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Note 4 - Loans (Tables)
 9 Months Ended
Sep. 30, 2019
Notes Tables  
Outstanding Loan Balances [Table Text Block]
(Amounts in thousands)
  
September 30,
    
December 31,
  
Loan Portfolio
  
2019
    
2018
  
Commercial
   $
152,195
     $
135,543
  
Commercial real estate:
                
Real estate - construction and land development
    
35,606
      
22,563
  
Real estate - commercial non-owner occupied
    
475,678
      
433,708
  
Real estate - commercial owner occupied
    
210,767
      
204,622
  
Residential real estate:
                
Real estate - residential - Individual Tax Identification Number (“ITIN”)
    
34,036
      
37,446
  
Real estate - residential - 1-4 family mortgage
    
64,747
      
34,366
  
Real estate - residential - equity lines
    
22,729
      
26,958
  
Consumer and other
    
37,324
      
51,045
  
Gross loans
    
1,033,082
      
946,251
  
Deferred fees and costs
    
1,980
      
1,927
  
Loans, net of deferred fees and costs
    
1,035,062
      
948,178
  
Allowance for loan and lease losses
    
(12,285
 )    
(12,292
 )
Net loans
   $
1,022,777
     $
935,886
  
Financing Receivable, Past Due [Table Text Block]
   
 
 
 
  
 
 
 
  
90 or
 
  
 
 
 
  
 
 
 
  
 
 
 
  
Recorded
  
(Amounts in thousands)
  
30-59
    
60-89
    
Greater
    
 
 
 
  
 
 
 
  
 
 
 
  
Investment >
  
Past Due Loans at
  
Days Past
    
Days Past
    
Days Past
    
Total Past
    
 
 
 
  
 
 
 
  
90 Days and
  
September 30, 2019
  
Due
    
Due
    
Due
    
Due
    
Current
    
Total
    
Accruing
  
Commercial
   $
19
     $
2
     $
36
     $
57
     $
152,138
     $
152,195
     $
—
  
Commercial real estate:
                                                        
Real estate - construction and land development
    
—
      
—
      
—
      
—
      
35,606
      
35,606
      
—
  
Real estate - commercial non-owner occupied
    
—
      
—
      
—
      
—
      
475,678
      
475,678
      
—
  
Real estate - commercial owner occupied
    
—
      
—
      
—
      
—
      
210,767
      
210,767
      
—
  
Residential real estate:
                                                        
Real estate - residential - ITIN
    
142
      
—
      
174
      
316
      
33,720
      
34,036
      
—
  
Real estate - residential - 1-4 family mortgage
    
—
      
—
      
—
      
—
      
64,747
      
64,747
      
—
  
Real estate - residential - equity lines
    
163
      
—
      
—
      
163
      
22,566
      
22,729
      
—
  
Consumer and other
    
99
      
101
      
—
      
200
      
37,124
      
37,324
      
—
  
Total
   $
423
     $
103
     $
210
     $
736
     $
1,032,346
     $
1,033,082
     $
—
  
   
 
 
 
  
 
 
 
  
90 or
 
  
 
 
 
  
 
 
 
  
 
 
 
  
Recorded
  
(Amounts in thousands)
  
30-59
    
60-89
    
Greater
    
 
 
 
  
 
 
 
  
 
 
 
  
Investment >
  
Past Due Loans at
  
Days Past
    
Days Past
    
Days Past
    
Total Past
    
 
 
 
  
 
 
 
  
90 Days and
  
December 31, 2018
  
Due
    
Due
    
Due
    
Due
    
Current
    
Total
    
Accruing
  
Commercial
   $
—
     $
—
     $
—
     $
—
     $
135,543
     $
135,543
     $
—
  
Commercial real estate:
                                                        
Real estate - construction and land development
    
—
      
—
      
—
      
—
      
22,563
      
22,563
      
—
  
Real estate - commercial non-owner occupied
    
10,878
      
—
      
548
      
11,426
      
422,282
      
433,708
      
—
  
Real estate - commercial owner occupied
    
688
      
—
      
—
      
688
      
203,934
      
204,622
      
—
  
Residential real estate:
                                                        
Real estate - residential - ITIN
    
184
      
279
      
259
      
722
      
36,724
      
37,446
      
—
  
Real estate - residential - 1-4 family mortgage
    
—
      
—
      
185
      
185
      
34,181
      
34,366
      
—
  
Real estate - residential - equity lines
    
90
      
—
      
—
      
90
      
26,868
      
26,958
      
—
  
Consumer and other
    
534
      
263
      
—
      
797
      
50,248
      
51,045
      
—
  
Total
   $
12,374
     $
542
     $
992
     $
13,908
     $
932,343
     $
946,251
     $
—
  
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent 1 [Table Text Block]
(Amounts in thousands)
  
September 30,
    
December 31,
  
Nonaccrual Loans
  
2019
    
2018
  
Commercial
   $
139
     $
959
  
Commercial real estate:
                
Real estate - commercial non-owner occupied
    
10,099
      
548
  
Residential real estate:
                
Real estate - residential - ITIN
    
2,339
      
2,388
  
Real estate - residential - 1-4 family mortgage
    
198
      
185
  
Real estate - residential - equity lines
    
—
      
43
  
Consumer and other
    
21
      
23
  
Total
   $
12,796
     $
4,146
  
Impaired Financing Receivables [Table Text Block]
   
As of September 30, 2019
  
   
 
 
 
  
Unpaid
    
 
 
 
(Amounts in thousands)
  
Recorded
    
Principal
    
Related
  
Impaired Loans
  
Investment
    
Balance
    
Allowance
  
With no related allowance recorded:
                        
Commercial
   $
172
     $
375
     $
—
  
Commercial real estate:
                        
Real estate - commercial non-owner occupied
    
10,099
      
10,697
      
—
  
Residential real estate:
                        
Real estate - residential - ITIN
    
5,953
      
7,636
      
—
  
Real estate - residential - 1-4 family mortgage
    
198
      
316
      
—
  
Total with no related allowance recorded
   $
16,422
     $
19,024
     $
—
  
                         
With an allowance recorded:
                        
Commercial
   $
596
     $
598
     $
170
  
Residential real estate:
                        
Real estate - residential - ITIN
    
458
      
458
      
41
  
Real estate - residential - equity lines
    
236
      
236
      
118
  
Consumer and other
    
21
      
21
      
6
  
Total with an allowance recorded
   $
1,311
     $
1,313
     $
335
  
                         
By loan portfolio:
                        
Commercial
   $
768
     $
973
     $
170
  
Commercial real estate
    
10,099
      
10,697
      
—
  
Residential real estate
    
6,845
      
8,646
      
159
  
Consumer and other
    
21
      
21
      
6
  
Total impaired loans
   $
17,733
     $
20,337
     $
335
  
   
As of December 31, 2018
  
   
 
 
 
  
Unpaid
    
 
 
 
(Amounts in thousands)
  
Recorded
    
Principal
    
Related
  
Impaired Loans
  
Investment
    
Balance
    
Allowance
  
With no related allowance recorded:
                        
Commercial
   $
51
     $
69
     $
—
  
Commercial real estate:
                        
Real estate - commercial non-owner occupied
    
548
      
548
      
—
  
Residential real estate:
                        
Real estate - residential - ITIN
    
6,138
      
7,676
      
—
  
Real estate - residential - 1-4 family mortgage
    
185
      
223
      
—
  
Real estate - residential - equity lines
    
43
      
48
      
—
  
Total with no related allowance recorded
   $
6,965
     $
8,564
     $
—
  
                         
With an allowance recorded:
                        
Commercial
   $
2,132
     $
2,256
     $
748
  
Commercial real estate:
                        
Real estate - commercial non-owner occupied
    
795
      
795
      
209
  
Residential real estate:
                        
Real estate - residential - ITIN
    
734
      
772
      
91
  
Real estate - residential - equity lines
    
363
      
363
      
182
  
Consumer and other
    
23
      
23
      
7
  
Total with an allowance recorded
   $
4,047
     $
4,209
     $
1,237
  
                         
By loan portfolio:
                        
Commercial
   $
2,183
     $
2,325
     $
748
  
Commercial real estate
    
1,343
      
1,343
      
209
  
Residential real estate
    
7,463
      
9,082
      
273
  
Consumer and other
    
23
      
23
      
7
  
Total impaired loans
   $
11,012
     $
12,773
     $
1,237
  
Average Recorded Investment and Interest Income Recognized on Impaired Loans by Loan Class [Table Text Block]
   
Three Months Ended
    
Three Months Ended
  
   
September 30, 2019
    
September 30, 2018
  
   
Average
    
Interest
    
Average
    
Interest
  
(Amounts in thousands)
  
Recorded
    
Income
    
Recorded
    
Income
  
Average Recorded Investment and Interest Income
  
Investment
    
Recognized
    
Investment
    
Recognized
  
Commercial
   $
807
     $
10
     $
2,254
     $
19
  
Commercial real estate:
                                
Real estate - commercial non-owner occupied
    
10,887
      
7
      
798
      
11
  
Residential real estate:
                                
Real estate - residential - ITIN
    
6,490
      
40
      
7,154
      
43
  
Real estate - residential - 1-4 family mortgage
    
204
      
—
      
181
      
—
  
Real estate - residential - equity lines
    
238
      
4
      
412
      
5
  
Consumer and other
    
21
      
—
      
30
      
—
  
Total
   $
18,647
     $
61
     $
10,829
     $
78
  
   
Nine Months Ended
    
Nine Months Ended
  
   
September 30, 2019
    
September 30, 2018
  
   
Average
    
Interest
    
Average
    
Interest
  
(Amounts in thousands)
  
Recorded
    
Income
    
Recorded
    
Income
  
Average Recorded Investment and Interest Income
  
Investment
    
Recognized
    
Investment
    
Recognized
  
Commercial
   $
1,377
     $
42
     $
2,508
     $
60
  
Commercial real estate:
                                
Real estate - commercial non-owner occupied
    
10,307
      
30
      
799
      
35
  
Residential real estate:
                                
Real estate - residential - ITIN
    
6,694
      
123
      
7,272
      
126
  
Real estate - residential - 1-4 family mortgage
    
194
      
—
      
231
      
—
  
Real estate - residential - equity lines
    
306
      
14
      
418
      
15
  
Consumer and other
    
22
      
—
      
33
      
—
  
Total
   $
18,900
     $
209
     $
11,261
     $
236
  
Newly Restructured Loans [Table Text Block]
   
For the Three Months Ended
September 30, 2019
    
For the Nine Months Ended
September 30, 2019
  
(Amounts in thousands)
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Troubled Debt Restructuring
Modification Types
  
Maturity
    
Payment Deferral
    
Total
    
Maturity
    
Payment Deferral
    
Total
  
Commercial
   $
—
     $
—
     $
—
     $
66
     $
—
     $
66
  
Total
   $
—
     $
—
     $
—
     $
66
     $
—
     $
66
  
Financing Receivable, Troubled Debt Restructuring [Table Text Block]
   
For the Three Months Ended September 30, 2019
    
For the Nine Months Ended September 30, 2019
  
   
 
 
 
  
Pre-
    
Post-
    
 
 
 
  
Pre-
    
Post-
  
   
 
 
 
  
Modification
    
Modification
    
 
 
 
  
Modification
    
Modification
  
   
 
 
 
  
Outstanding
    
Outstanding
    
 
 
 
  
Outstanding
    
Outstanding
  
(Amounts in thousands)
  
Number of
   
Recorded
    
Recorded
    
Number of
   
Recorded
    
Recorded
  
Troubled Debt Restructurings
  
Contracts
    
Investment
    
Investment
    
Contracts
    
Investment
    
Investment
  
Commercial
    
—
     $
—
     $
—
      
1
     $
99
     $
99
  
Total
    
—
     $
—
     $
—
      
1
     $
99
     $
99
  
Financing Receivable Credit Quality Indicators [Table Text Block]
(Amounts in thousands)
 
September 30, 2019
  
Performing and Nonperforming Loans
  
Performing
    
Nonperforming
    
Total
  
Commercial
   $
152,056
     $
139
     $
152,195
  
Commercial real estate:
                        
Real estate - construction and land development
    
35,606
      
—
      
35,606
  
Real estate - commercial non-owner occupied
    
465,579
      
10,099
      
475,678
  
Real estate - commercial owner occupied
    
210,767
      
—
      
210,767
  
Residential real estate:
                        
Real estate - residential - ITIN
    
31,697
      
2,339
      
34,036
  
Real estate - residential - 1-4 family mortgage
    
64,549
      
198
      
64,747
  
Real estate - residential - equity lines
    
22,729
      
—
      
22,729
  
Consumer and other
    
37,303
      
21
      
37,324
  
Total
   $
1,020,286
     $
12,796
     $
1,033,082
  
(Amounts in thousands)
 
December 31, 2018
  
Performing and Nonperforming Loans
  
Performing
    
Nonperforming
    
Total
  
Commercial
   $
134,584
     $
959
     $
135,543
  
Commercial real estate:
                        
Real estate - construction and land development
    
22,563
      
—
      
22,563
  
Real estate - commercial non-owner occupied
    
433,160
      
548
      
433,708
  
Real estate - commercial owner occupied
    
204,622
      
—
      
204,622
  
Residential real estate:
                        
Real estate - residential - ITIN
    
35,058
      
2,388
      
37,446
  
Real estate - residential - 1-4 family mortgage
    
34,181
      
185
      
34,366
  
Real estate - residential - equity lines
    
26,915
      
43
      
26,958
  
Consumer and other
    
51,022
      
23
      
51,045
  
Total
   $
942,105
     $
4,146
     $
946,251
  
Financing Receivable Credit Quality Indicator [Table Text Block]
   
As of September 30, 2019
  
   
 
 
 
  
 
 
 
  
Special
    
 
 
 
  
 
 
 
  
 
 
 
(Amounts in thousands)
  
Pass
    
Watch
    
Mention
    
Substandard
    
Doubtful
    
Total
  
Commercial
   $
140,664
     $
10,688
     $
125
     $
718
     $
—
     $
152,195
  
Commercial real estate:
                                                
Real estate - construction and land development
    
35,585
      
21
      
—
      
—
      
—
      
35,606
  
Real estate - commercial non-owner occupied
    
440,880
      
18,149
      
5,442
      
11,207
      
—
      
475,678
  
Real estate - commercial owner occupied
    
195,137
      
5,187
      
—
      
10,443
      
—
      
210,767
  
Residential real estate:
                                                
Real estate - residential - ITIN
    
29,467
      
—
      
—
      
4,569
      
—
      
34,036
  
Real estate - residential - 1-4 family mortgage
    
63,531
      
1,018
      
—
      
198
      
—
      
64,747
  
Real estate - residential - equity lines
    
22,641
      
—
      
—
      
88
      
—
      
22,729
  
Consumer and other
    
37,300
      
—
      
—
      
24
      
—
      
37,324
  
Total
   $
965,205
     $
35,063
     $
5,567
     $
27,247
     $
—
     $
1,033,082
  
   
As of December 31, 2018
  
   
 
 
 
  
 
 
 
  
Special
    
 
 
 
  
 
 
 
  
 
 
 
(Amounts in thousands)
  
Pass
    
Watch
    
Mention
    
Substandard
    
Doubtful
    
Total
  
Commercial
   $
118,643
     $
15,247
     $
—
     $
1,653
     $
—
     $
135,543
  
Commercial real estate:
                                                
Real estate - construction and land development
    
22,539
      
24
      
—
      
—
      
—
      
22,563
  
Real estate - commercial non-owner occupied
    
409,157
      
21,698
      
—
      
2,853
      
—
      
433,708
  
Real estate - commercial owner occupied
    
179,154
      
14,075
      
—
      
11,393
      
—
      
204,622
  
Residential real estate:
                                                
Real estate - residential - ITIN
    
31,805
      
—
      
—
      
5,641
      
—
      
37,446
  
Real estate - residential - 1-4 family mortgage
    
33,388
      
793
      
—
      
185
      
—
      
34,366
  
Real estate - residential - equity lines
    
25,336
      
1,313
      
—
      
309
      
—
      
26,958
  
Consumer and other
    
51,016
      
—
      
—
      
29
      
—
      
51,045
  
Total
   $
871,038
     $
53,150
     $
—
     $
22,063
     $
—
     $
946,251
  
Financing Receivable, Allowance for Credit Loss [Table Text Block]
   
For the Three Months Ended September 30, 2019
  
(Amounts in thousands)
  
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
ALLL by Loan Portfolio
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
Beginning balance
   $
2,104
     $
7,598
     $
1,070
     $
1,070
     $
603
     $
12,445
  
Charge-offs
    
(81
 )    
—
      
(43
 )    
(195
 )    
—
      
(319
 )
Recoveries
    
5
      
—
      
104
      
50
      
—
      
159
  
Provision
    
(84
 )    
120
      
(77
 )    
66
      
(25
 )    
—
  
Ending balance
   $
1,944
     $
7,718
     $
1,054
     $
991
     $
578
     $
12,285
  
   
For the Three Months Ended September 30, 2018
  
(Amounts in thousands)
  
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
ALLL by Loan Portfolio
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
Beginning balance
   $
2,442
     $
7,091
     $
1,111
     $
1,317
     $
427
     $
12,388
  
Charge-offs
    
—
      
—
      
—
      
(198
 )    
—
      
(198
 )
Recoveries
    
35
      
—
      
89
      
78
      
—
      
202
  
Provision
    
(248
 )    
116
      
12
      
90
      
30
      
—
  
Ending balance
   $
2,229
     $
7,207
     $
1,212
     $
1,287
     $
457
     $
12,392
  
   
For the Nine Months Ended September 30, 2019
  
(Amounts in thousands)
  
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
ALLL by Loan Portfolio
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
Beginning balance
   $
2,205
     $
7,116
     $
1,173
     $
1,356
     $
442
     $
12,292
  
Charge-offs
    
(227
 )    
(233
 )    
(181
 )    
(685
 )    
—
      
(1,326
 )
Recoveries
    
916
      
—
      
204
      
199
      
—
      
1,319
  
Provision
    
(950
 )    
835
      
(142
 )    
121
      
136
      
—
  
Ending balance
   $
1,944
     $
7,718
     $
1,054
     $
991
     $
578
     $
12,285
  
   
For the Nine Months Ended September 30, 2018
  
(Amounts in thousands)
  
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
ALLL by Loan Portfolio
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
Beginning balance
   $
2,397
     $
6,514
     $
1,169
     $
1,435
     $
410
     $
11,925
  
Charge-offs
    
(132
 )    
—
      
(164
 )    
(673
 )    
—
      
(969
 )
Recoveries
    
838
      
—
      
382
      
216
      
—
      
1,436
  
Provision
    
(874
 )    
693
      
(175
 )    
309
      
47
      
—
  
Ending balance
   $
2,229
     $
7,207
     $
1,212
     $
1,287
     $
457
     $
12,392
  
   
As of September 30, 2019
  
   
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
(Amounts in thousands)
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
ALLL:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Individually evaluated for impairment
   $
170
     $
—
     $
159
     $
6
     $
—
     $
335
  
Collectively evaluated for impairment
    
1,774
      
7,718
      
895
      
985
      
578
      
11,950
  
Total
   $
1,944
     $
7,718
     $
1,054
     $
991
     $
578
     $
12,285
  
Gross loans:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Individually evaluated for impairment
   $
768
     $
10,099
     $
6,845
     $
21
     $
—
     $
17,733
  
Collectively evaluated for impairment
    
151,427
      
711,952
      
114,667
      
37,303
      
—
      
1,015,349
  
Total gross loans
   $
152,195
     $
722,051
     $
121,512
     $
37,324
     $
—
     $
1,033,082
  
   
As of December 31, 2018
  
   
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
(Amounts in thousands)
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
ALLL:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Individually evaluated for impairment
   $
748
     $
209
     $
273
     $
7
     $
—
     $
1,237
  
Collectively evaluated for impairment
    
1,457
      
6,907
      
900
      
1,349
      
442
      
11,055
  
Total
   $
2,205
     $
7,116
     $
1,173
     $
1,356
     $
442
     $
12,292
  
Gross loans:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Individually evaluated for impairment
   $
2,183
     $
1,343
     $
7,463
     $
23
     $
—
     $
11,012
  
Collectively evaluated for impairment
    
133,360
      
659,550
      
91,307
      
51,022
      
—
      
935,239
  
Total gross loans
   $
135,543
     $
660,893
     $
98,770
     $
51,045
     $
—
     $
946,251