estate - residential - ITIN
    
2,221
      
2,388
  
Real estate - residential - 1-4 family mortgage
    
191
      
185
  
Real estate - residential - equity lines
    
—
      
43
  
Consumer and other
    
40
      
23
  
Total
   $
5,616
     $
4,146
  
Impaired Financing Receivables [Table Text Block]
   
As of December 31, 2019
  
   
 
 
 
  
Unpaid
    
 
 
 
(Amounts in thousands)
  
Recorded
    
Principal
   
Related
 
Impaired Loans
  
Investment
    
Balance
    
Allowance
  
With no related allowance recorded:
                        
Commercial
   $
94
     $
251
     $
—
  
Commercial real estate:
                        
Real estate - commercial owner-occupied
    
3,103
      
3,103
      
—
  
Residential real estate:
                        
Real estate - residential - ITIN
    
5,723
      
7,386
      
—
  
Real estate - residential - 1-4 family mortgage
    
191
      
313
      
—
  
Total with no related allowance recorded
   $
9,111
     $
11,053
     $
—
  
                         
With an allowance recorded:
                        
Commercial
   $
562
     $
563
     $
159
  
Residential real estate:
                        
Real estate - residential - ITIN
    
455
      
455
      
38
  
Real estate - residential - equity lines
    
231
      
231
      
116
  
Consumer and other
    
40
      
40
      
11
  
Total with an allowance recorded
   $
1,288
     $
1,289
     $
324
  
                         
By loan portfolio:
                        
Commercial
   $
656
     $
814
     $
159
  
Commercial real estate
    
3,103
      
3,103
      
—
  
Residential real estate
    
6,600
      
8,385
      
154
  
Consumer and other
    
40
      
40
      
11
  
Total impaired loans
   $
10,399
     $
12,342
     $
324
  
   
As of December 31, 2018
  
   
 
 
 
  
Unpaid
    
 
 
 
(Amounts in thousands)
  
Recorded
    
Principal
   
Related
 
Impaired Loans
  
Investment
    
Balance
    
Allowance
  
With no related allowance recorded:
                        
Commercial
   $
51
     $
69
     $
—
  
Commercial real estate:
                        
Real estate - commercial owner-occupied
    
548
     $
548
      
—
  
Residential real estate:
                        
Real estate - residential - ITIN
    
6,138
      
7,676
      
—
  
Real estate - residential - 1-4 family mortgage
    
185
      
223
      
—
  
Real estate - residential - equity lines
    
43
      
48
      
—
  
Total with no related allowance recorded
   $
6,965
     $
8,564
     $
—
  
                         
With an allowance recorded:
                        
Commercial
   $
2,132
     $
2,256
     $
748
  
Commercial real estate:
                        
Real estate - commercial non-owner occupied
    
795
      
795
      
209
  
Residential real estate:
                        
Real estate - residential - ITIN
    
734
      
772
      
91
  
Real estate - residential - equity lines
    
363
      
363
      
182
  
Consumer and other
    
23
      
23
      
7
  
Total with an allowance recorded
   $
4,047
     $
4,209
     $
1,237
  
                         
By loan portfolio:
                        
Commercial
   $
2,183
     $
2,325
     $
748
  
Commercial real estate
    
1,343
      
1,343
      
209
  
Residential real estate
    
7,463
      
9,082
      
273
  
Consumer and other
    
23
      
23
      
7
  
Total impaired loans
   $
11,012
     $
12,773
     $
1,237
  
Average Recorded Investment and Interest Income Recognized on Impaired Loans by Loan Class [Table Text Block]
   
2019
    
2018
  
   
Average
    
Interest
    
Average
    
Interest
  
(Amounts in thousands)
  
Recorded
    
Income
    
Recorded
    
Income
  
Average Recorded Investment and Interest Income
  
Investment
    
Recognized
    
Investment
    
Recognized
  
Commercial
   $
1,201
     $
51
     $
2,455
     $
78
  
Commercial real estate:
                                
Real estate - commercial non-owner occupied
    
9,400
      
30
      
890
      
46
  
Real estate - commercial owner- occupied
    
259
      
—
      
—
      
—
  
Residential real estate:
                                
Real estate - residential - ITIN
    
6,574
      
161
      
7,198
      
170
  
Real estate - residential - 1-4 family mortgage
    
193
      
—
      
218
      
—
  
Real estate - residential - equity lines
    
288
      
18
      
415
      
20
  
Consumer and other
    
25
      
—
      
31
      
—
  
Total
   $
17,940
     $
260
     $
11,207
     $
314
  
Newly Restructured Loans [Table Text Block]
   
For The Year Ended December 31, 2019
  
   
 
 
 
  
Rate &
    
 
 
 
  
 
 
 
(Amounts in thousands)
  
Rate &
    
Payment
    
 
 
 
  
 
 
 
Troubled Debt Restructuring Modification Types
  
Maturity
    
Deferral
    
Maturity
    
Total
  
Commercial
   $
—
     $
—
     $
47
     $
47
  
Consumer and other
    
20
      
—
      
—
      
20
  
Total
   $
20
     $
—
     $
47
     $
67
  
Financing Receivable, Troubled Debt Restructuring [Table Text Block]
   
2019
  
   
 
 
 
  
Pre-Modification
    
Post-Modification
  
(Amounts in thousands)
  
Number of
    
Outstanding Recorded
    
Outstanding Recorded
  
Troubled Debt Restructurings
  
Contracts
    
Investment
    
Investment
  
Commercial
    
1
     $
99
     $
99
  
Consumer and other
    
1
      
20
      
20
  
Total
    
2
     $
119
     $
119
  
Financing Receivable Credit Quality Indicators [Table Text Block]
(Amounts in thousands)
  
December 31, 2019
  
Performing and Nonperforming Loans
  
Performing
    
Nonperforming
    
Total
  
Commercial
   $
141,136
     $
61
     $
141,197
  
Commercial real estate:
                        
Real estate - construction and land development
    
26,830
      
—
      
26,830
  
Real estate - commercial non-owner occupied
    
493,920
      
—
      
493,920
  
Real estate - commercial owner occupied
    
215,730
      
3,103
      
218,833
  
Residential real estate:
                        
Real estate - residential - ITIN
    
30,818
      
2,221
      
33,039
  
Real estate - residential - 1-4 family mortgage
    
63,470
      
191
      
63,661
  
Real estate - residential - equity lines
    
22,099
      
—
      
22,099
  
Consumer and other
    
33,284
      
40
      
33,324
  
Total
   $
1,027,287
     $
5,616
     $
1,032,903
  
(Amounts in thousands)
  
December 31, 2018
  
Performing and Nonperforming Loans
  
Performing
    
Nonperforming
    
Total
  
Commercial
   $
134,584
     $
959
     $
135,543
  
Commercial real estate:
                        
Real estate - construction and land development
    
22,563
      
—
      
22,563
  
Real estate - commercial non-owner occupied
    
433,160
      
548
      
433,708
  
Real estate - commercial owner occupied
    
204,622
      
—
      
204,622
  
Residential real estate:
                        
Real estate - residential - ITIN
    
35,058
      
2,388
      
37,446
  
Real estate - residential - 1-4 family mortgage
    
34,181
      
185
      
34,366
  
Real estate - residential - equity lines
    
26,915
      
43
      
26,958
  
Consumer and other
    
51,022
      
23
      
51,045
  
Total
   $
942,105
     $
4,146
     $
946,251
  
Financing Receivable Credit Quality Indicator [Table Text Block]
   
December 31, 2019
  
   
 
 
 
  
 
 
 
  
Special
    
 
 
 
  
 
 
 
  
 
 
 
(Amounts in thousands)
  
Pass
    
Watch
    
Mention
    
Substandard
    
Doubtful
    
Total
  
Commercial
   $
125,222
     $
14,974
     $
833
     $
168
     $
—
     $
141,197
  
Commercial real estate:
                                                
Real estate - construction and land development
    
26,810
      
20
      
—
      
—
      
—
      
26,830
  
Real estate - commercial non-owner occupied
    
454,493
      
32,902
      
5,424
      
1,101
      
—
      
493,920
  
Real estate - commercial owner occupied
    
195,950
      
7,224
      
1,220
      
14,439
      
—
      
218,833
  
Residential real estate:
                                                
Real estate - residential - ITIN
    
28,609
      
—
      
—
      
4,430
      
—
      
33,039
  
Real estate - residential - 1-4 family mortgage
    
62,485
      
985
      
—
      
191
      
—
      
63,661
  
Real estate - residential - equity lines
    
22,012
      
—
      
—
      
87
      
—
      
22,099
  
Consumer and other
    
33,283
      
—
      
—
      
41
      
—
      
33,324
  
Total
   $
948,864
     $
56,105
     $
7,477
     $
20,457
     $
—
     $
1,032,903
  
   
December 31, 2018
  
   
 
 
 
  
 
 
 
  
Special
    
 
 
 
  
 
 
 
  
 
 
 
(Amounts in thousands)
  
Pass
    
Watch
    
Mention
    
Substandard
    
Doubtful
    
Total
  
Commercial
   $
118,643
     $
15,247
     $
—
     $
1,653
     $
—
     $
135,543
  
Commercial real estate:
                                                
Real estate - construction and land development
    
22,539
      
24
      
—
      
—
      
—
      
22,563
  
Real estate - commercial non-owner occupied
    
409,157
      
21,698
      
—
      
2,853
      
—
      
433,708
  
Real estate - commercial owner occupied
    
179,154
      
14,075
      
—
      
11,393
      
—
      
204,622
  
Residential real estate:
                                                
Real estate - residential - ITIN
    
31,805
      
—
      
—
      
5,641
      
—
      
37,446
  
Real estate - residential - 1-4 family mortgage
    
33,388
      
793
      
—
      
185
      
—
      
34,366
  
Real estate - residential - equity lines
    
25,336
      
1,313
      
—
      
309
      
—
      
26,958
  
Consumer and other
    
51,016
      
—
      
—
      
29
      
—
      
51,045
  
Total
   $
871,038
     $
53,150
     $
—
     $
22,063
     $
—
     $
946,251
  
Financing Receivable, Allowance for Credit Loss [Table Text Block]
   
As of December 31, 2019
  
(Amounts in thousands)
  
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
ALLL by Loan Portfolio
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
Beginning balance
   $
2,205
     $
7,116
     $
1,173
     $
1,356
     $
442
     $
12,292
  
Charge-offs
    
(238
 )    
(233
 )    
(181
 )    
(848
 )    
—
      
(1,500
 )
Recoveries
    
927
      
—
      
261
      
251
      
—
      
1,439
  
Provision
    
(1,072
 )    
1,213
      
(221
 )    
174
      
(94
 )    
—
  
Ending balance
   $
1,822
     $
8,096
     $
1,032
     $
933
     $
348
     $
12,231
  
   
As of December 31, 2018
  
(Amounts in thousands)
  
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
ALLL by Loan Portfolio
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
Beginning balance
   $
2,397
     $
6,514
     $
1,169
     $
1,435
     $
410
     $
11,925
  
Charge-offs
    
(132
 )    
—
      
(226
 )    
(890
 )    
—
      
(1,248
 )
Recoveries
    
865
      
—
      
435
      
315
      
—
      
1,615
  
Provision
    
(925
 )    
602
      
(205
 )    
496
      
32
      
—
  
Ending balance
   $
2,205
     $
7,116
     $
1,173
     $
1,356
     $
442
     $
12,292
  
   
As of December 31, 2019
  
   
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
(Amounts in thousands)
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
ALLL:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Individually evaluated for impairment
   $
159
     $
—
     $
154
     $
11
     $
—
     $
324
  
Collectively evaluated for impairment
    
1,663
      
8,096
      
878
      
922
      
348
      
11,907
  
Total
    
1,822
      
8,096
      
1,032
      
933
      
348
      
12,231
  
Gross loans:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Individually evaluated for impairment
   $
656
     $
3,103
     $
6,600
     $
40
     $
—
     $
10,399
  
Collectively evaluated for impairment
    
140,541
      
736,480
      
112,199
      
33,284
      
—
      
1,022,504
  
Total gross loans
   $
141,197
     $
739,583
     $
118,799
     $
33,324
     $
—
     $
1,032,903
  
   
As of December 31, 2018
  
   
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
(Amounts in thousands)
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
ALLL:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Individually evaluated for impairment
   $
748
     $
209
     $
273
     $
7
     $
—
     $
1,237
  
Collectively evaluated for impairment
    
1,457
      
6,907
      
900
      
1,349
      
442
      
11,055
  
Total
    
2,205
      
7,116
      
1,173
      
1,356
      
442
      
12,292
  
Gross loans:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Individually evaluated for impairment
   $
2,183
     $
1,343
     $
7,463
     $
23
     $
—
     $
11,012
  
Collectively evaluated for impairment
    
133,360
      
659,550
      
91,307
      
51,022
      
—
      
935,239
  
Total gross loans
   $
135,543
     $
660,893
     $
98,770
     $
51,045
     $
—
     $
946,251