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Note 4 - Loans (Tables)
 6 Months Ended
Jun. 30, 2018
Notes Tables  
Outstanding Loan Balances [Table Text Block]
(Amounts in thousands)
  
June 30,
    
December 31,
  
Loan Portfolio
  
2018
    
2017
  
Commercial
   $
139,670
     $
142,405
  
Commercial real estate:
                
Real estate - construction and land development
    
21,292
      
15,902
  
Real estate - commercial non-owner occupied
    
427,088
      
377,668
  
Real estate - commercial owner occupied
    
199,412
      
192,023
  
Residential real estate:
                
Real estate - residential - Individual Tax Identification Number (“ITIN”)
    
39,424
      
41,188
  
Real estate - residential - 1-4 family mortgage
    
33,391
      
30,377
  
Real estate - residential - equity lines
    
28,879
      
30,347
  
Consumer and other
    
47,660
      
49,925
  
Gross loans
    
936,816
      
879,835
  
Deferred fees and costs
    
1,763
      
1,710
  
Loans, net of deferred fees and costs
    
938,579
      
881,545
  
Allowance for loan and lease losses
    
(12,388
 )    
(11,925
 )
Net loans
   $
926,191
     $
869,620
  
Past Due Financing Receivables [Table Text Block]
   
 
 
 
  
 
 
 
  
Greater
    
 
 
 
  
 
 
 
  
 
 
 
  
Recorded
  
(Amounts in thousands)
  
 
30-59
    
 
60-89
    
Than 90
    
 
 
 
  
 
 
 
  
 
 
 
  
Investment >
  
Past Due Loans at
  
Days Past
    
Days Past
    
Days Past
    
Total Past
    
 
 
 
  
 
 
 
  
90 Days and
  
June 30, 2018
  
Due
    
Due
    
Due
    
Due
    
Current
    
Total
    
Accruing
  
Commercial
   $
—
     $
—
     $
—
     $
—
     $
139,670
     $
139,670
     $
—
  
Commercial real estate:
                                                        
Real estate - construction and land development
    
—
      
—
      
—
      
—
      
21,292
      
21,292
      
—
  
Real estate - commercial non-owner occupied
    
—
      
—
      
—
      
—
      
427,088
      
427,088
      
—
  
Real estate - commercial owner occupied
    
—
      
—
      
—
      
—
      
199,412
      
199,412
      
—
  
Residential real estate:
                                                        
Real estate - residential - ITIN
    
326
      
89
      
221
      
636
      
38,788
      
39,424
      
—
  
Real estate - residential - 1-4 family mortgage
    
—
      
—
      
—
      
—
      
33,391
      
33,391
      
—
  
Real estate - residential - equity lines
    
58
      
—
      
—
      
58
      
28,821
      
28,879
      
—
  
Consumer and other
    
112
      
91
      
9
      
212
      
47,448
      
47,660
      
—
  
Total
   $
496
     $
180
     $
230
     $
906
     $
935,910
     $
936,816
     $
—
  
   
 
 
 
  
 
 
 
  
Greater
    
 
 
 
  
 
 
 
  
 
 
 
  
Recorded
  
(Amounts in thousands)
  
 
30-59
    
 
60-89
    
Than 90
    
 
 
 
  
 
 
 
  
 
 
 
  
Investment >
  
Past Due Loans at
  
Days Past
    
Days Past
    
Days Past
    
Total Past
    
 
 
 
  
 
 
 
  
90 Days and
  
December 31, 2017
  
Due
    
Due
    
Due
    
Due
    
Current
    
Total
    
Accruing
  
Commercial
   $
—
     $
—
     $
—
     $
—
     $
142,405
     $
142,405
     $
—
  
Commercial real estate:
                                                        
Real estate - construction and land development
    
—
      
—
      
—
      
—
      
15,902
      
15,902
      
—
  
Real estate - commercial non-owner occupied
    
—
      
—
      
—
      
—
      
377,668
      
377,668
      
—
  
Real estate - commercial owner occupied
    
142
      
—
      
—
      
142
      
191,881
      
192,023
      
—
  
Residential real estate:
                                                        
Real estate - residential - ITIN
    
555
      
122
      
462
      
1,139
      
40,049
      
41,188
      
—
  
Real estate - residential - 1-4 family mortgage
    
290
      
173
      
—
      
463
      
29,914
      
30,377
      
—
  
Real estate - residential - equity lines
    
141
      
—
      
—
      
141
      
30,206
      
30,347
      
—
  
Consumer and other
    
281
      
123
      
—
      
404
      
49,521
      
49,925
      
—
  
Total
   $
1,409
     $
418
     $
462
     $
2,289
     $
877,546
     $
879,835
     $
—
  
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]
(Amounts in thousands)
  
June 30,
    
December 31,
  
Nonaccrual Loans
  
2018
    
2017
  
Commercial
   $
1,358
     $
1,603
  
Commercial real estate:
                
Real estate - commercial owner occupied
    
—
      
600
  
Residential real estate:
                
Real estate - residential - ITIN
    
2,613
      
2,909
  
Real estate - residential - 1-4 family mortgage
    
184
      
606
  
Real estate - residential - equity lines
    
44
      
45
  
Consumer and other
    
33
      
36
  
Total
   $
4,232
     $
5,799
  
Impaired Financing Receivables [Table Text Block]
   
As of June 30, 2018
  
   
 
 
 
  
Unpaid
    
 
 
 
(Amounts in thousands)
  
Recorded
    
Principal
    
Related
  
Impaired Loans
  
Investment
    
Balance
    
Allowance
  
With no related allowance recorded:
                        
Commercial
   $
75
     $
90
     $
—
  
Residential real estate:
                        
Real estate - residential - ITIN
    
6,434
      
8,085
      
—
  
Real estate - residential - 1-4 family mortgage
    
184
      
222
      
—
  
Real estate - residential - equity lines
    
44
      
49
      
—
  
Total with no related allowance recorded
   $
6,737
     $
8,446
     $
—
  
                         
With an allowance recorded:
                        
Commercial
   $
2,703
     $
2,791
     $
753
  
Commercial real estate:
                        
Real estate - commercial non-owner occupied
    
799
      
799
      
119
  
Residential real estate:
                        
Real estate - residential - ITIN
    
771
      
808
      
97
  
Real estate - residential - equity lines
    
372
      
372
      
186
  
Consumer and other
    
33
      
34
      
10
  
Total with an allowance recorded
   $
4,678
     $
4,804
     $
1,165
  
                         
By loan class:
                        
Commercial
   $
2,778
     $
2,881
     $
753
  
Commercial real estate
    
799
      
799
      
119
  
Residential real estate
    
7,805
      
9,536
      
283
  
Consumer and other
    
33
      
34
      
10
  
Total impaired loans
   $
11,415
     $
13,250
     $
1,165
  
   
As of December 31, 2017
  
(Amounts in thousands)
  
Recorded
    
Principal
    
Related
  
Impaired Loans
  
Investment
    
Balance
    
Allowance
  
With no related allowance recorded:
                        
Commercial
   $
672
     $
1,205
     $
—
  
Commercial real estate:
                        
Real estate - commercial owner occupied
    
600
      
665
      
—
  
Residential real estate:
                        
Real estate - residential - ITIN
    
5,895
      
7,516
      
—
  
Real estate - residential - 1-4 family mortgage
    
414
      
897
      
—
  
Real estate - residential - equity lines
    
45
      
49
      
—
  
Total with no related allowance recorded
   $
7,626
     $
10,332
     $
—
  
                         
With an allowance recorded:
                        
Commercial
   $
2,482
     $
2,540
     $
690
  
Commercial real estate:
                        
Real estate - commercial non-owner occupied
    
803
      
803
      
77
  
Residential real estate:
                        
Real estate - residential - ITIN
    
1,628
      
1,678
      
199
  
Real estate - residential - 1-4 family mortgage
    
192
      
226
      
2
  
Real estate - residential - equity lines
    
380
      
380
      
190
  
Consumer and other
    
36
      
36
      
11
  
Total with an allowance recorded
   $
5,521
     $
5,663
     $
1,169
  
                         
By loan class:
                        
Commercial
   $
3,154
     $
3,745
     $
690
  
Commercial real estate
    
1,403
      
1,468
      
77
  
Residential real estate
    
8,554
      
10,746
      
391
  
Consumer and other
    
36
      
36
      
11
  
Total impaired loans
   $
13,147
     $
15,995
     $
1,169
  
Average Recorded Investment and Interest Income Recognized on Impaired Loans by Loan Class [Table Text Block]
   
Three Months Ended
    
Three Months Ended
  
   
June 30, 2018
    
June 30, 2017
  
   
Average
    
Interest
    
Average
    
Interest
  
(Amounts in thousands)
  
Recorded
    
Income
    
Recorded
    
Income
  
Average Recorded Investment and Interest Income
  
Investment
    
Recognized
    
Investment
    
Recognized
  
Commercial
   $
2,681
     $
20
     $
3,210
     $
9
  
Commercial real estate:
                                
Real estate - commercial non-owner occupied
    
799
      
12
      
2,003
      
12
  
Real estate - commercial owner occupied
    
—
      
—
      
642
      
—
  
Residential real estate:
                                
Real estate - residential - ITIN
    
7,237
      
42
      
8,061
      
40
  
Real estate - residential - 1-4 family mortgage
    
185
      
—
      
1,102
      
—
  
Real estate - residential - equity lines
    
418
      
5
      
1,338
      
5
  
Consumer and other
    
34
      
—
      
38
      
—
  
Total
   $
11,354
     $
79
     $
16,394
     $
66
  
   
Six Months Ended
    
Six Months Ended
  
   
June 30, 2018
    
June 30, 2017
  
   
Average
    
Interest
    
Average
    
Interest
  
(Amounts in thousands)
  
Recorded
    
Income
    
Recorded
    
Income
  
Average Recorded Investment and Interest Income
  
Investment
    
Recognized
    
Investment
    
Recognized
  
Commercial
   $
2,635
     $
41
     $
3,303
     $
20
  
Commercial real estate:
                                
Real estate - commercial non-owner occupied
    
801
      
23
      
2,003
      
23
  
Real estate - commercial owner occupied
    
—
      
—
      
726
      
2
  
Residential real estate:
                                
Real estate - residential - ITIN
    
7,331
      
83
      
8,166
      
79
  
Real estate - residential - 1-4 family mortgage
    
255
      
—
      
1,415
      
—
  
Real estate - residential - equity lines
    
420
      
10
      
1,349
      
9
  
Consumer and other
    
34
      
—
      
107
      
—
  
Total
   $
11,476
     $
157
     $
17,069
     $
133
  
Financing Receivable Credit Quality Indicators [Table Text Block]
(Amounts in thousands)
 
June 30, 2018
  
Performing and Nonperforming Loans
  
Performing
    
Nonperforming
    
Total
  
Commercial
   $
138,312
     $
1,358
     $
139,670
  
Commercial real estate:
                        
Real estate - construction and land development
    
21,292
      
—
      
21,292
  
Real estate - commercial non-owner occupied
    
427,088
      
—
      
427,088
  
Real estate - commercial owner occupied
    
199,412
      
—
      
199,412
  
Residential real estate:
                        
Real estate - residential - ITIN
    
36,811
      
2,613
      
39,424
  
Real estate - residential - 1-4 family mortgage
    
33,207
      
184
      
33,391
  
Real estate - residential - equity lines
    
28,835
      
44
      
28,879
  
Consumer and other
    
47,627
      
33
      
47,660
  
Total
   $
932,584
     $
4,232
     $
936,816
  
(Amounts in thousands)
 
December 31, 2017
  
Performing and Nonperforming Loans
  
Performing
    
Nonperforming
    
Total
  
Commercial
   $
140,802
     $
1,603
     $
142,405
  
Commercial real estate:
                        
Real estate - construction and land development
    
15,902
      
—
      
15,902
  
Real estate - commercial non-owner occupied
    
377,668
      
—
      
377,668
  
Real estate - commercial owner occupied
    
191,423
      
600
      
192,023
  
Residential real estate:
                        
Real estate - residential - ITIN
    
38,279
      
2,909
      
41,188
  
Real estate - residential - 1-4 family mortgage
    
29,771
      
606
      
30,377
  
Real estate - residential - equity lines
    
30,302
      
45
      
30,347
  
Consumer and other
    
49,889
      
36
      
49,925
  
Total
   $
874,036
     $
5,799
     $
879,835
  
Financing Receivable Credit Quality Indicator [Table Text Block]
   
As of June 30, 2018
  
   
 
 
 
  
 
 
 
  
Special
    
 
 
 
  
 
 
 
  
 
 
 
(Amounts in thousands)
  
Pass
    
Watch
    
Mention
    
Substandard
    
Doubtful
    
Total
  
Commercial
   $
111,385
     $
25,629
     $
34
     $
2,622
     $
—
     $
139,670
  
Commercial real estate:
                                                
Real estate - construction and land development
    
21,266
      
26
      
—
      
—
      
—
      
21,292
  
Real estate - commercial non-owner occupied
    
415,385
      
5,398
      
385
      
5,920
      
—
      
427,088
  
Real estate - commercial owner occupied
    
181,084
      
11,235
      
2,135
      
4,958
      
—
      
199,412
  
Residential real estate:
                                                
Real estate - residential - ITIN
    
33,483
      
—
      
—
      
5,941
      
—
      
39,424
  
Real estate - residential - 1-4 family mortgage
    
32,430
      
777
      
—
      
184
      
—
      
33,391
  
Real estate - residential - equity lines
    
27,247
      
1,314
      
—
      
318
      
—
      
28,879
  
Consumer and other
    
47,625
      
—
      
—
      
35
      
—
      
47,660
  
Total
   $
869,905
     $
44,379
     $
2,554
     $
19,978
     $
—
     $
936,816
  
   
As of December 31, 2017
  
   
 
 
 
  
 
 
 
  
Special
    
 
 
 
  
 
 
 
  
 
 
 
(Amounts in thousands)
  
Pass
    
Watch
    
Mention
    
Substandard
    
Doubtful
    
Total
  
Commercial
   $
117,087
     $
22,213
     $
40
     $
3,065
     $
—
     $
142,405
  
Commercial real estate:
                                                
Real estate - construction and land development
    
14,762
      
—
      
1,140
      
—
      
—
      
15,902
  
Real estate - commercial non-owner occupied
    
364,230
      
9,160
      
2,900
      
1,378
      
—
      
377,668
  
Real estate - commercial owner occupied
    
171,005
      
15,198
      
3,907
      
1,913
      
—
      
192,023
  
Residential real estate:
                                                
Real estate - residential - ITIN
    
34,923
      
—
      
—
      
6,265
      
—
      
41,188
  
Real estate - residential - 1-4 family mortgage
    
28,981
      
791
      
—
      
605
      
—
      
30,377
  
Real estate - residential - equity lines
    
28,457
      
1,501
      
63
      
326
      
—
      
30,347
  
Consumer and other
    
49,887
      
—
      
2
      
36
      
—
      
49,925
  
Total
   $
809,332
     $
48,863
     $
8,052
     $
13,588
     $
—
     $
879,835
  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
   
For the Three Months Ended June 30, 2018
  
(Amounts in thousands)
  
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
ALLL by Loan Portfolio
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
Beginning balance
   $
2,298
     $
6,898
     $
1,149
     $
1,473
     $
477
     $
12,295
  
Charge-offs
    
(133
 )    
—
      
(49
 )    
(200
 )    
—
      
(382
 )
Recoveries
    
350
      
—
      
47
      
78
      
—
      
475
  
Provision
    
(73
 )    
193
      
(36
 )    
(34
 )    
(50
 )    
—
  
Ending balance
   $
2,442
     $
7,091
     $
1,111
     $
1,317
     $
427
     $
12,388
  
   
For the Three Months Ended June 30, 2017
  
(Amounts in thousands)
  
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
ALLL by Loan Portfolio
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
Beginning balance
   $
2,649
     $
5,963
     $
1,490
     $
1,074
     $
465
     $
11,641
  
Charge-offs
    
—
      
—
      
(115
 )    
(244
 )    
—
      
(359
 )
Recoveries
    
36
      
—
      
19
      
51
      
—
      
106
  
Provision
    
165
      
109
      
(197
 )    
256
      
(33
 )    
300
  
Ending balance
   $
2,850
     $
6,072
     $
1,197
     $
1,137
     $
432
     $
11,688
  
   
For the Six Months Ended June 30, 2018
  
(Amounts in thousands)
  
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
ALLL by Loan Portfolio
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
Beginning balance
   $
2,397
     $
6,514
     $
1,169
     $
1,435
     $
410
     $
11,925
  
Charge-offs
    
(133
 )    
—
      
(163
 )    
(475
 )    
—
      
(771
 )
Recoveries
    
803
      
—
      
293
      
138
      
—
      
1,234
  
Provision
    
(625
 )    
577
      
(188
 )    
219
      
17
      
—
  
Ending balance
   $
2,442
     $
7,091
     $
1,111
     $
1,317
     $
427
     $
12,388
  
   
For the Six Months Ended June 30, 2017
  
(Amounts in thousands)
  
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
ALLL by Loan Portfolio
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
Beginning balance
   $
2,849
     $
5,578
     $
1,716
     $
955
     $
446
     $
11,544
  
Charge-offs
    
(51
 )    
—
      
(284
 )    
(471
 )    
—
      
(806
 )
Recoveries
    
235
      
27
      
94
      
94
      
—
      
450
  
Provision
    
(183
 )    
467
      
(329
 )    
559
      
(14
 )    
500
  
Ending balance
   $
2,850
     $
6,072
     $
1,197
     $
1,137
     $
432
     $
11,688
  
   
As of June 30, 2018
  
   
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
(Amounts in thousands)
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
ALLL:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Individually evaluated for impairment
   $
753
     $
119
     $
283
     $
10
     $
—
     $
1,165
  
Collectively evaluated for impairment
    
1,689
      
6,972
      
828
      
1,307
      
427
      
11,223
  
Total
   $
2,442
     $
7,091
     $
1,111
     $
1,317
     $
427
     $
12,388
  
Gross loans:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Individually evaluated for impairment
   $
2,778
     $
799
     $
7,805
     $
33
     $
—
     $
11,415
  
Collectively evaluated for impairment
    
136,892
      
646,993
      
93,889
      
47,627
      
—
      
925,401
  
Total gross loans
   $
139,670
     $
647,792
     $
101,694
     $
47,660
     $
—
     $
936,816
  
   
As of December 31, 2017
  
   
 
 
 
  
Commercial
    
Residential
    
 
 
 
  
 
 
 
  
 
 
 
(Amounts in thousands)
  
Commercial
    
Real Estate
    
Real Estate
    
Consumer
    
Unallocated
    
Total
  
ALLL:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Individually evaluated for impairment
   $
690
     $
77
     $
391
     $
11
     $
—
     $
1,169
  
Collectively evaluated for impairment
    
1,707
      
6,437
      
778
      
1,424
      
410
      
10,756
  
Total
   $
2,397
     $
6,514
     $
1,169
     $
1,435
     $
410
     $
11,925
  
Gross loans:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Individually evaluated for impairment
   $
3,154
     $
1,403
     $
8,554
     $
36
     $
—
     $
13,147
  
Collectively evaluated for impairment
    
139,251
      
584,190
      
93,358
      
49,889
      
—
      
866,688
  
Total gross loans
   $
142,405
     $
585,593
     $
101,912
     $
49,925
     $
—
     $
879,835