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Note 5 - Loans (Tables)
 12 Months Ended
Dec. 31, 2018
Notes Tables  
Outstanding Loan Balances [Table Text Block]
   
As of
  
(Amounts in thousands)
  
December 31,
  
Loan Portfolio
  
2018
    
2017
  
Commercial
   $
135,543
     $
142,405
  
Commercial real estate:
                
Real estate – construction and land development
    
22,563
      
15,902
  
Real estate – commercial non-owner occupied
    
433,708
      
377,668
  
Real estate – commercial owner occupied
    
204,622
      
192,023
  
Residential real estate:
                
Real estate – residential - Individual Tax Identification Number ("ITIN")
    
37,446
      
41,188
  
Real estate – residential - 1-4 family mortgage
    
34,366
      
30,377
  
Real estate – residential - equity lines
    
26,958
      
30,347
  
Consumer and other
    
51,045
      
49,925
  
Gross loans
    
946,251
      
879,835
  
Deferred fees and costs
    
1,927
      
1,710
  
Loans, net of deferred fees and costs
    
948,178
      
881,545
  
Allowance for loan and lease losses
    
(12,292
 )    
(11,925
 )
Net loans
   $
935,886
     $
869,620
  
Past Due Financing Receivables [Table Text Block]
   
 
 
 
  
 
 
 
  
Greater
    
 
 
 
  
 
 
 
  
 
 
 
  
Recorded
  
(Amounts in thousands)
  
30-59
    
60-89
    
Than 90
    
 
 
 
  
 
 
 
  
 
 
 
  
Investment >
  
Past Due Loans at
  
Days Past
    
Days Past
    
Days Past
    
Total Past
    
 
 
 
  
 
 
 
  
90 Days and
  
December 31, 2018
  
Due
    
Due
    
Due
    
Due
    
Current
    
Total
    
Accruing
  
Commercial
   $
—
     $
—
     $
—
     $
—
     $
135,543
     $
135,543
     $
—
  
Commercial real estate:
                                                        
Real estate - construction and land development
    
—
      
—
      
—
      
—
      
22,563
      
22,563
      
—
  
Real estate - commercial non-owner occupied
    
10,878
      
—
      
548
      
11,426
      
422,282
      
433,708
      
—
  
Real estate - commercial owner occupied
    
688
      
—
      
—
      
688
      
203,934
      
204,622
      
—
  
Residential real estate:
                                                        
Real estate - residential - ITIN
    
184
      
279
      
259
      
722
      
36,724
      
37,446
      
—
  
Real estate - residential - 1-4 family mortgage
    
—
      
—
      
185
      
185
      
34,181
      
34,366
      
—
  
Real estate - residential - equity lines
    
90
      
—
      
—
      
90
      
26,868
      
26,958
      
—
  
Consumer and other
    
534
      
263
      
—
      
797
      
50,248
      
51,045
      
—
  
Total
   $
12,374
     $
542
     $
992
     $
13,908
     $
932,343
     $
946,251
     $
—
  
   
 
 
 
  
 
 
 
  
Greater
    
 
 
 
  
 
 
 
  
 
 
 
  
Recorded
  
(Amounts in thousands)
  
 
30-59
    
 
60-89
    
Than 90
    
 
 
 
  
 
 
 
  
 
 
 
  
Investment >
  
Past Due Loans at
  
Days Past
    
Days Past
    
Days Past
    
Total Past
    
 
 
 
  
 
 
 
  
90 Days and
  
December 31, 2017
  
Due
    
Due
    
Due
    
Due
    
Current
    
Total
    
Accruing
  
Commercial
   $
—
     $
—
     $
—
     $
—
     $
142,405
     $
142,405
     $
—
  
Commercial real estate:
                                                        
Real estate - construction and land development
    
—
      
—
      
—
      
—
      
15,902
      
15,902
      
—
  
Real estate - commercial non-owner occupied
    
—
      
—
      
—
      
—
      
377,668
      
377,668
      
—
  
Real estate - commercial owner occupied
    
142
      
—
      
—
      
142
      
191,881
      
192,023
      
—
  
Residential real estate:
                                                        
Real estate - residential - ITIN
    
555
      
122
      
462
      
1,139
      
40,049
      
41,188
      
—
  
Real estate - residential - 1-4 family mortgage
    
290
      
173
      
—
      
463
      
29,914
      
30,377
      
—
  
Real estate - residential - equity lines
    
141
      
—
      
—
      
141
      
30,206
      
30,347
      
—
  
Consumer and other
    
281
      
123
      
—
      
404
      
49,521
      
49,925
      
—
  
Total
   $
1,409
     $
418
     $
462
     $
2,289
     $
877,546
     $
879,835
     $
—
  
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent 1 [Table Text Block]
   
As of
  
(Amounts in thousands)
  
December 31,
  
Nonaccrual Loans
  
2018
    
2017
  
Commercial
   $
959
     $
1,603
  
Commercial real estate:
                
Real estate - commercial non-owner occupied
    
548
      
—
  
Real estate - commercial owner occupied
    
—
      
600
  
Residential real estate:
                
Real estate - residential - ITIN
    
2,388
      
2,909
  
Real estate - residential - 1-4 family mortgage
    
185
      
606
  
Real estate - residential - equity lines
    
43
      
45
  
Consumer and other
    
23
      
36
  
Total
   $
4,146
     $
5,799
  
Impaired Financing Receivables [Table Text Block]
   
As of December 31, 2018
  
   
 
 
 
  
Unpaid
    
 
 
 
(Amounts in thousands)
  
Recorded
    
Principal
   
Related
 
Impaired Loans
  
Investment
    
Balance
    
Allowance
  
With no related allowance recorded:
                        
Commercial
   $
51
     $
69
     $
—
  
Commercial real estate:
                        
Real estate - commercial non-owner occupied
    
548
      
548
      
—
  
Residential real estate:
                        
Real estate - residential - ITIN
    
6,138
      
7,676
      
—
  
Real estate - residential - 1-4 family mortgage
    
185
      
223
      
—
  
Real estate - residential - equity lines
    
43
      
48
      
—
  
Total with no related allowance recorded
   $
6,965
     $
8,564
     $
—
  
                         
With an allowance recorded:
                        
Commercial
   $
2,132
     $
2,256
     $
748
  
Commercial real estate:
                        
Real estate - commercial non-owner occupied
    
795
      
795
      
209
  
Residential real estate:
                        
Real estate - residential - ITIN
    
734
      
772
      
91
  
Real estate - residential - equity lines
    
363
      
363
      
182
  
Consumer and other
    
23
      
23
      
7
  
Total with an allowance recorded
   $
4,047
     $
4,209
     $
1,237
  
                         
By loan portfolio:
                        
Commercial
   $
2,183
     $
2,325
     $
748
  
Commercial real estate
    
1,343
      
1,343
      
209
  
Residential real estate
    
7,463
      
9,082
      
273
  
Consumer and other
    
23
      
23
      
7
  
Total impaired loans
   $
11,012
     $
12,773
     $
1,237
  
   
As of December 31, 2017
  
   
 
 
 
  
Unpaid
    
 
 
 
(Amounts in thousands)
  
Recorded
    
Principal
   
Related
 
Impaired Loans
  
Investment
    
Balance
    
Allowance
  
With no related allowance recorded:
                        
Commercial
   $
672
     $
1,205
     $
—
  
Commercial real estate:
                        
Real estate - commercial owner-occupied
    
600
     $
665
      
—
  
Residential real estate:
                        
Real estate - residential - ITIN
    
5,895
      
7,516
      
—
  
Real estate - residential - 1-4 family mortgage
    
414
      
897
      
—
  
Real estate - residential - equity lines
    
45
      
49
      
—
  
Total with no related allowance recorded
   $
7,626
     $
10,332
     $
—
  
                         
With an allowance recorded:
                        
Commercial
   $
2,482
     $
2,540
     $
690
  
Commercial real estate:
                        
Real estate - commercial non-owner occupied
    
803
      
803
      
77
  
Residential real estate:
                        
Real estate - residential - ITIN
    
1,628
      
1,678
      
199
  
Real estate - residential - 1-4 family mortgage
    
192
      
226
      
2
  
Real estate - residential - equity lines
    
380
      
380
      
190
  
Consumer and other
    
36
      
36
      
11
  
Total with an allowance recorded
   $
5,521
     $
5,663
     $
1,169
  
                         
By loan portfolio:
                        
Commercial
   $
3,154
     $
3,745
     $
690
  
Commercial real estate
    
1,403
      
1,468
      
77
  
Residential real estate
    
8,554
      
10,746
      
391
  
Consumer and other
    
36
      
36
      
11
  
Total impaired loans
   $
13,147
     $
15,995
     $
1,169
  
Average Recorded Investment and Interest Income Recognized on Impaired Loans by Loan Class [Table Text Block]
   
2018
    
2017
    
2016
  
   
Average
    
Interest
    
Average
    
Interest
    
Average
    
Interest
  
(Amounts in thousands)
  
Recorded
    
Income
    
Recorded
    
Income
    
Recorded
    
Income
  
Average Recorded Investment and Interest Income
  
Investment
    
Recognized
    
Investment
    
Recognized
    
Investment
    
Recognized
  
Commercial
   $
2,455
     $
78
     $
3,211
     $
46
     $
2,605
     $
23
  
Commercial real estate:
                                                
Real estate - commercial non-owner occupied
    
890
      
46
      
1,548
      
46
      
2,013
      
47
  
Real estate - commercial owner- occupied
    
—
      
—
      
670
      
2
      
1,281
      
25
  
Residential real estate:
                                                
Real estate - residential - ITIN
    
7,198
      
170
      
7,961
      
162
      
8,939
      
165
  
Real estate - residential - 1-4 family mortgage
    
218
      
—
      
1,019
      
—
      
1,788
      
—
  
Real estate - residential - equity lines
    
415
      
20
      
1,104
      
19
      
1,535
      
26
  
Consumer and other
    
31
      
—
      
72
      
—
      
162
      
—
  
Total
   $
11,207
     $
314
     $
15,585
     $
275
     $
18,323
     $
286
  
Newly Restructured Loans [Table Text Block]
   
For The Year Ended December 31, 2017
  
   
 
 
 
  
 
 
 
  
Rate &
    
 
 
 
  
 
 
 
  
 
 
 
(Amounts in thousands)
  
Rate &
    
Principal
    
Payment
    
 
 
 
  
Payment
    
 
 
 
Troubled Debt Restructuring Modification Types
  
Maturity
    
Reduction
    
Deferral
    
Maturity
    
Deferral
    
Total
  
Residential real estate:
                                                
Real estate - residential - ITIN
   $
—
     $
—
     $
60
     $
—
     $
—
     $
60
  
Total
   $
—
     $
—
     $
60
     $
—
     $
—
     $
60
  
   
For The Year Ended December 31, 2016
  
   
 
 
 
  
Rate &
    
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
(Amounts in thousands)
  
Rate &
    
Payment
    
Principal
   
 
 
 
  
Payment
    
 
 
 
Troubled Debt Restructuring Modification Types
  
Maturity
    
Deferral
    
Reduction
    
Maturity
    
Deferral
    
Total
  
Commercial
   $
905
     $
—
     $
—
     $
1,120
     $
—
     $
2,025
  
Residential real estate:
                                                
Real estate - residential - ITIN
    
—
      
—
      
81
      
—
      
197
      
278
  
Real estate - residential - 1-4 family mortgage
    
144
      
—
      
—
      
—
      
—
      
144
  
Total
   $
1,049
     $
—
     $
81
     $
1,120
     $
197
     $
2,447
  
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
   
2017
  
   
 
 
 
  
Pre-Modification
    
Post-Modification
  
(Amounts in thousands)
  
Number of
    
Outstanding Recorded
    
Outstanding Recorded
  
Troubled Debt Restructurings
  
Contracts
    
Investment
    
Investment
  
Residential real estate:
                        
Real estate - residential - ITIN
    
1
     $
81
     $
61
  
Total
    
1
     $
81
     $
61
  
   
2016
  
   
 
 
 
  
Pre-Modification
    
Post-Modification
  
(Amounts in thousands)
  
Number of
    
Outstanding Recorded
    
Outstanding Recorded
  
Troubled Debt Restructurings
  
Contracts
    
Investment
    
Investment
  
Commercial
    
4
     $
2,244
     $
2,266
  
Residential real estate:
                        
Real estate - residential - ITIN
    
3
      
372
      
342
  
Real estate - residential - 1-4 family mortgage
    
1
      
144
      
144
  
Total
    
8
     $
2,760
     $
2,752
  
Financing Receivable Credit Quality Indicators [Table Text Block]
(Amounts in thousands)
  
December 31, 2018
  
Performing and Nonperforming Loans
  
Performing
    
Nonperforming
    
Total
  
Commercial
   $
134,584
     $
959
     $
135,543
  
Commercial real estate:
                        
Real estate - construction and land development
    
22,563
      
—
      
22,563
  
Real estate - commercial non-owner occupied
    
433,160
      
548
      
433,708
  
Real estate - commercial owner occupied
    
204,622
      
—
      
204,622
  
Residential real estate:
                        
Real estate - residential - ITIN
    
35,058
      
2,388
      
37,446
  
Real estate - residential - 1-4 family mortgage
    
34,181
      
185
      
34,366
  
Real estate - residential - equity lines
    
26,915
      
43
      
26,958
  
Consumer and other
    
51,022
      
23
      
51,045
  
Total
   $
942,105
     $
4,146
     $
946,251
  
(Amounts in thousands)
  
December 31, 2017
  
Performing and Nonperforming Loans
  
Performing
    
Nonperforming
    
Total
  
Commercial
   $ 140,802     $ 1,603     $ 142,405  
Commercial real estate:
                        
Real estate - construction and land development
    
15,902
      
—
      
15,902
  
Real estate - commercial non-owner occupied
    
377,668
      
—
      
377,668
  
Real estate - commercial owner occupied
    
191,423
      
600
      
192,023
  
Residential real estate:
                        
Real estate - residential - ITIN
    
38,279
      
2,909
      
41,188
  
Real estate - residential - 1-4 family mortgage
    
29,771
      
606
      
30,377
  
Real estate - residential - equity lines
    
30,302
      
45
      
30,347
  
Consumer and other
    
49,889
      
36
      
49,925
  
Total
   $
874,036
     $
5,799
     $
879,835
  
Financing Receivable Credit Quality Indicator [Table Text Block]
   
December 31, 2018
  
   
 
 
 
  
 
 
 
  
Special
    
 
 
 
  
 
 
 
  
 
 
 
(Amounts in thousands)
  
Pass
    
Watch
    
Mention
    
Substandard
    
Doubtful
    
Total
  
Commercial
   $
118,643
     $
15,247
     $
—
     $
1,653
     $
—
     $
135,543
  
Commercial real estate:
                                                
Real estate - construction and land development
    
22,539
      
24
      
—
      
—
      
—
      
22,563
  
Real estate - commercial non-owner occupied
    
409,157
      
21,698
      
—
      
2,853
      
—
      
433,708
  
Real estate - commercial owner occupied
    
179,154
      
14,075
      
—
      
11,393
      
—
      
204,622
  
Residential real estate:
                                                
Real estate - residential - ITIN
    
31,805
      
—
      
—
      
5,641
      
—
      
37,446
  
Real estate - residential - 1-4 family mortgage
    
33,388
      
793
      
—
      
185
      
—
      
34,366
  
Real estate - residential - equity lines
    
25,336
      
1,313
      
—
      
309
      
—
      
26,958
  
Consumer and other
    
51,016
      
—
      
—
      
29
      
—
      
51,045
  
Total
   $
871,038
     $
53,150
     $
—
     $
22,063
     $
—
     $
946,251
  
   
December 31, 2017
  
   
 
 
 
  
 
 
 
  
Special
    
 
 
 
  
 
 
 
  
 
 
 
(Amounts in thousands)
  
Pass
    
Watch
    
Mention
    
Substandard
    
Doubtful
    
Total
  
Commercial
   $
117,087
     $
22,213
     $
40
     $
3,065
     $
—
     $
142,405
  
Commercial real estate:
                                                
Real estate - construction and land development
    
14,762
      
—
      
1,140
      
—
      
—
      
15,902
  
Real estate - commercial non-owner occupied
    
364,230
      
9,160
      
2,900
      
1,378
      
—
      
377,668
  
Real estate - commercial owner occupied
    
171,005
      
15,198
      
3,907
      
1,913
      
—
      
192,023
  
Residential real estate:
                                                
Real estate - residential - ITIN
    
34,923
      
—
      
—
      
6,265
      
—
      
41,188
  
Real estate - residential - 1-4 family mortgage
    
28,981
      
791
      
—
      
605
      
—
      
30,377
  
Real estate - residential - equity lines
    
28,457
      
1,501
      
63
      
326
      
—
      
30,347
  
Consumer and other
    
49,887
      
—
      
2
      
36
      
—
      
49,925
  
Total
   $
809,332
     $
48,863
     $
8,052
     $
13,588
     $
—
     $
879,835
  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
   
As of December 31, 2018
  
(Amounts in thousands)
  
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
ALLL by Loan Portfolio
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
Beginning balance
   $
2,397
     $
6,514
     $
1,169
     $
1,435
     $
410
     $
11,925
  
Charge-offs
    
(132
 )    
—
      
(226
 )    
(890
 )    
—
      
(1,248
 )
Recoveries
    
865
      
—
      
435
      
315
      
—
      
1,615
  
Provision
    
(925
 )    
602
      
(205
 )    
496
      
32
      
—
  
Ending balance
   $
2,205
     $
7,116
     $
1,173
     $
1,356
     $
442
     $
12,292
  
   
As of December 31, 2017
  
(Amounts in thousands)
  
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
ALLL by Loan Portfolio
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
Beginning balance
   $
2,747
     $
5,680
     $
1,716
     $
955
     $
446
     $
11,544
  
Charge-offs
    
(51
 )    
—
      
(483
 )    
(968
 )    
—
      
(1,502
 )
Recoveries
    
512
      
27
      
178
      
216
      
—
      
933
  
Provision
    
(811
 )    
807
      
(242
 )    
1,232
      
(36
 )    
950
  
Ending balance
   $
2,397
     $
6,514
     $
1,169
     $
1,435
     $
410
     $
11,925
  
   
As of December 31, 2016
  
(Amounts in thousands)
  
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
ALLL by Loan Portfolio
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
Beginning balance
   $
2,493
     $
5,784
     $
1,577
     $
770
     $
556
     $
11,180
  
Charge-offs
    
(1,106
 )    
(37
 )    
(829
 )    
(812
 )    
—
      
(2,784
 )
Recoveries
    
427
      
2,480
      
114
      
127
      
—
      
3,148
  
Provision
    
933
      
(2,547
 )    
854
      
870
      
(110
 )    
—
  
Ending balance
   $
2,747
     $
5,680
     $
1,716
     $
955
     $
446
     $
11,544
  
   
As of December 31, 2018
  
   
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
(Amounts in thousands)
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
ALLL:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Individually evaluated for impairment
   $
748
     $
209
     $
273
     $
7
     $
—
     $
1,237
  
Collectively evaluated for impairment
    
1,457
      
6,907
      
900
      
1,349
      
442
      
11,055
  
Total
    
2,205
      
7,116
      
1,173
      
1,356
      
442
      
12,292
  
Gross loans:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Individually evaluated for impairment
   $
2,183
     $
1,343
     $
7,463
     $
23
     $
—
     $
11,012
  
Collectively evaluated for impairment
    
133,360
      
659,550
      
91,307
      
51,022
      
—
      
935,239
  
Total gross loans
   $
135,543
     $
660,893
     $
98,770
     $
51,045
     $
—
     $
946,251
  
   
As of December 31, 2017
  
   
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
(Amounts in thousands)
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
ALLL:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Individually evaluated for impairment
   $
690
     $
77
     $
391
     $
11
     $
—
     $
1,169
  
Collectively evaluated for impairment
    
1,707
      
6,437
      
778
      
1,424
      
410
      
10,756
  
Total
    
2,397
      
6,514
      
1,169
      
1,435
      
410
      
11,925
  
Gross loans:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Individually evaluated for impairment
   $
3,154
     $
1,403
     $
8,554
     $
36
     $
—
     $
13,147
  
Collectively evaluated for impairment
    
139,251
      
584,190
      
93,358
      
49,889
      
—
      
866,688
  
Total gross loans
   $
142,405
     $
585,593
     $
101,912
     $
49,925
     $
—
     $
879,835
  
   
As of December 31, 2016
  
   
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
(Amounts in thousands)
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
ALLL:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Individually evaluated for impairment
   $
641
     $
85
     $
721
     $
14
     $
—
     $
1,461
  
Collectively evaluated for impairment
    
2,106
      
5,595
      
995
      
941
      
446
      
10,083
  
Total
    
2,747
      
5,680
      
1,716
      
955
      
446
      
11,544
  
Gross loans:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Individually evaluated for impairment
   $
3,525
     $
3,125
     $
11,894
     $
250
     $
—
     $
18,794
  
Collectively evaluated for impairment
    
143,356
      
500,580
      
90,050
      
51,431
      
—
      
785,417
  
Total gross loans
   $
146,881
     $
503,705
     $
101,944
     $
51,681
     $
—
     $
804,211