Note 11 - Deposits

12 Months Ended

Dec. 31, 2015

Disclosure Text Block [Abstract]

Deposit Liabilities Disclosures [Text Block]

NOTE 11. DEPOSITS

The following table presents the major types of interest-bearing deposits at December 31, 2015 and 2014.

	As
(Amounts in thousands)	December 31,
Interest-bearing deposits	2015		2014
Interest-bearing demand	$	165,316	$	156,973
Money market		150,342		141,187
Savings		94,503		88,569
Certificates of deposit, $250,000 and over		68,597		62,724
Certificates of deposit, less than $250,000		155,470		182,025
Total interest-bearing deposits	$	634,228	$	631,478

The following table presents interest expense for each deposit type for the years ended December 31, 2015, 2014 and 2013.

	As
(Amounts in thousands)	December 31,
Deposit Interest Expense	2015		2014		2013
Interest-bearing demand	$	228	$	221	$	224
Money market		232		250		261
Savings		213		228		254
Certificates of deposit, $250,000 and over		612		711		891
Certificates of deposit, less than $250,000		1,744		1,897		1,734
Total interest-bearing deposits	$	3,029	$	3,307	$	3,364

The following table presents the scheduled maturities of all certificates of deposit as of December 31, 2015.

(Amounts in thousands)
Amounts due in:
One year or less	$	96,928
One to three years		72,010
Three to five years		55,129
Over five years		—
Total certificates of deposit	$	224,067

The following table presents the scheduled maturities of certificates of deposit of $250 thousand or more as of December 31, 2015.

(Amounts in thousands)
Amounts due in:
Three months or less	$	10,011
Over three months through six months		6,898
Over six months through twelve months		7,050
Over twelve months		44,638
Total certificates of deposit	$	68,597