Note 12 - Deposits

12 Months Ended

Dec. 31, 2016

Notes to Financial Statements

Deposit Liabilities Disclosures [Text Block]

NOTE

12

. DEPOSITS

The following table presents the major types of interest-bearing deposits at

December

31,

2016

and

2015.

(Amounts in thousands)	As of December 31,
Interest-bearing deposits	2016		2015
Interest-bearing demand	$	198,328	$	165,316
Money market		207,241		150,342
Savings		113,309		94,503
Certificates of deposit, less than $250,000		159,092		155,470
Certificates of deposit, $250,000 and over		56,298		68,597
Total interest-bearing deposits	$	734,268	$	634,228

The following table presents interest expense for the major types of interest-bearing deposits for the years ended

December

31,

2016,

2015

and

2014.

(Amounts in thousands)	For the year ended December 31,
Deposit Interest Expense	2016		2015		2014
Interest-bearing demand	$	201	$	228	$	221
Money market		322		232		250
Savings		174		213		228
Certificates of deposit, less than $250,000		1,537		1,744		1,897
Certificates of deposit, $250,000 and over		642		612		711
Total interest-bearing deposits	$	2,876	$	3,029	$	3,307

The following table presents the scheduled maturities of all certificates of deposit as of

December

31,

2016.

(Amounts in thousands)
Amounts due in:
One year or less	$	114,084
One to three years		72,200
Three to five years		29,032
Over five years		74
Total certificates of deposit	$	215,390

The following table presents the scheduled maturities of certificates of deposit of

$250

thousand or more as of

December

31,

2016.

(Amounts in thousands)
Amounts due in:
Three months or less	$	8,467
Over three months through six months		6,505
Over six months through twelve months		11,009
Over twelve months		30,317
Total certificates of deposit of $250 thousand or more	$	56,298