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Note 4 - Loans (Tables)
 6 Months Ended
Jun. 30, 2019
Notes Tables  
Outstanding Loan Balances [Table Text Block]
(Amounts in thousands)
  
June 30,
    
December 31,
  
Loan Portfolio
  
2019
    
2018
  
Commercial
   $
152,303
     $
135,543
  
Commercial real estate:
                
Real estate - construction and land development
    
37,685
      
22,563
  
Real estate - commercial non-owner occupied
    
468,706
      
433,708
  
Real estate - commercial owner occupied
    
210,711
      
204,622
  
Residential real estate:
                
Real estate - residential - Individual Tax Identification Number (“ITIN”)
    
35,162
      
37,446
  
Real estate - residential - 1-4 family mortgage
    
67,092
      
34,366
  
Real estate - residential - equity lines
    
23,656
      
26,958
  
Consumer and other
    
41,409
      
51,045
  
Gross loans
    
1,036,724
      
946,251
  
Deferred fees and costs
    
2,005
      
1,927
  
Loans, net of deferred fees and costs
    
1,038,729
      
948,178
  
Allowance for loan and lease losses
    
(12,445
 )    
(12,292
 )
Net loans
   $
1,026,284
     $
935,886
  
Financing Receivable, Past Due [Table Text Block]
   
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
Recorded
  
(Amounts in thousands)
  
30-59
    
60-89
    
90 or Greater
    
 
 
 
  
 
 
 
  
 
 
 
  
Investment >
  
Past Due Loans at
  
Days Past
    
Days Past
    
Days Past
    
Total Past
    
 
 
 
  
 
 
 
  
90 Days and
  
June 30, 2019
  
Due
    
Due
    
Due
    
Due
    
Current
    
Total
    
Accruing
  
Commercial
   $
31
     $
56
     $
—
     $
87
     $
152,216
     $
152,303
     $
—
  
Commercial real estate:
                                                        
Real estate - construction and land development
    
—
      
—
      
—
      
—
      
37,685
      
37,685
      
—
  
Real estate - commercial non-owner occupied
    
10,315
      
374
      
—
      
10,689
      
458,017
      
468,706
      
—
  
Real estate - commercial owner occupied
    
—
      
—
      
—
      
—
      
210,711
      
210,711
      
—
  
Residential real estate:
                                                        
Real estate - residential - ITIN
    
200
      
181
      
213
      
594
      
34,568
      
35,162
      
—
  
Real estate - residential - 1-4 family mortgage
    
—
      
—
      
—
      
—
      
67,092
      
67,092
      
—
  
Real estate - residential - equity lines
    
165
      
—
      
—
      
165
      
23,491
      
23,656
      
—
  
Consumer and other
    
164
      
41
      
—
      
205
      
41,204
      
41,409
      
—
  
Total
   $
10,875
     $
652
     $
213
     $
11,740
     $
1,024,984
     $
1,036,724
     $
—
  
   
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
Recorded
  
(Amounts in thousands)
  
30-59
    
60-89
    
90 or Greater
    
 
 
 
  
 
 
 
  
 
 
 
  
Investment >
  
Past Due Loans at
  
Days Past
    
Days Past
    
Days Past
    
Total Past
    
 
 
 
  
 
 
 
  
90 Days and
  
December 31, 2018
  
Due
    
Due
    
Due
    
Due
    
Current
    
Total
    
Accruing
  
Commercial
   $
—
     $
—
     $
—
     $
—
     $
135,543
     $
135,543
     $
—
  
Commercial real estate:
                                                        
Real estate - construction and land development
    
—
      
—
      
—
      
—
      
22,563
      
22,563
      
—
  
Real estate - commercial non-owner occupied
    
10,878
      
—
      
548
      
11,426
      
422,282
      
433,708
      
—
  
Real estate - commercial owner occupied
    
688
      
—
      
—
      
688
      
203,934
      
204,622
      
—
  
Residential real estate:
                                                        
Real estate - residential - ITIN
    
184
      
279
      
259
      
722
      
36,724
      
37,446
      
—
  
Real estate - residential - 1-4 family mortgage
    
—
      
—
      
185
      
185
      
34,181
      
34,366
      
—
  
Real estate - residential - equity lines
    
90
      
—
      
—
      
90
      
26,868
      
26,958
      
—
  
Consumer and other
    
534
      
263
      
—
      
797
      
50,248
      
51,045
      
—
  
Total
   $
12,374
     $
542
     $
992
     $
13,908
     $
932,343
     $
946,251
     $
—
  
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent 1 [Table Text Block]
(Amounts in thousands)
  
June 30,
    
December 31,
  
Nonaccrual Loans
  
2019
    
2018
  
Commercial
   $
194
     $
959
  
Commercial real estate:
                
Real estate - commercial non-owner occupied
    
10,690
      
548
  
Residential real estate:
                
Real estate - residential - ITIN
    
2,389
      
2,388
  
Real estate - residential - 1-4 family mortgage
    
217
      
185
  
Real estate - residential - equity lines
    
—
      
43
  
Consumer and other
    
22
      
23
  
Total
   $
13,512
     $
4,146
  
Impaired Financing Receivables [Table Text Block]
   
As of June 30, 2019
  
   
 
 
 
  
Unpaid
    
 
 
 
(Amounts in thousands)
  
Recorded
    
Principal
    
Related
  
Impaired Loans
  
Investment
    
Balance
    
Allowance
  
With no related allowance recorded:
                        
Commercial
   $
227
     $
522
     $
—
  
Commercial real estate:
                        
Real estate - commercial non-owner occupied
    
10,690
      
11,136
      
—
  
Residential real estate:
                        
Real estate - residential - ITIN
    
6,227
      
7,917
      
—
  
Real estate - residential - 1-4 family mortgage
    
217
      
324
      
—
  
Total with no related allowance recorded
   $
17,361
     $
19,899
     $
—
  
                         
With an allowance recorded:
                        
Commercial
   $
1,059
     $
1,060
     $
385
  
Commercial real estate:
                        
Real estate - commercial non-owner occupied
    
791
      
791
      
169
  
Residential real estate:
                        
Real estate - residential - ITIN
    
462
      
462
      
45
  
Real estate - residential - equity lines
    
242
      
242
      
121
  
Consumer and other
    
22
      
22
      
7
  
Total with an allowance recorded
   $
2,576
     $
2,577
     $
727
  
                         
By loan portfolio:
                        
Commercial
   $
1,286
     $
1,582
     $
385
  
Commercial real estate
    
11,481
      
11,927
      
169
  
Residential real estate
    
7,148
      
8,945
      
166
  
Consumer and other
    
22
      
22
      
7
  
Total impaired loans
   $
19,937
     $
22,476
     $
727
  
   
As of December 31, 2018
  
(Amounts in thousands)
  
Recorded
    
Principal
    
Related
  
Impaired Loans
  
Investment
    
Balance
    
Allowance
  
With no related allowance recorded:
                        
Commercial
   $
51
     $
69
     $
—
  
Commercial real estate:
                        
Real estate - commercial non-owner occupied
    
548
      
548
      
—
  
Residential real estate:
                        
Real estate - residential - ITIN
    
6,138
      
7,676
      
—
  
Real estate - residential - 1-4 family mortgage
    
185
      
223
      
—
  
Real estate - residential - equity lines
    
43
      
48
      
—
  
Total with no related allowance recorded
   $
6,965
     $
8,564
     $
—
  
                         
With an allowance recorded:
                        
Commercial
   $
2,132
     $
2,256
     $
748
  
Commercial real estate:
                        
Real estate - commercial non-owner occupied
    
795
      
795
      
209
  
Residential real estate:
                        
Real estate - residential - ITIN
    
734
      
772
      
91
  
Real estate - residential - equity lines
    
363
      
363
      
182
  
Consumer and other
    
23
      
23
      
7
  
Total with an allowance recorded
   $
4,047
     $
4,209
     $
1,237
  
                         
By loan portfolio:
                        
Commercial
   $
2,183
     $
2,325
     $
748
  
Commercial real estate
    
1,343
      
1,343
      
209
  
Residential real estate
    
7,463
      
9,082
      
273
  
Consumer and other
    
23
      
23
      
7
  
Total impaired loans
   $
11,012
     $
12,773
     $
1,237
  
Average Recorded Investment and Interest Income Recognized on Impaired Loans by Loan Class [Table Text Block]
   
Three Months Ended
    
Three Months Ended
  
   
June 30, 2019
    
June 30, 2018
  
   
Average
    
Interest
    
Average
    
Interest
  
(Amounts in thousands)
  
Recorded
    
Income
    
Recorded
    
Income
  
Average Recorded Investment and Interest Income
  
Investment
    
Recognized
    
Investment
    
Recognized
  
Commercial
   $
1,304
     $
16
     $
2,681
     $
20
  
Commercial real estate:
                                
Real estate - commercial non-owner occupied
    
11,622
      
11
      
799
      
12
  
Residential real estate:
                                
Real estate - residential - ITIN
    
6,719
      
41
      
7,237
      
42
  
Real estate - residential - 1-4 family mortgage
    
192
      
—
      
185
      
—
  
Real estate - residential - equity lines
    
277
      
5
      
418
      
5
  
Consumer and other
    
22
      
—
      
34
      
—
  
Total
   $
20,136
     $
73
     $
11,354
     $
79
  
   
Six Months Ended
    
Six Months Ended
  
   
June 30, 2019
    
June 30, 2018
  
   
Average
    
Interest
    
Average
    
Interest
  
(Amounts in thousands)
  
Recorded
    
Income
    
Recorded
    
Income
  
Average Recorded Investment and Interest Income
  
Investment
    
Recognized
    
Investment
    
Recognized
  
Commercial
   $
1,662
     $
32
     $
2,635
     $
41
  
Commercial real estate:
                                
Real estate - commercial non-owner occupied
    
10,017
      
23
      
801
      
23
  
Residential real estate:
                                
Real estate - residential - ITIN
    
6,797
      
83
      
7,331
      
83
  
Real estate - residential - 1-4 family mortgage
    
188
      
—
      
255
      
—
  
Real estate - residential - equity lines
    
340
      
10
      
420
      
10
  
Consumer and other
    
22
      
—
      
34
      
—
  
Total
   $
19,026
     $
148
     $
11,476
     $
157
  
Newly Restructured Loans [Table Text Block]
   
For the Three Months Ended
June 30, 2019
    
For the Six Months Ended
June 30, 2019
  
(Amounts in thousands)
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Troubled Debt Restructuring
Modification Types
  
Maturity
    
Payment
Deferral
    
Total
    
Maturity
    
Payment
Deferral
    
Total
  
Commercial
   $
86
     $
—
     $
86
     $
86
     $
—
     $
86
  
Residential real estate:
                                                
Real estate - residential - equity lines
    
—
      
39
      
39
      
—
      
39
      
39
  
Total
   $
86
     $
39
     $
125
     $
86
     $
39
     $
125
  
Financing Receivable, Troubled Debt Restructuring [Table Text Block]
   
For the Three Months Ended June 30, 2019
    
For the Six Months Ended June 30, 2019
  
   
 
 
 
  
Pre-
    
Post-
    
 
 
 
  
Pre-
    
Post-
  
   
 
 
 
  
Modification
    
Modification
    
 
 
 
  
Modification
    
Modification
  
   
 
 
 
  
Outstanding
    
Outstanding
    
 
 
 
  
Outstanding
    
Outstanding
  
(Amounts in thousands)
  
Number of
   
Recorded
    
Recorded
    
Number of
   
Recorded
    
Recorded
  
Troubled Debt Restructurings
  
Contracts
    
Investment
    
Investment
    
Contracts
    
Investment
    
Investment
  
Commercial
    
1
     $
99
     $
99
      
1
     $
99
     $
99
  
Residential real estate:
                                                
Real estate - residential - equity lines
    
1
      
39
      
39
      
1
      
39
      
39
  
Total
    
2
     $
138
     $
138
      
2
     $
138
     $
138
  
Financing Receivable Credit Quality Indicators [Table Text Block]
(Amounts in thousands)
 
June 30, 2019
  
Performing and Nonperforming Loans
  
Performing
    
Nonperforming
    
Total
  
Commercial
   $
152,109
     $
194
     $
152,303
  
Commercial real estate:
                        
Real estate - construction and land development
    
37,685
      
—
      
37,685
  
Real estate - commercial non-owner occupied
    
458,016
      
10,690
      
468,706
  
Real estate - commercial owner occupied
    
210,711
      
—
      
210,711
  
Residential real estate:
                        
Real estate - residential - ITIN
    
32,773
      
2,389
      
35,162
  
Real estate - residential - 1-4 family mortgage
    
66,875
      
217
      
67,092
  
Real estate - residential - equity lines
    
23,656
      
—
      
23,656
  
Consumer and other
    
41,387
      
22
      
41,409
  
Total
   $
1,023,212
     $
13,512
     $
1,036,724
  
(Amounts in thousands)
 
December 31, 2018
  
Performing and Nonperforming Loans
  
Performing
    
Nonperforming
    
Total
  
Commercial
   $
134,584
     $
959
     $
135,543
  
Commercial real estate:
                        
Real estate - construction and land development
    
22,563
      
—
      
22,563
  
Real estate - commercial non-owner occupied
    
433,160
      
548
      
433,708
  
Real estate - commercial owner occupied
    
204,622
      
—
      
204,622
  
Residential real estate:
                        
Real estate - residential - ITIN
    
35,058
      
2,388
      
37,446
  
Real estate - residential - 1-4 family mortgage
    
34,181
      
185
      
34,366
  
Real estate - residential - equity lines
    
26,915
      
43
      
26,958
  
Consumer and other
    
51,022
      
23
      
51,045
  
Total
   $
942,105
     $
4,146
     $
946,251
  
Financing Receivable Credit Quality Indicator [Table Text Block]
   
As of June 30, 2019
  
   
 
 
 
  
 
 
 
  
Special
    
 
 
 
  
 
 
 
  
 
 
 
(Amounts in thousands)
  
Pass
    
Watch
    
Mention
    
Substandard
    
Doubtful
    
Total
  
Commercial
   $
142,317
     $
7,889
     $
502
     $
1,595
     $
—
     $
152,303
  
Commercial real estate:
                                                
Real estate - construction and land development
    
37,663
      
22
      
—
      
—
      
—
      
37,685
  
Real estate - commercial non-owner occupied
    
434,340
      
9,354
      
12,416
      
12,596
      
—
      
468,706
  
Real estate - commercial owner occupied
    
194,406
      
5,217
      
—
      
11,088
      
—
      
210,711
  
Residential real estate:
                                                
Real estate - residential - ITIN
    
29,721
      
—
      
—
      
5,441
      
—
      
35,162
  
Real estate - residential - 1-4 family mortgage
    
65,352
      
1,050
      
473
      
217
      
—
      
67,092
  
Real estate - residential - equity lines
    
23,568
      
—
      
—
      
88
      
—
      
23,656
  
Consumer and other
    
41,383
      
—
      
—
      
26
      
—
      
41,409
  
Total
   $
968,750
     $
23,532
     $
13,391
     $
31,051
     $
—
     $
1,036,724
  
   
As of December 31, 2018
  
   
 
 
 
  
 
 
 
  
Special
    
 
 
 
  
 
 
 
  
 
 
 
(Amounts in thousands)
  
Pass
    
Watch
    
Mention
    
Substandard
    
Doubtful
    
Total
  
Commercial
   $
118,643
     $
15,247
     $
—
     $
1,653
     $
—
     $
135,543
  
Commercial real estate:
                                                
Real estate - construction and land development
    
22,539
      
24
      
—
      
—
      
—
      
22,563
  
Real estate - commercial non-owner occupied
    
409,157
      
21,698
      
—
      
2,853
      
—
      
433,708
  
Real estate - commercial owner occupied
    
179,154
      
14,075
      
—
      
11,393
      
—
      
204,622
  
Residential real estate:
                                                
Real estate - residential - ITIN
    
31,805
      
—
      
—
      
5,641
      
—
      
37,446
  
Real estate - residential - 1-4 family mortgage
    
33,388
      
793
      
—
      
185
      
—
      
34,366
  
Real estate - residential - equity lines
    
25,336
      
1,313
      
—
      
309
      
—
      
26,958
  
Consumer and other
    
51,016
      
—
      
—
      
29
      
—
      
51,045
  
Total
   $
871,038
     $
53,150
     $
—
     $
22,063
     $
—
     $
946,251
  
Financing Receivable, Allowance for Credit Loss [Table Text Block]
   
For the Three Months Ended June 30, 2019
  
(Amounts in thousands)
  
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
ALLL by Loan Portfolio
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
Beginning balance
   $
2,479
     $
6,956
     $
1,211
     $
1,056
     $
540
     $
12,242
  
Charge-offs
    
(145
 )    
(233
 )    
(71
 )    
(210
 )    
—
      
(659
 )
Recoveries
    
757
      
—
      
18
      
87
      
—
      
862
  
Provision
    
(987
 )    
875
      
(88
 )    
137
      
63
      
—
  
Ending balance
   $
2,104
     $
7,598
     $
1,070
     $
1,070
     $
603
     $
12,445
  
   
For the Three Months Ended June 30, 2018
  
(Amounts in thousands)
  
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
ALLL by Loan Portfolio
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
Beginning balance
   $
2,298
     $
6,898
     $
1,149
     $
1,473
     $
477
     $
12,295
  
Charge-offs
    
(133
 )    
—
      
(49
 )    
(200
 )    
—
      
(382
 )
Recoveries
    
350
      
—
      
47
      
78
      
—
      
475
  
Provision
    
(73
 )    
193
      
(36
 )    
(34
 )    
(50
 )    
—
  
Ending balance
   $
2,442
     $
7,091
     $
1,111
     $
1,317
     $
427
     $
12,388
  
   
For the Six Months Ended June 30, 2019
  
(Amounts in thousands)
  
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
ALLL by Loan Portfolio
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
Beginning balance
   $
2,205
     $
7,116
     $
1,173
     $
1,356
     $
442
     $
12,292
  
Charge-offs
    
(145
 )    
(233
 )    
(139
 )    
(490
 )    
—
      
(1,007
 )
Recoveries
    
911
      
—
      
100
      
149
      
—
      
1,160
  
Provision
    
(867
 )    
715
      
(64
 )    
55
      
161
      
—
  
Ending balance
   $
2,104
     $
7,598
     $
1,070
     $
1,070
     $
603
     $
12,445
  
   
For the Six Months Ended June 30, 2018
  
(Amounts in thousands)
  
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
ALLL by Loan Portfolio
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
Beginning balance
   $
2,397
     $
6,514
     $
1,169
     $
1,435
     $
410
     $
11,925
  
Charge-offs
    
(133
 )    
—
      
(163
 )    
(475
 )    
—
      
(771
 )
Recoveries
    
803
      
—
      
293
      
138
      
—
      
1,234
  
Provision
    
(625
 )    
577
      
(188
 )    
219
      
17
      
—
  
Ending balance
   $
2,442
     $
7,091
     $
1,111
     $
1,317
     $
427
     $
12,388
  
   
As of June 30, 2019
  
   
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
(Amounts in thousands)
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
ALLL:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Individually evaluated for impairment
   $
385
     $
169
     $
166
     $
7
     $
—
     $
727
  
Collectively evaluated for impairment
    
1,719
      
7,429
      
904
      
1,063
      
603
      
11,718
  
Total
   $
2,104
     $
7,598
     $
1,070
     $
1,070
     $
603
     $
12,445
  
Gross loans:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Individually evaluated for impairment
   $
1,286
     $
11,481
     $
7,148
     $
22
     $
—
     $
19,937
  
Collectively evaluated for impairment
    
151,017
      
705,621
      
118,762
      
41,387
      
—
      
1,016,787
  
Total gross loans
   $
152,303
     $
717,102
     $
125,910
     $
41,409
     $
—
     $
1,036,724
  
   
As of December 31, 2018
  
   
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
(Amounts in thousands)
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
ALLL:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Individually evaluated for impairment
   $
748
     $
209
     $
273
     $
7
     $
—
     $
1,237
  
Collectively evaluated for impairment
    
1,457
      
6,907
      
900
      
1,349
      
442
      
11,055
  
Total
   $
2,205
     $
7,116
     $
1,173
     $
1,356
     $
442
     $
12,292
  
Gross loans:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Individually evaluated for impairment
   $
2,183
     $
1,343
     $
7,463
     $
23
     $
—
     $
11,012
  
Collectively evaluated for impairment
    
133,360
      
659,550
      
91,307
      
51,022
      
—
      
935,239
  
Total gross loans
   $
135,543
     $
660,893
     $
98,770
     $
51,045
     $
—
     $
946,251