Note 5 - Loans (Tables)

12 Months Ended

Dec. 31, 2015

Receivables [Abstract]

Outstanding Loan Balances [Table Text Block]

	As of
(Amounts in thousands)	December 31,
Loan Portfolio	2015			2014
Commercial	$	132,805		$	150,253
Commercial real estate:
Real estate – construction and land development		28,319			30,099
Real estate – commercial non-owner occupied		243,374			213,883
Real estate – commercial owner occupied		156,299			120,324
Residential real estate:
Real estate – residential - ITIN		49,106			52,830
Real estate – residential - 1-4 family mortgage		11,390			13,156
Real estate – residential - equity lines		45,473			44,981
Consumer and other		49,873			35,372
Gross loans		716,639			660,898
Deferred fees and costs		870			157
Loans, net of deferred fees and costs		717,509			661,055
Allowance for loan and lease losses		(11,180	)		(10,820	)
Net loans	$	706,329		$	650,235

Past Due Financing Receivables [Table Text Block]

					Greater								Recorded
(Amounts in thousands)	30-59		60-89		Than 90								Investment >
Past Due Loans at	Days Past		Days Past		Days Past		Total Past						90 Days and
December 31, 2015	Due		Due		Due		Due		Current		Total		Accruing
Commercial	$	—	$	30	$	634	$	664	$	132,141	$	132,805	$	—
Commercial real estate:
Real estate - construction and land development		—		—		—		—		28,319		28,319		—
Real estate - commercial non-owner occupied		64		—		5,665		5,729		237,645		243,374		—
Real estate - commercial owner occupied		—		—		1,071		1,071		155,228		156,299		—
Residential real estate:
Real estate - residential - ITIN		1,018		118		850		1,986		47,120		49,106		—
Real estate - residential - 1-4 family mortgage		—		404		871		1,275		10,115		11,390		—
Real estate - residential - equity lines		137		97		—		234		45,239		45,473		—
Consumer and other		150		50		88		288		49,585		49,873		88
Total	$	1,369	$	699	$	9,179	$	11,247	$	705,392	$	716,639	$	88

					Greater								Recorded
(Amounts in thousands)	30-59		60-89		Than 90								Investment >
Past Due Loans at	Days Past		Days Past		Days Past		Total Past						90 Days and
December 31, 2014	Due		Due		Due		Due		Current		Total		Accruing
Commercial	$	2,421	$	301	$	2,161	$	4,883	$	145,370	$	150,253	$	—
Commercial real estate:
Real estate - construction and land development		—		—		—		—		30,099		30,099		—
Real estate - commercial non-owner occupied		—		—		7,086		7,086		206,797		213,883
Real estate - commercial owner occupied		—		—		1,378		1,378		118,946		120,324		—
Residential real estate:
Real estate - residential - ITIN		1,080		122		2,017		3,219		49,611		52,830		—
Real estate - residential - 1-4 family mortgage		—		—		1,580		1,580		11,576		13,156
Real estate - residential - equity lines		145		99		24		268		44,713		44,981		—
Consumer and other		158		57		23		238		35,134		35,372		23
Total	$	3,804	$	579	$	14,269	$	18,652	$	642,246	$	660,898	$	23

Impaired Financing Receivables [Table Text Block]

	As of December 31, 2015
			Unpaid
(Amounts in thousands)	Recorded		Principal		Related
Impaired Loans	Investment		Balance		Allowance
With no related allowance recorded:
Commercial	$	1,282	$	1,519	$	—
Commercial real estate:
Real estate - commercial non-owner occupied		5,488		6,226		—
Real estate - commercial owner-occupied		1,071		1,794		—
Residential real estate:
Real estate - residential - ITIN		7,063		8,662		—
Real estate - residential - 1-4 family mortgage		1,775		2,775		—
Real estate - residential - equity lines		142		142		—
Total with no related allowance recorded	$	16,821	$	21,118	$	—
With an allowance recorded:
Commercial	$	761	$	820	$	122
Commercial real estate:
Real estate - commercial non-owner occupied		824		824		35
Real estate - commercial owner-occupied		350		350		62
Residential real estate:
Real estate - residential - ITIN		2,044		2,089		321
Real estate - residential - equity lines		558		558		279
Consumer and other		32		32		13
Total with an allowance recorded	$	4,569	$	4,673	$	832
Subtotal:
Commercial	$	2,043	$	2,339	$	122
Commercial real estate		7,733		9,194		97
Residential real estate		11,582		14,226		600
Consumer and other		32		32		13
Total impaired loans	$	21,390	$	25,791	$	832

	As of December 31, 2014
			Unpaid
(Amounts in thousands)	Recorded		Principal		Related
Impaired Loans	Investment		Balance		Allowance
With no related allowance recorded:
Commercial	$	4,298	$	8,461	$	—
Commercial real estate:
Real estate - commercial non-owner occupied		6,909		10,207		—
Real estate - commercial owner-occupied		1,378	$	2,102		—
Residential real estate:
Real estate - residential - ITIN		7,106		8,803		—
Real estate - residential - 1-4 family mortgage		1,608		2,578		—
Real estate - residential - equity lines		201		202		—
Total with no related allowance recorded	$	21,500	$	32,353	$	—
With an allowance recorded:
Commercial	$	2,299	$	2,317	$	314
Commercial real estate:
Real estate - commercial non-owner occupied		2,248		2,846		411
Real estate - commercial owner-occupied		1,218		1,218		21
Residential real estate:
Real estate - residential - ITIN		3,002		3,103		503
Real estate - residential - 1-4 family mortgage		527		537		3
Real estate - residential - equity lines		579		579		289
Consumer and other		35		35		15
Total with an allowance recorded	$	9,908	$	10,635	$	1,556
Subtotal:
Commercial	$	6,597	$	10,778	$	314
Commercial real estate		11,753		16,373		432
Residential real estate		13,023		15,802		795
Consumer and other		35		35		15
Total impaired loans	$	31,408	$	42,988	$	1,556

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]

	As of
(Amounts in thousands)	December 31,
Nonaccrual Loans	2015		2014
Commercial	$	1,994	$	5,112
Commercial real estate:
Real estate - commercial non-owner occupied		5,488		8,318
Real estate - commercial owner occupied		1,071		1,378
Residential real estate:
Real estate - residential - ITIN		3,649		4,647
Real estate - residential - 1-4 family mortgage		1,775		2,135
Real estate - residential - equity lines		—		24
Consumer and other		32		35
Total	$	14,009	$	21,649

Average Recorded Investment and Interest Income Recognized on Impaired Loans by Loan Class [Table Text Block]

	2015				2014				2013
	Average		Interest		Average		Interest		Average		Interest
(Amounts in thousands)	Recorded		Income		Recorded		Income		Recorded		Income
Average Recorded Investment and Interest Income	Investment		Recognized		Investment		Recognized		Investment		Recognized
Commercial	$	3,533	$	22	$	6,222	$	33	$	7,239	$	82
Commercial real estate:
Real estate - commercial non-owner occupied		7,306		49		11,277		165		16,277		185
Real estate - commercial owner- occupied		2,212		59		5,233		78		7,909		106
Residential real estate:
Real estate - residential - ITIN		9,679		141		10,668		114		12,278		80
Real estate - residential - 1-4 family mortgage		1,786		—		1,561		—		1,693		—
Real estate - residential - equity lines		750		27		1,141		33		875		26
Consumer and other		33		—		17		—		—		—
Total	$	25,299	$	298	$	36,119	$	423	$	46,271	$	479

Newly Restructured Loans [Table Text Block]

	For The Year Ended December 31, 2015
					Rate &
(Amounts in thousands)			Rate &		Payment				Payment
Troubled Debt Restructuring Modification Types	Rate		Maturity		Deferral		Maturity		Deferral		Total
Commercial	$	—	$	39	$	—	$	—	$	708	$	747
Residential real estate:
Real estate - residential - ITIN		115		—		264		—		379		758
Total	$	115	$	39	$	264	$	—	$	1,087	$	1,505

	For The Year Ended December 31, 2014
					Rate &
(Amounts in thousands)			Rate &		Payment				Payment
Troubled Debt Restructuring Modification Types	Rate		Maturity		Deferral		Maturity		Deferral		Total
Commercial	$	—	$	3,396	$	—	$	—	$	—	$	3,396
Residential real estate:
Real estate - residential - ITIN		207		—		39		—		—		246
Consumer and other		—		35		—		—		—		35
Total	$	207	$	3,431	$	39	$	—	$	—	$	3,677

	For The Year Ended December 31, 2013
					Rate &
(Amounts in thousands)			Rate &		Payment				Payment
Troubled Debt Restructuring Modification Types	Rate		Maturity		Deferral		Maturity		Deferral		Total
Commercial	$	—	$	—	$	—	$	6,093	$	—	$	6,093
Commercial real estate:
Real estate - commercial non-owner occupied		—		6,029		—		—		2,129		8,158
Real estate - commercial owner occupied		—		—		—		918		—		918
Residential real estate:
Real estate - residential - ITIN		550		205		539		—		—		1,294
Real estate - residential - equity lines		—		161		—		—		—		161
Total	$	550	$	6,395	$	539	$	7,011	$	2,129	$	16,624

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	2015
			Pre-Modification		Post-Modification
(Amounts in thousands)	Number of		Outstanding Recorded		Outstanding Recorded
Troubled Debt Restructurings	Contracts		Investment		Investment
Commercial		2	$	872	$	872
Residential real estate:
Real estate - residential - ITIN		11		1,237		1,023
Total		13	$	2,109	$	1,895

	2014
			Pre-Modification		Post-Modification
(Amounts in thousands)	Number of		Outstanding Recorded		Outstanding Recorded
Troubled Debt Restructurings	Contracts		Investment		Investment
Commercial		2	$	9,070	$	9,070
Residential real estate:
Real estate - residential - ITIN		4		263		267
Consumer and other		1		35		35
Total		7	$	9,368	$	9,372

	2013
			Pre-Modification		Post-Modification
(Amounts in thousands)	Number of		Outstanding Recorded		Outstanding Recorded
Troubled Debt Restructurings	Contracts		Investment		Investment
Commercial		3	$	6,837	$	6,638
Commercial real estate:
Real estate - commercial non-owner occupied		3		8,132		8,186
Real estate - commercial owner occupied		1		918		418
Residential real estate:
Real estate - residential - ITIN		15		1,286		1,360
Real estate - residential - equity lines		2		165		166
Total		24	$	17,338	$	16,768

Financing Receivables Modified As Troubled Debt Restructurings With Payment Default [Table Text Block]

	2015				2014				2013
(Amounts in thousands)	Number of		Recorded		Number of		Recorded		Number of		Recorded
Troubled Debt Restructurings That Subsequently Defaulted	Contracts		Investment		Contracts		Investment		Contracts		Investment
Commercial		—	$	—		1	$	1,923		—	$	—
Residential real estate:
Real estate - residential - ITIN		—		—		2		109		9		591
Total		—	$	—		3	$	2,032		9	$	591

Financing Receivable Credit Quality Indicators [Table Text Block]

(Amounts in thousands)	December 31, 2015
Performing and Nonperforming Loans	Performing		Nonperforming		Total
Commercial	$	130,811	$	1,994	$	132,805
Commercial real estate:
Real estate - construction and land development		28,319		—		28,319
Real estate - commercial non-owner occupied		237,886		5,488		243,374
Real estate - commercial owner occupied		155,228		1,071		156,299
Residential real estate:
Real estate - residential - ITIN		45,457		3,649		49,106
Real estate - residential - 1-4 family mortgage		9,615		1,775		11,390
Real estate - residential - equity lines		45,473		—		45,473
Consumer and other		49,753		120		49,873
Total	$	702,542	$	14,097	$	716,639

(Amounts in thousands)	December 31, 2014
Performing and Nonperforming Loans	Performing		Nonperforming		Total
Commercial	$	145,141	$	5,112	$	150,253
Commercial real estate:
Real estate - construction and land development		30,099		—		30,099
Real estate - commercial non-owner occupied		205,565		8,318		213,883
Real estate - commercial owner occupied		118,946		1,378		120,324
Residential real estate:
Real estate - residential - ITIN		48,183		4,647		52,830
Real estate - residential - 1-4 family mortgage		11,021		2,135		13,156
Real estate - residential - equity lines		44,957		24		44,981
Consumer and other		35,314		58		35,372
Total	$	639,226	$	21,672	$	660,898

Financing Receivable Credit Quality Indicator [Table Text Block]

	December 31, 2015
					Special
(Amounts in thousands)	Pass		Watch		Mention		Substandard		Doubtful		Total
Commercial	$	108,696	$	10,240	$	9,587	$	4,282	$	—	$	132,805
Commercial real estate:
Real estate - construction and land development		28,291		28		—		—		—		28,319
Real estate - commercial non-owner occupied		234,177		917		1,588		6,692				243,374
Real estate - commercial owner occupied		149,327		3,864		1,687		1,421		—		156,299
Residential real estate:
Real estate - residential - ITIN		41,480		—		—		7,626		—		49,106
Real estate - residential - 1-4 family mortgage		9,041		—		575		1,774				11,390
Real estate - residential - equity lines		41,149		1,760		1,682		882		—		45,473
Consumer and other		49,551		—		256		66		—		49,873
Total	$	661,712	$	16,809	$	15,375	$	22,743	$	—	$	716,639

	December 31, 2014
	Pass		Watch		Special
(Amounts in thousands)	(Restated)		(Restated)		Mention		Substandard		Doubtful		Total
Commercial	$	121,282	$	14,116	$	4,018	$	10,837	$	—	$	150,253
Commercial real estate:
Real estate - construction and land development		30,056		43		—		—		—		30,099
Real estate - commercial non-owner occupied		201,155		1,953		869		9,906				213,883
Real estate - commercial owner occupied		111,689		5,864		—		2,771		—		120,324
Residential real estate:
Real estate - residential - ITIN		42,721		—		—		10,109		—		52,830
Real estate - residential - 1-4 family mortgage		10,769		—		—		2,387				13,156
Real estate - residential - equity lines		41,624		2,380		—		977		—		44,981
Consumer and other		35,279		3		18		72		—		35,372
Total	$	594,575	$	24,359	$	4,905	$	37,059	$	—	$	660,898

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	As of December 31, 2015
(Amounts in thousands)				Commercial			Residential
ALLL by Portfolio	Commercial			Real Estate			Real Estate			Consumer			Unallocated		Total
Beginning balance	$	3,503		$	4,875		$	1,670		$	450		$	322	$	10,820
Charge offs		(700	)		(428	)		(749	)		(499	)		—		(2,376	)
Recoveries		1,692			771			273			—			—		2,736
Provision		(2,002	)		566			383			819			234		—
Ending balance	$	2,493		$	5,784		$	1,577		$	770		$	556	$	11,180

	As of December 31, 2014
(Amounts in thousands)				Commercial			Residential
ALLL by Portfolio	Commercial			Real Estate			Real Estate			Consumer			Unallocated			Total
Beginning balance	$	7,057		$	2,784		$	2,493		$	35		$	1,803		$	14,172
Charge offs		(4,242	)		(2,699	)		(376	)		(2	)		—			(7,319	)
Recoveries		582			2			208			—			—			792
Provision		106			4,788			(655	)		417			(1,481	)		3,175
Ending balance	$	3,503		$	4,875		$	1,670		$	450		$	322		$	10,820

	As of December 31, 2015
			Commercial		Residential
(Amounts in thousands)	Commercial		Real Estate		Real Estate		Consumer		Unallocated		Total
ALLL:
Individually evaluated for impairment	$	122	$	97	$	600	$	13	$	—	$	832
Collectively evaluated for impairment		2,371		5,687		977		757		556		10,348
Total		2,493		5,784		1,577		770		556		11,180
Gross loans:
Individually evaluated for impairment	$	2,043	$	7,733	$	11,582	$	32	$	—	$	21,390
Collectively evaluated for impairment		130,762		420,259		94,387		49,841		—		695,249
Total gross loans	$	132,805	$	427,992	$	105,969	$	49,873	$	—	$	716,639

	As of December 31, 2014
			Commercial		Residential
(Amounts in thousands)	Commercial		Real Estate		Real Estate		Consumer		Unallocated		Total
ALLL:
Individually evaluated for impairment	$	314	$	432	$	795	$	15	$	—	$	1,556
Collectively evaluated for impairment		3,189		4,443		875		435		322		9,264
Total		3,503		4,875		1,670		450		322		10,820
Gross loans:
Individually evaluated for impairment	$	6,597	$	11,753	$	13,023	$	35	$	—	$	31,408
Collectively evaluated for impairment		143,656		352,553		97,944		35,337		—		629,490
Total gross loans	$	150,253	$	364,306	$	110,967	$	35,372	$	—	$	660,898