Note 6 - Loans (Tables)

6 Months Ended

Jun. 30, 2015

Receivables [Abstract]

Outstanding Loan Balances [Table Text Block]

	June 30,			December 31,
(Amounts in thousands)	2015			2014
Commercial	$	143,088		$	150,253
Real estate – construction loans		27,858			30,099
Real estate – commercial (investor)		237,375			215,114
Real estate – commercial (owner occupied)		136,981			119,093
Real estate – ITIN loans		51,249			52,830
Real estate – mortgage		12,209			13,156
Real estate – equity lines		46,463			44,981
Consumer		44,482			35,210
Other		69			162
Gross loans		699,774			660,898
Deferred fees and costs, net		403			157
Loans, net of deferred fees and costs		700,177			661,055
Allowance for loan and lease losses		(11,402	)		(10,820	)
Net loans	$	688,775		$	650,235

Past Due Financing Receivables [Table Text Block]

					Greater								Recorded
	30-59		60-89		Than 90								Investment >
(Amounts in thousands)	Days Past		Days Past		Days Past		Total Past						90 Days and
June 30, 2015	Due		Due		Due		Due		Current		Total		Accruing
Commercial	$	936	$	—	$	808	$	1,744	$	141,344	$	143,088	$	—
Commercial real estate:
Construction		—		—		—		—		27,858		27,858		—
Other		874		—		6,453		7,327		367,029		374,356		—
Residential:
1-4 family		564		266		2,011		2,841		60,617		63,458		—
Home equities		183		42		—		225		46,238		46,463		—
Consumer		95		90		54		239		44,312		44,551		54
Total	$	2,652	$	398	$	9,326	$	12,376	$	687,398	$	699,774	$	54

					Greater								Recorded
	30-59		60-89		Than 90								Investment >
(Amounts in thousands)	Days Past		Days Past		Days Past		Total Past						90 Days and
December 31, 2014	Due		Due		Due		Due		Current		Total		Accruing
Commercial	$	2,421	$	301	$	2,161	$	4,883	$	145,370	$	150,253	$	—
Commercial real estate:
Construction		—		—		—		—		30,099		30,099		—
Other		—		—		8,464		8,464		325,743		334,207		—
Residential:
1-4 family		1,080		122		3,597		4,799		61,187		65,986		—
Home equities		145		99		24		268		44,713		44,981		—
Consumer		158		57		23		238		35,134		35,372		23
Total	$	3,804	$	579	$	14,269	$	18,652	$	642,246	$	660,898	$	23

Impaired Financing Receivables [Table Text Block]

	As of June 30, 2015
			Unpaid
	Recorded		Principal		Related
(Amounts in thousands)	Investment		Balance		Allowance
With no related allowance recorded:
Commercial	$	2,410	$	2,944	$	—
Commercial real estate:
Other		7,126		8,855		—
Residential:
1-4 family		9,400		12,052		—
Home equities		200		201		—
Total with no related allowance recorded	$	19,136	$	24,052	$	—
With an allowance recorded:
Commercial	$	771	$	809	$	149
Commercial real estate:
Other		2,519		3,202		526
Residential:
1-4 family		1,971		2,077		302
Home equities		569		569		284
Consumer		34		34		14
Total with an allowance recorded	$	5,864	$	6,691	$	1,275
Subtotal:
Commercial	$	3,181	$	3,753	$	149
Commercial real estate		9,645		12,057		526
Residential		12,140		14,899		586
Consumer		34		34		14
Total impaired loans	$	25,000	$	30,743	$	1,275

	As of December 31, 2014
	Recorded		Principal		Related
(Amounts in thousands)	Investment		Balance		Allowance
With no related allowance recorded:
Commercial	$	4,298	$	8,461	$	—
Commercial real estate:
Other		8,287		12,309		—
Residential:
1-4 family		8,714		11,381		—
Home equities		201		202		—
Total with no related allowance recorded	$	21,500	$	32,353	$	—
With an allowance recorded:
Commercial	$	2,299	$	2,317	$	314
Commercial real estate:
Other		3,466		4,064		432
Residential:
1-4 family		3,529		3,640		506
Home equities		579		579		289
Consumer		35		35		15
Total with an allowance recorded	$	9,908	$	10,635	$	1,556
Subtotal:
Commercial	$	6,597	$	10,778	$	314
Commercial real estate		11,753		16,373		432
Residential		13,023		15,802		795
Consumer		35		35		15
Total impaired loans	$	31,408	$	42,988	$	1,556

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]

	June 30,		December 31,
(Amounts in thousands)	2015		2014
Commercial	$	3,170	$	5,112
Commercial real estate:
Other		7,611		9,696
Residential:
1-4 family		6,068		6,782
Home equities		24		24
Consumer		34		35
Total	$	16,907	$	21,649

Average Recorded Investment and Interest Income Recognized on Impaired Loans by Loan Class [Table Text Block]

	Three Months Ended				Three Months Ended
	June 30, 2015				June 30, 2014
	Average		Interest		Average		Interest
	Recorded		Income		Recorded		Income
(Amounts in thousands)	Investment		Recognized		Investment		Recognized
Commercial	$	3,509	$	8	$	4,295	$	—
Commercial real estate:
Other		10,006		31		18,402		77
Residential:
1-4 family		11,501		34		12,136		28
Home equities		771		7		1,310		8
Consumer		34		—		29		—
Total	$	25,821	$	80	$	36,172	$	113

	Six Months Ended				Six Months Ended
	June 30, 2015				June 30, 2014
	Average		Interest		Average		Interest
	Recorded		Income		Recorded		Income
(Amounts in thousands)	Investment		Recognized		Investment		Recognized
Commercial	$	4,436	$	21	$	6,114	$	1
Commercial real estate:
Other		10,502		63		19,806		184
Residential:
1-4 family		11,767		66		12,214		52
Home equities		773		14		1,268		17
Consumer		34		—		—		—
Total	$	27,512	$	164	$	39,402	$	254

Newly Restructured Loans [Table Text Block]

	For the Three Months Ended June 30, 2015								For the Three Months Ended June 30, 2014
			Rate &
			Payment		Payment
(Amounts in thousands)	Rate		Deferral		Deferral		Total		Maturity		Rate		Total
Residential:
1-4 family	$	—	$	209	$	—	$	209	$	—	$	153	$	153
Total	$	—	$	209	$	—	$	209	$	—	$	153	$	153

	For the Six Months Ended June 30, 2015								For the Six Months Ended June 30, 2014
			Rate &
			Payment		Payment
(Amounts in thousands)	Rate		Deferral		Deferral		Total		Maturity		Rate		Total
Commercial	$	—	$	—	$	761	$	761	$	692	$	—	$	692
Residential:
1-4 family		112		262		104		478		—		153		153
Total	$	112	$	262	$	865	$	1,239	$	692	$	153	$	845

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

For the Three Months Ended June 30, 2015

For the Three Months Ended June 30, 2014

Pre-

Post-

Pre-

Post-

Modification

Modification

Modification

Modification

Outstanding

Outstanding

Outstanding

Outstanding

(Amounts in thousands)

Number of

Recorded

Recorded

Number of

Recorded

Recorded

Troubled Debt Restructurings

Contracts

Investment

Investment

Contracts

Investment

Investment

Residential:

1-4 family

3

$

263

$

209

2

$

150

$

154

Total

3

$

263

$

209

2

$

150

$

154

	For the Six Months Ended June 30, 2015						For the Six Months Ended June 30, 2014
			Pre-		Post-				Pre-		Post-
			Modification		Modification				Modification		Modification
			Outstanding		Outstanding				Outstanding		Outstanding
(Amounts in thousands)	Number of		Recorded		Recorded		Number of		Recorded		Recorded
Troubled Debt Restructurings	Contracts		Investment		Investment		Contracts		Investment		Investment
Commercial		1	$	823	$	823		1	$	700	$	700
Residential:
1-4 family		6		522		485		2		150		154
Total		7	$	1,345	$	1,308		3	$	850	$	854

Financing Receivables Modified As Troubled Debt Restructurings With Payment Default [Table Text Block]

	For the Three Months Ended				For the Three Months Ended
	June 30, 2015				June 30, 2014
(Amounts in thousands)	Number of		Recorded		Number of		Recorded
Troubled Debt Restructurings That Subsequently Defaulted	Contracts		Investment		Contracts		Investment
Commercial		1	$	695		2	$	3,007
Commercial real estate:
Other		—		—		1		391
Total		1	$	695		3	$	3,398

	For the Six Months Ended				For the Six Months Ended
	June 30, 2015				June 30, 2014
(Amounts in thousands)	Number of		Recorded		Number of		Recorded
Troubled Debt Restructurings That Subsequently Defaulted	Contracts		Investment		Contracts		Investment
Commercial		1	$	695		2	$	3,007
Commercial real estate:
Other		—		—		1		391
Residential:
1-4 family		—		—		1		86
Total		1	$	695		4	$	3,484

Financing Receivable Credit Quality Indicators [Table Text Block]

	June 30, 2015
(Amounts in thousands)	Performing		Nonperforming		Total
Commercial	$	139,918	$	3,170	$	143,088
Commercial real estate:
Construction		27,858		—		27,858
Other		366,745		7,611		374,356
Residential:
1-4 family		57,390		6,068		63,458
Home equities		46,439		24		46,463
Consumer		44,463		88		44,551
Total	$	682,813	$	16,961	$	699,774

	December 31, 2014
(Amounts in thousands)	Performing		Nonperforming		Total
Commercial	$	145,141	$	5,112	$	150,253
Commercial real estate:
Construction		30,099		—		30,099
Other		324,511		9,696		334,207
Residential:
1-4 family		59,204		6,782		65,986
Home equities		44,957		24		44,981
Consumer		35,314		58		35,372
Total	$	639,226	$	21,672	$	660,898

Financing Receivable Credit Quality Indicator [Table Text Block]

	As of June 30, 2015
					Special
(Amounts in thousands)	Pass		Watch		Mention		Substandard		Doubtful		Total
Commercial	$	117,745	$	12,606	$	4,601	$	8,136	$	—	$	143,088
Commercial real estate:
Construction		27,822		36		—		—		—		27,858
Other		355,529		3,673		5,317		9,837		—		374,356
Residential:
1-4 family		52,728		—		579		10,151		—		63,458
Home equities		42,071		1,745		1,683		964		—		46,463
Consumer		44,197		3		282		69		—		44,551
Total gross loans	$	640,092	$	18,063	$	12,462	$	29,157	$	—	$	699,774

	As of December 31, 2014
	Pass		Watch		Special
(Amounts in thousands)	(Restated)		(Restated)		Mention		Substandard		Doubtful		Total
Commercial	$	121,282	$	14,116	$	4,018	$	10,837	$	—	$	150,253
Commercial real estate:
Construction		30,056		43		—		—		—		30,099
Other		312,844		7,817		869		12,677		—		334,207
Residential:
1-4 family		53,490		—		—		12,496		—		65,986
Home equities		41,624		2,380		—		977		—		44,981
Consumer		35,279		3		18		72		—		35,372
Total gross loans	$	594,575	$	24,359	$	4,905	$	37,059	$	—	$	660,898

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	For the Three Months Ended June 30, 2015
				Commercial
(Amounts in thousands)	Commercial			Real Estate			Residential			Consumer			Unallocated		Total
ALLL:
Beginning balance	$	3,245		$	5,314		$	1,719		$	572		$	446	$	11,296
Charge offs		(354	)		(140	)		(126	)		(91	)		—		(711	)
Recoveries		722			74			7			14			—		817
Provision		(224	)		199			(120	)		88			57		—
Ending balance	$	3,389		$	5,447		$	1,480		$	583		$	503	$	11,402

	For the Three Months Ended June 30, 2014
				Commercial
(Amounts in thousands)	Commercial			Real Estate			Residential			Consumer		Unallocated			Total
ALLL:
Beginning balance	$	3,636		$	3,490		$	2,251		$	214	$	157		$	9,748
Charge offs		(247	)		(1,031	)		(178	)		—		—			(1,456	)
Recoveries		54			—			86			—		—			140
Provision		(109	)		1,408			174			24		(47	)		1,450
Ending balance	$	3,334		$	3,867		$	2,333		$	238	$	110		$	9,882

	For the Six Months Ended June 30, 2015
				Commercial
(Amounts in thousands)	Commercial			Real Estate			Residential			Consumer			Unallocated		Total
ALLL:
Beginning balance	$	3,503		$	4,875		$	1,670		$	450		$	322	$	10,820
Charge offs		(406	)		(139	)		(141	)		(204	)		—		(890	)
Recoveries		748			668			56			—			—		1,472
Provision		(456	)		43			(105	)		337			181		—
Ending balance	$	3,389		$	5,447		$	1,480		$	583		$	503	$	11,402

	For the Six Months Ended June 30, 2014
				Commercial
(Amounts in thousands)	Commercial			Real Estate			Residential			Consumer		Unallocated			Total
ALLL:
Beginning balance	$	7,057		$	2,784		$	2,493		$	35	$	1,803		$	14,172
Charge offs		(3,685	)		(2,406	)		(268	)		—		—			(6,359	)
Recoveries		455			—			164			—		—			619
Provision		(493	)		3,489			(56	)		203		(1,693	)		1,450
Ending balance	$	3,334		$	3,867		$	2,333		$	238	$	110		$	9,882

	As of June 30, 2015
			Commercial
(Amounts in thousands)	Commercial		Real Estate		Residential		Consumer		Unallocated		Total
ALLL:
Individually evaluated for impairment	$	149	$	526	$	586	$	14	$	—	$	1,275
Collectively evaluated for impairment		3,240		4,921		894		569		503		10,127
Total	$	3,389	$	5,447	$	1,480	$	583	$	503	$	11,402
Gross loans:
Individually evaluated for impairment	$	3,181	$	9,645	$	12,140	$	34	$	—	$	25,000
Collectively evaluated for impairment		139,907		392,569		97,781		44,517		—		674,774
Total	$	143,088	$	402,214	$	109,921	$	44,551	$	—	$	699,774

	As of December 31, 2014
			Commercial
(Amounts in thousands)	Commercial		Real Estate		Residential		Consumer		Unallocated		Total
ALLL:
Individually evaluated for impairment	$	314	$	432	$	795	$	15	$	—	$	1,556
Collectively evaluated for impairment		3,189		4,443		875		435		322		9,264
Total	$	3,503	$	4,875	$	1,670	$	450	$	322	$	10,820
Gross loans:
Individually evaluated for impairment	$	6,597	$	11,753	$	13,023	$	35	$	—	$	31,408
Collectively evaluated for impairment		143,656		352,553		97,944		35,337		—		629,490
Total	$	150,253	$	364,306	$	110,967	$	35,372	$	—	$	660,898