Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Assets:
Cash and due from banks	$ 21,338	$ 23,692
Interest-bearing deposits in other banks	59,266	23,673
Total cash and cash equivalents	80,604	47,365
Securities available-for-sale, at fair value	286,950	256,928
Loans, net of deferred fees and costs	1,035,065	948,178
Allowance for loan and lease losses	(12,231)	(12,292)
Net loans	1,022,834	935,886
Premises and equipment, net	15,906	13,119
Other real estate owned	35	31
Life insurance	23,701	22,410
Deferred tax asset, net	4,553	7,039
Goodwill	11,671	665
Other intangible assets, net	4,809	1,176
Other assets	28,553	22,485
Total assets	1,479,616	1,307,104
Liabilities:
Demand - noninterest-bearing	432,680	347,199
Demand - interest-bearing	239,258	252,202
Money market	307,559	265,093
Savings	135,888	114,840
Certificates of deposit	151,786	152,382
Total deposits	1,267,171	1,131,716
Term debt:
Junior subordinated debentures	10,310	10,310
Other liabilities	17,700	13,352
Total liabilities	1,305,138	1,168,783
Commitments and contingencies (Note 14)
Shareholders’ equity:
Common stock, no par value, 50,000,000 shares authorized; issued and outstanding - 18,137,167 as of December 31, 2019 and 16,333,502 as of December 31, 2018	71,311	52,284
Retained earnings	100,566	89,045
Accumulated other comprehensive income (loss), net of tax	2,601	(3,008)
Total shareholders’ equity	174,478	138,321
Total liabilities and shareholders’ equity	1,479,616	1,307,104
Term Debt [Member]
Term debt:
Other borrowings	10,000	13,496
Less unamortized debt issuance costs	(43)	(91)
Net term debt	$ 9,957	$ 13,405