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Note 5 - Loans (Tables)
 6 Months Ended
Jun. 30, 2017
Notes Tables  
Outstanding Loan Balances [Table Text Block]
(Amounts in thousands)
 
June 30,
 
 
December 31,
 
Loan Portfolio
 
2017
 
 
2016
 
Commercial
   $
152,204
     $
153,844
  
Commercial real estate:
                
Real estate - construction and land development
    
22,275
      
36,792
  
Real estate - commercial non-owner occupied
    
310,995
      
292,615
  
Real estate - commercial owner occupied
    
184,868
      
167,335
  
Residential real estate:
                
Real estate - residential - Individual Tax Identification Number (“ITIN”)
    
43,229
      
45,566
  
Real estate - residential - 1-4 family mortgage
    
18,904
      
20,425
  
Real estate - residential - equity lines
    
32,133
      
35,953
  
Consumer and other
    
50,780
      
51,681
  
Gross loans
    
815,388
      
804,211
  
Deferred fees and costs
    
1,541
      
1,324
  
Loans, net of deferred fees and costs
    
816,929
      
805,535
  
Allowance for loan and lease losses
    
(11,688
 )    
(11,544
 )
Net loans
   $
805,241
     $
793,991
  
Past Due Financing Receivables [Table Text Block]
 
 
 
 
 
 
 
 
 
 
Greater
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded
 
(Amounts in thousands)
 
30-59
 
 
60-89
 
 
Than 90
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Investment >
 
Past Due Loans at
 
Days Past
 
 
Days Past
 
 
Days Past
 
 
Total Past
 
 
 
 
 
 
 
 
 
 
90 Days and
 
June 30, 2017
 
Due
 
 
Due
 
 
Due
 
 
Due
 
 
Current
 
 
Total
 
 
Accruing
 
Commercial
   $
—
     $
—
     $
—
     $
—
     $
152,204
     $
152,204
     $
—
  
Commercial real estate:
                                                        
Real estate - construction and land development
    
—
      
—
      
—
      
—
      
22,275
      
22,275
      
—
  
Real estate - commercial non-owner occupied
    
—
      
—
      
1,196
      
1,196
      
309,799
      
310,995
      
—
  
Real estate - commercial owner occupied
    
145
      
—
      
—
      
145
      
184,723
      
184,868
      
—
  
Residential real estate:
                                                        
Real estate - residential - ITIN
    
489
      
144
      
760
      
1,393
      
41,836
      
43,229
      
—
  
Real estate - residential - 1-4 family mortgage
    
132
      
—
      
185
      
317
      
18,587
      
18,904
      
—
  
Real estate - residential - equity lines
    
165
      
55
      
—
      
220
      
31,913
      
32,133
      
—
  
Consumer and other
    
136
      
25
      
—
      
161
      
50,619
      
50,780
      
—
  
Total
   $
1,067
     $
224
     $
2,141
     $
3,432
     $
811,956
     $
815,388
     $
—
  
 
 
 
 
 
 
 
 
 
 
Greater
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded
 
(Amounts in thousands)
 
30-59
 
 
60-89
 
 
Than 90
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Investment >
 
Past Due Loans at
 
Days Past
 
 
Days Past
 
 
Days Past
 
 
Total Past
 
 
 
 
 
 
 
 
 
 
90 Days and
 
December 31, 2016
 
Due
 
 
Due
 
 
Due
 
 
Due
 
 
Current
 
 
Total
 
 
Accruing
 
Commercial
   $
51
     $
—
     $
—
     $
51
     $
153,793
     $
153,844
     $
—
  
Commercial real estate:
                                                        
Real estate - construction and land development
    
—
      
—
      
—
      
—
      
36,792
      
36,792
      
—
  
Real estate - commercial non-owner occupied
    
—
      
—
      
1,196
      
1,196
      
291,419
      
292,615
      
—
  
Real estate - commercial owner occupied
    
—
      
—
      
114
      
114
      
167,221
      
167,335
      
—
  
Residential real estate:
                                                        
Real estate - residential - ITIN
    
567
      
80
      
1,149
      
1,796
      
43,770
      
45,566
      
—
  
Real estate - residential - 1-4 family mortgage
    
147
      
—
      
856
      
1,003
      
19,422
      
20,425
      
—
  
Real estate - residential - equity lines
    
68
      
36
      
48
      
152
      
35,801
      
35,953
      
—
  
Consumer and other
    
166
      
70
      
11
      
247
      
51,434
      
51,681
      
—
  
Total
  $
999
     $
186
     $
3,374
     $
4,559
     $
799,652
     $
804,211
     $
—
  
Impaired Financing Receivables [Table Text Block]
 
 
As of June 30, 2017
 
 
 
 
 
 
 
Unpaid
 
 
 
 
 
(Amounts in thousands)
 
Recorded
 
 
Principal
 
 
Related
 
Impaired Loans
 
Investment
 
 
Balance
 
 
Allowance
 
With no related allowance recorded:
                        
Commercial
  $
1,351
     $
2,282
     $
—
  
Commercial real estate:
                        
Real estate - commercial non-owner occupied
    
1,196
      
1,196
      
—
  
Real estate - commercial owner occupied
    
639
      
679
      
—
  
Residential real estate:
                        
Real estate - residential - ITIN
    
6,496
      
8,231
      
—
  
Real estate - residential - 1-4 family mortgage
    
653
      
1,137
      
—
  
Real estate - residential - equity lines
    
872
      
1,317
      
—
  
Total with no related allowance recorded
   $
11,207
     $
14,842
     $
—
  
                         
With an allowance recorded:
                        
Commercial
  $
1,762
     $
1,789
     $
602
  
Commercial real estate:
                        
Real estate - commercial non-owner occupied
    
806
      
806
      
80
  
Residential real estate:
                        
Real estate - residential - ITIN
    
1,562
      
1,601
      
172
  
Real estate - residential - equity lines
    
445
      
445
      
223
  
Consumer and other
    
38
      
38
      
13
  
Total with an allowance recorded
   $
4,613
     $
4,679
     $
1,090
  
                         
By loan class:
                        
Commercial
   $
3,113
     $
4,071
     $
602
  
Commercial real estate
    
2,641
      
2,681
      
80
  
Residential real estate
    
10,028
      
12,731
      
395
  
Consumer and other
    
38
      
38
      
13
  
Total impaired loans
   $
15,820
     $
19,521
     $
1,090
  
 
 
As of December 31, 2016
 
(Amounts in thousands)
 
Recorded
 
 
Principal
 
 
Related
 
Impaired Loans
 
Investment
 
 
Balance
 
 
Allowance
 
With no related allowance recorded:
                        
Commercial
  $
1,573
     $
2,438
     $
—
  
Commercial real estate:
                        
Real estate - commercial non-owner occupied
    
1,196
      
1,196
      
—
  
Real estate - commercial owner occupied
    
784
      
841
      
—
  
Residential real estate:
                        
Real estate - residential - ITIN
    
6,047
      
7,685
      
—
  
Real estate - residential - 1-4 family mortgage
    
1,914
      
2,722
      
—
  
Real estate - residential - equity lines
    
917
      
1,342
      
—
  
Consumer and other
    
210
      
216
      
—
  
Total with no related allowance recorded
   $
12,641
     $
16,440
     $
—
  
                         
With an allowance recorded:
                        
Commercial
  $
1,952
     $
1,957
     $
641
  
Commercial real estate:
                        
Real estate - commercial non-owner occupied
    
808
      
808
      
21
  
Real estate - commercial owner occupied
    
337
      
337
      
64
  
Residential real estate:
                        
Real estate - residential - ITIN
    
2,562
      
2,617
      
494
  
Real estate - residential - equity lines
    
454
      
454
      
227
  
Consumer and other
    
40
      
40
      
14
  
Total with an allowance recorded
   $
6,153
     $
6,213
     $
1,461
  
                         
By loan class:
                        
Commercial
   $
3,525
     $
4,395
     $
641
  
Commercial real estate
    
3,125
      
3,182
      
85
  
Residential real estate
    
11,894
      
14,820
      
721
  
Consumer and other
    
250
      
256
      
14
  
Total impaired loans
   $
18,794
     $
22,653
     $
1,461
  
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]
(Amounts in thousands)
 
June 30,
 
 
December 31,
 
Nonaccrual Loans
 
2017
 
 
2016
 
Commercial
  $
2,410
     $
2,749
  
Commercial real estate:
                
Real estate - commercial non-owner occupied
    
1,196
      
1,196
  
Real estate - commercial owner occupied
    
639
      
784
  
Residential real estate:
                
Real estate - residential - ITIN
    
3,346
      
3,576
  
Real estate - residential - 1-4 family mortgage
    
653
      
1,914
  
Real estate - residential - equity lines
    
872
      
917
  
Consumer and other
    
38
      
250
  
Total
   $
9,154
     $
11,386
  
Average Recorded Investment and Interest Income Recognized on Impaired Loans by Loan Class [Table Text Block]
 
 
Three Months Ended
 
 
Three Months Ended
 
 
 
June 30, 2017
 
 
June 30, 2016
 
 
 
Average
 
 
Interest
 
 
Average
 
 
Interest
 
(Amounts in thousands)
 
Recorded
 
 
Income
 
 
Recorded
 
 
Income
 
Average Recorded Investment and Interest Income
 
Investment
 
 
Recognized
 
 
Investment
 
 
Recognized
 
Commercial
  $
3,210
     $
9
     $
2,835
     $
4
  
Commercial real estate:
                                
Real estate - commercial non-owner occupied
    
2,003
      
12
      
2,016
      
12
  
Real estate - commercial owner occupied
    
642
      
—
      
1,401
      
6
  
Residential real estate:
                                
Real estate - residential - ITIN
    
8,061
      
40
      
9,123
      
41
  
Real estate - residential - 1-4 family mortgage
    
1,102
      
—
      
1,761
      
—
  
Real estate - residential - equity lines
    
1,338
      
5
      
1,895
      
7
  
Consumer and other
    
38
      
—
      
109
      
—
  
Total
   $
16,394
     $
66
     $
19,140
     $
70
  
 
 
Six Months Ended
 
 
Six Months Ended
 
 
 
June 30, 2017
 
 
June 30, 2016
 
 
 
Average
 
 
Interest
 
 
Average
 
 
Interest
 
(Amounts in thousands)
 
Recorded
 
 
Income
 
 
Recorded
 
 
Income
 
Average Recorded Investment and Interest Income
 
Investment
 
 
Recognized
 
 
Investment
 
 
Recognized
 
Commercial
  $
3,303
     $
20
     $
2,525
     $
4
  
Commercial real estate:
                                
Real estate - commercial non-owner occupied
    
2,003
      
23
      
2,018
      
24
  
Real estate - commercial owner occupied
    
726
      
2
      
1,425
      
12
  
Residential real estate:
                                
Real estate - residential - ITIN
    
8,166
      
79
      
9,141
      
82
  
Real estate - residential - 1-4 family mortgage
    
1,415
      
—
      
1,757
      
—
  
Real estate - residential - equity lines
    
1,349
      
9
      
1,507
      
13
  
Consumer and other
    
107
      
—
      
71
      
—
  
Total
   $
17,069
     $
133
     $
18,444
     $
135
  
Newly Restructured Loans [Table Text Block]
 
 
For the Three Months Ended
June 30, 2017
 
 
For the Three Months Ended
June 30, 2016
 
(Amounts in thousands)
 
 
 
 
 
Rate &
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Rate &
 
 
 
 
 
 
 
 
 
Troubled Debt Restructuring
Modification Types
 
Rate &
Maturity
 
 
Payment
Deferral
 
 
Payment
Deferral
 
 
Total
 
 
Rate &
Maturity
 
 
Payment
Deferral
 
 
Payment
Deferral
 
 
Total
 
Commercial
  $
—
     $
—
     $
—
     $
—
     $
1,058
     $
—
     $
—
     $
1,058
  
Residential real estate:
                                                                
Real estate - residential - ITIN
    
—
      
61
      
—
      
61
      
—
      
—
      
—
      
—
  
Total
   $
—
     $
61
     $
—
     $
61
     $
1,058
     $
—
     $
—
     $
1,058
  
 
 
For the Six Months Ended
June 30, 2017
 
 
For the Six Months Ended
June 30, 2016
 
(Amounts in thousands)
 
 
 
 
 
Rate &
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Rate &
 
 
 
 
 
 
 
 
 
Troubled Debt Restructuring
Modification Types
 
Rate &
Maturity
 
 
Payment
Deferral
 
 
Payment
Deferral
 
 
Total
 
 
Rate &
Maturity
 
 
Payment
Deferral
 
 
Payment
Deferral
 
 
Total
 
Commercial
  $
—
     $
—
     $
—
     $
—
     $
1,058
     $
—
     $
—
     $
1,058
  
Residential real estate:
                                                                
Real estate - residential - ITIN
    
—
      
61
      
—
      
61
      
—
      
—
      
120
      
120
  
Total
   $
—
     $
61
     $
—
     $
61
     $
1,058
     $
—
     $
120
     $
1,178
  
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
 
 
For the Three Months Ended June 30, 2017
 
 
For the Three Months Ended June 30, 2016
 
 
 
 
 
 
 
Pre-
 
 
Post-
 
 
 
 
 
 
Pre-
 
 
Post-
 
 
 
 
 
 
 
Modification
 
 
Modification
 
 
 
 
 
 
Modification
 
 
Modification
 
 
 
 
 
 
 
Outstanding
 
 
Outstanding
 
 
 
 
 
 
Outstanding
 
 
Outstanding
 
(Amounts in thousands)
 
Number of
 
 
Recorded
 
 
Recorded
 
 
Number of
 
 
Recorded
 
 
Recorded
 
Troubled Debt Restructurings
 
Contracts
 
 
Investment
 
 
Investment
 
 
Contracts
 
 
Investment
 
 
Investment
 
Commercial
   
—
     $
—
     $
—
      
1
     $
1,127
     $
1,127
  
Residential real estate:
                                                
Real estate - residential - ITIN
    
1
      
81
      
61
      
—
      
—
      
—
  
Total
    
1
     $
81
     $
61
      
1
     $
1,127
     $
1,127
  
 
 
For the Six Months Ended June 30, 2017
 
 
For the Six Months Ended June 30, 2016
 
 
 
 
 
 
 
Pre-
 
 
Post-
 
 
 
 
 
 
Pre-
 
 
Post-
 
 
 
 
 
 
 
Modification
 
 
Modification
 
 
 
 
 
 
Modification
 
 
Modification
 
 
 
 
 
 
 
Outstanding
 
 
Outstanding
 
 
 
 
 
 
Outstanding
 
 
Outstanding
 
(Amounts in thousands)
 
Number of
 
 
Recorded
 
 
Recorded
 
 
Number of
 
 
Recorded
 
 
Recorded
 
Troubled Debt Restructurings
 
Contracts
 
 
Investment
 
 
Investment
 
 
Contracts
 
 
Investment
 
 
Investment
 
Commercial
   
—
     $
—
     $
—
      
1
     $
1,127
     $
1,127
  
Residential real estate:
                                                
Real estate - residential - ITIN
    
1
      
81
      
61
      
1
      
171
      
170
  
Total
    
1
     $
81
     $
61
      
2
     $
1,298
     $
1,297
  
Financing Receivable Credit Quality Indicators [Table Text Block]
(Amounts in thousands)
 
June 30, 2017
 
Performing and Nonperforming Loans
 
Performing
 
 
Nonperforming
 
 
Total
 
Commercial
  $
149,794
     $
2,410
     $
152,204
  
Commercial real estate:
                        
Real estate - construction and land development
    
22,275
      
—
      
22,275
  
Real estate - commercial non-owner occupied
    
309,799
      
1,196
      
310,995
  
Real estate - commercial owner occupied
    
184,229
      
639
      
184,868
  
Residential real estate:
                        
Real estate - residential - ITIN
    
39,883
      
3,346
      
43,229
  
Real estate - residential - 1-4 family mortgage
    
18,251
      
653
      
18,904
  
Real estate - residential - equity lines
    
31,261
      
872
      
32,133
  
Consumer and other
    
50,742
      
38
      
50,780
  
Total
  $
806,234
     $
9,154
     $
815,388
  
(Amounts in thousands)
 
December 31, 2016
 
Performing and Nonperforming Loans
 
Performing
 
 
Nonperforming
 
 
Total
 
Commercial
  $
151,095
     $
2,749
     $
153,844
  
Commercial real estate:
                        
Real estate - construction and land development
    
36,792
      
—
      
36,792
  
Real estate - commercial non-owner occupied
    
291,419
      
1,196
      
292,615
  
Real estate - commercial owner occupied
    
166,551
      
784
      
167,335
  
Residential real estate:
                        
Real estate - residential - ITIN
    
41,990
      
3,576
      
45,566
  
Real estate - residential - 1-4 family mortgage
    
18,511
      
1,914
      
20,425
  
Real estate - residential - equity lines
    
35,036
      
917
      
35,953
  
Consumer and other
    
51,431
      
250
      
51,681
  
Total
  $
792,825
     $
11,386
     $
804,211
  
Financing Receivable Credit Quality Indicator [Table Text Block]
 
 
As of June 30, 2017
 
 
 
 
 
 
 
 
 
 
 
Special
 
 
 
 
 
 
 
 
 
 
 
 
 
(Amounts in thousands)
 
Pass
 
 
Watch
 
 
Mention
 
 
Substandard
 
 
Doubtful
 
 
Total
 
Commercial
  $
109,725
     $
36,319
     $
3,144
     $
3,016
     $
—
     $
152,204
  
Commercial real estate:
                                                
Real estate - construction and land development
    
22,274
      
1
      
—
      
—
      
—
      
22,275
  
Real estate - commercial non-owner occupied
    
298,596
      
9,413
      
398
      
2,588
      
—
      
310,995
  
Real estate - commercial owner occupied
    
172,614
      
10,282
      
—
      
1,972
      
—
      
184,868
  
Residential real estate:
                                                
Real estate - residential - ITIN
    
36,467
      
—
      
—
      
6,762
      
—
      
43,229
  
Real estate - residential - 1-4 family mortgage
    
17,448
      
803
      
—
      
653
      
—
      
18,904
  
Real estate - residential - equity lines
    
28,833
      
2,017
      
67
      
1,216
      
—
      
32,133
  
Consumer and other
    
50,715
      
2
      
—
      
63
      
—
      
50,780
  
Total
  $
736,672
     $
58,837
     $
3,609
     $
16,270
     $
—
     $
815,388
  
 
 
As of December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
Special
 
 
 
 
 
 
 
 
 
 
 
 
 
(Amounts in thousands)
 
Pass
 
 
Watch
 
 
Mention
 
 
Substandard
 
 
Doubtful
 
 
Total
 
Commercial
  $
124,089
     $
21,684
     $
4,570
     $
3,501
     $
—
     $
153,844
  
Commercial real estate:
                                                
Real estate - construction and land development
    
36,782
      
10
      
—
      
—
      
—
      
36,792
  
Real estate - commercial non-owner occupied
    
284,099
      
5,398
      
1,321
      
1,797
      
—
      
292,615
  
Real estate - commercial owner occupied
    
157,064
      
7,301
      
496
      
2,474
      
—
      
167,335
  
Residential real estate:
                                                
Real estate - residential - ITIN
    
38,279
      
—
      
—
      
7,287
      
—
      
45,566
  
Real estate - residential - 1-4 family mortgage
    
17,696
      
815
      
—
      
1,914
      
—
      
20,425
  
Real estate - residential - equity lines
    
33,828
      
858
      
—
      
1,267
      
—
      
35,953
  
Consumer and other
    
51,398
      
2
      
—
      
281
      
—
      
51,681
  
Total
  $
743,235
     $
36,068
     $
6,387
     $
18,521
     $
—
     $
804,211
  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
 
 
For the Three Months Ended June 30, 2017
 
(Amounts in thousands)
 
 
 
 
 
Commercial
 
 
Residential
 
 
 
 
 
 
 
 
 
 
 
 
 
ALLL by Loan Class
 
Commercial
 
 
Real Estate
 
 
Real Estate
 
 
Consumer
 
 
Unallocated
 
 
Total
 
Beginning balance
   $
2,649
     $
5,963
     $
1,490
     $
1,074
     $
465
     $
11,641
  
Charge-offs
    
—
      
—
      
(115
 )    
(244
 )    
—
      
(359
 )
Recoveries
    
36
      
—
      
19
      
51
      
—
      
106
  
Provision
    
165
      
109
      
(197
 )    
256
      
(33
 )    
300
  
Ending balance
   $
2,850
     $
6,072
     $
1,197
     $
1,137
     $
432
     $
11,688
  
 
 
For the Three Months Ended June 30, 2016
 
(Amounts in thousands)
 
 
 
 
 
Commercial
 
 
Residential
 
 
 
 
 
 
 
 
 
 
 
 
 
ALLL by Loan Class
 
Commercial
 
 
Real Estate
 
 
Real Estate
 
 
Consumer
 
 
Unallocated
 
 
Total
 
Beginning balance
   $
2,466
     $
5,892
     $
1,961
     $
814
     $
362
     $
11,495
  
Charge-offs
    
(1,020
 )    
(31
 )    
(478
 )    
(205
 )    
—
      
(1,734
 )
Recoveries
    
1,496
      
475
      
105
      
27
      
—
      
2,103
  
Provision
    
(351
 )    
(307
 )    
283
      
127
      
248
      
—
  
Ending balance
   $
2,591
     $
6,029
     $
1,871
     $
763
     $
610
     $
11,864
  
 
 
For the Six Months Ended June 30, 2017
 
(Amounts in thousands)
 
 
 
 
 
Commercial
 
 
Residential
 
 
 
 
 
 
 
 
 
 
 
 
 
ALLL by Loan Class
 
Commercial
 
 
Real Estate
 
 
Real Estate
 
 
Consumer
 
 
Unallocated
 
 
Total
 
Beginning balance
   $
2,849
     $
5,578
     $
1,716
     $
955
     $
446
     $
11,544
  
Charge-offs
    
(51
 )    
—
      
(284
 )    
(471
 )    
—
      
(806
 )
Recoveries
    
235
      
27
      
94
      
94
      
—
      
450
  
Provision
    
(183
 )    
467
      
(329
 )    
559
      
(14
 )    
500
  
Ending balance
   $
2,850
     $
6,072
     $
1,197
     $
1,137
     $
432
     $
11,688
  
 
 
For the Six Months Ended June 30, 2016
 
(Amounts in thousands)
 
 
 
 
 
Commercial
 
 
Residential
 
 
 
 
 
 
 
 
 
 
 
 
 
ALLL by Loan Class
 
Commercial
 
 
Real Estate
 
 
Real Estate
 
 
Consumer
 
 
Unallocated
 
 
Total
 
Beginning balance
   $
2,493
     $
5,784
     $
1,577
     $
770
     $
556
     $
11,180
  
Charge-offs
    
(1,106
 )    
(37
 )    
(550
 )    
(348
 )    
—
      
(2,041
 )
Recoveries
    
78
      
2,480
      
86
      
81
      
—
      
2,725
  
Provision
    
1,126
      
(2,198
 )    
758
      
260
      
54
      
—
  
Ending balance
   $
2,591
     $
6,029
     $
1,871
     $
763
     $
610
     $
11,864
  
 
 
As of June 30, 2017
 
 
 
 
 
 
 
Commercial
 
 
Residential
 
 
 
 
 
 
 
 
 
 
 
 
 
(Amounts in thousands)
 
Commercial
 
 
Real Estate
 
 
Real Estate
 
 
Consumer
 
 
Unallocated
 
 
Total
 
ALLL:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
   $
602
     $
80
     $
395
     $
13
     $
—
     $
1,090
  
Collectively evaluated for impairment
    
2,248
      
5,992
      
802
      
1,124
      
432
      
10,598
  
Total
   $
2,850
     $
6,072
     $
1,197
     $
1,137
     $
432
     $
11,688
  
Gross loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
   $
3,113
     $
2,641
     $
10,028
     $
38
     $
—
     $
15,820
  
Collectively evaluated for impairment
    
149,091
      
515,497
      
84,238
      
50,742
      
—
      
799,568
  
Total gross loans
   $
152,204
     $
518,138
     $
94,266
     $
50,780
     $
—
     $
815,388
  
 
 
As of December 31, 2016
 
 
 
 
 
 
 
Commercial
 
 
Residential
 
 
 
 
 
 
 
 
 
 
 
 
 
(Amounts in thousands)
 
Commercial
 
 
Real Estate
 
 
Real Estate
 
 
Consumer
 
 
Unallocated
 
 
Total
 
ALLL:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
   $
641
     $
85
     $
721
     $
14
     $
—
     $
1,461
  
Collectively evaluated for impairment
    
2,208
      
5,493
      
995
      
941
      
446
      
10,083
  
Total
   $
2,849
     $
5,578
     $
1,716
     $
955
     $
446
     $
11,544
  
Gross loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
   $
3,525
     $
3,125
     $
11,894
     $
250
     $
—
     $
18,794
  
Collectively evaluated for impairment
    
150,319
      
493,617
      
90,050
      
51,431
      
—
      
785,417
  
Total gross loans
   $
153,844
     $
496,742
     $
101,944
     $
51,681
     $
—
     $
804,211