Note 6 - Loans (Tables)

3 Months Ended

Mar. 31, 2015

Receivables [Abstract]

Outstanding Loan Balances [Table Text Block]

	March 31,		December 31,
(Amounts in thousands)	2015		2014
Commercial	$	153,044	$	153,957
Real estate – construction loans		29,127		30,099
Real estate – commercial (investor)		235,404		215,114
Real estate – commercial (owner occupied)		127,259		115,389
Real estate – ITIN loans		52,043		52,830
Real estate – mortgage		12,304		13,156
Real estate – equity lines		45,750		44,981
Consumer		44,283		35,210
Other		15		162
Gross loans		699,229		660,898
Deferred fees and costs		315		157
Loans, net of deferred fees and costs		699,544		661,055
Allowance for loan and lease losses		11,296		10,820
Net loans	$	688,248	$	650,235

Past Due Financing Receivables [Table Text Block]

					Greater								Recorded
	30-59		60-89		Than 90								Investment >
(Amounts in thousands)	Days Past		Days Past		Days Past		Total Past						90 Days and
March 31, 2015	Due		Due		Due		Due		Current		Total		Accruing
Commercial	$	329	$	—	$	2,510	$	2,839	$	150,205	$	153,044	$	—
Commercial real estate:
Construction		—		—		—		—		29,127		29,127		—
Other		36		—		6,988		7,024		355,639		362,663		—
Residential:
1-4 family		1,012		150		2,925		4,087		60,260		64,347		—
Home equities		236		—		24		260		45,490		45,750		—
Consumer		110		73		30		213		44,085		44,298		—
Total	$	1,723	$	223	$	12,477	$	14,423	$	684,806	$	699,229	$	—

					Greater								Recorded
	30-59		60-89		Than 90								Investment >
(Amounts in thousands)	Days Past		Days Past		Days Past		Total Past						90 Days and
December 31, 2014	Due		Due		Due		Due		Current		Total		Accruing
Commercial	$	2,421	$	301	$	2,161	$	4,883	$	149,074	$	153,957	$	—
Commercial real estate:
Construction		—		—		—		—		30,099		30,099		—
Other		—		—		8,464		8,464		322,039		330,503		—
Residential:
1-4 family		1,080		122		3,597		4,799		61,187		65,986		—
Home equities		145		99		24		268		44,713		44,981		—
Consumer		158		57		23		238		35,134		35,372		23
Total	$	3,804	$	579	$	14,269	$	18,652	$	642,246	$	660,898	$	23

Impaired Financing Receivables [Table Text Block]

	As of March 31, 2015
			Unpaid
	Recorded		Principal		Related
(Amounts in thousands)	Investment		Balance		Allowance
With no related allowance recorded:
Commercial	$	3,917	$	8,134	$	—
Commercial real estate:
Other		7,666		9,916		—
Residential:
1-4 family		8,443		11,068		—
Home equities		201		202		—
Total with no related allowance recorded	$	20,227	$	29,320	$	—
With an allowance recorded:
Commercial	$	996	$	1,023	$	247
Commercial real estate:
Other		2,563		3,211		415
Residential:
1-4 family		3,341		3,448		569
Home equities		574		574		287
Consumer		34		34		14
Total with an allowance recorded	$	7,508	$	8,290	$	1,532
Subtotal:
Commercial	$	4,913	$	9,157	$	247
Commercial real estate		10,229		13,127		415
Residential		12,559		15,292		856
Consumer		34		34		14
Total impaired loans	$	27,735	$	37,610	$	1,532

	As of December 31, 2014
	Recorded		Principal		Related
(Amounts in thousands)	Investment		Balance		Allowance
With no related allowance recorded:
Commercial	$	4,298	$	8,461	$	—
Commercial real estate:
Other		8,287		12,309		—
Residential:
1-4 family		8,714		11,381		—
Home equities		201		202		—
Total with no related allowance recorded	$	21,500	$	32,353	$	—
With an allowance recorded:
Commercial	$	2,299	$	2,317	$	314
Commercial real estate:
Other		3,466		4,064		432
Residential:
1-4 family		3,529		3,640		506
Home equities		579		579		289
Consumer		35		35		15
Total with an allowance recorded	$	9,908	$	10,635	$	1,556
Subtotal:
Commercial	$	6,597	$	10,778	$	314
Commercial real estate		11,753		16,373		432
Residential		13,023		15,802		795
Consumer		35		35		15
Total impaired loans	$	31,408	$	42,988	$	1,556

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]

	March 31,		December 31,
(Amounts in thousands)	2015		2014
Commercial	$	3,908	$	5,112
Commercial real estate:
Other		8,182		9,696
Residential:
1-4 family		6,365		6,782
Home equities		24		24
Consumer		34		35
Total	$	18,513	$	21,649

Average Recorded Investment and Interest Income Recognized on Impaired Loans by Loan Class [Table Text Block]

	March 31, 2015				March 31, 2014
	Average		Interest		Average		Interest
	Recorded		Income		Recorded		Income
(Amounts in thousands)	Investment		Recognized		Investment		Recognized
Commercial	$	5,363	$	20	$	6,738	$	1
Commercial real estate:
Other		10,997		32		20,343		107
Residential:
1-4 family		12,033		33		12,204		24
Home equities		776		7		1,250		9
Consumer		35		—		—		—
Total	$	29,204	$	92	$	40,535	$	141

Newly Restructured Loans [Table Text Block]

	For the Three Months Ended March 31, 2015				For the Three Months Ended March 31, 2014
	Payment				Rate &
(Amounts in thousands)	Deferral		Total		Maturity		Total
Commercial	$	787	$	787	$	695	$	695
Residential:
1-4 family		274		274		—		—
Total	$	1,061	$	1,061	$	695	$	695

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	For the Three Months Ended March 31, 2015						For the Three Months Ended March 31, 2014
			Pre-		Post-				Pre-		Post-
			Modification		Modification				Modification		Modification
			Outstanding		Outstanding				Outstanding		Outstanding
(Amounts in thousands)	Number of		Recorded		Recorded		Number of		Recorded		Recorded
Troubled Debt Restructurings	Contracts		Investment		Investment		Contracts		Investment		Investment
Commercial		1	$	823	$	823		1	$	700	$	700
Residential:
1-4 family		3		259		275		—		—		—
Total		4	$	1,082	$	1,098		1	$	700	$	700

Financing Receivables Modified As Troubled Debt Restructurings With Payment Default [Table Text Block]

	For the Three Months Ended
	March 31, 2015
(Amounts in thousands)	Number of		Recorded
Troubled Debt Restructurings That Subsequently Defaulted	Contracts		Investment
1-4 family		1	$	52
Total		1	$	52

Financing Receivable Credit Quality Indicators [Table Text Block]

	March 31, 2015
(Amounts in thousands)	Performing		Nonperforming		Total
Commercial	$	149,136	$	3,908	$	153,044
Commercial real estate:
Construction		29,127		—		29,127
Other		354,481		8,182		362,663
Residential:
1-4 family		57,982		6,365		64,347
Home equities		45,726		24		45,750
Consumer		44,264		34		44,298
Total	$	680,716	$	18,513	$	699,229

	December 31, 2014
(Amounts in thousands)	Performing		Nonperforming		Total
Commercial	$	148,845	$	5,112	$	153,957
Commercial real estate:
Construction		30,099		—		30,099
Other		320,807		9,696		330,503
Residential:
1-4 family		59,204		6,782		65,986
Home equities		44,957		24		44,981
Consumer		35,314		58		35,372
Total	$	639,226	$	21,672	$	660,898

Financing Receivable Credit Quality Indicator [Table Text Block]

	As of March 31, 2015
					Special
(Amounts in thousands)	Pass		Watch		Mention		Substandard		Doubtful		Total
Commercial	$	126,455	$	15,052	$	3,547	$	7,990	$	—	$	153,044
Commercial real estate:
Construction		29,088		39		—		—		—		29,127
Other		343,744		5,678		2,097		11,144		—		362,663
Residential:
1-4 family		52,312		—		—		12,035		—		64,347
Home equities		42,405		1,103		1,271		971		—		45,750
Consumer		44,211		3		14		70		—		44,298
Total gross loans	$	638,215	$	21,875	$	6,929	$	32,210	$	—	$	699,229

	As of December 31, 2014
	Pass		Watch		Special
(Amounts in thousands)	(Restated)		(Restated)		Mention		Substandard		Doubtful		Total
Commercial	$	124,986	$	14,116	$	4,018	$	10,837	$	—	$	153,957
Commercial real estate:
Construction		30,056		43		—		—		—		30,099
Other		309,140		7,817		869		12,677		—		330,503
Residential:
1-4 family		53,490		—		—		12,496		—		65,986
Home equities		41,624		2,380		—		977		—		44,981
Consumer		35,279		3		18		72		—		35,372
Total gross loans	$	594,575	$	24,359	$	4,905	$	37,059	$	—	$	660,898

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	For the three months ended March 31, 2015
				Commercial
(Amounts in thousands)	Commercial			Real Estate		Consumer			Residential			Unallocated		Total
ALLL:
Beginning balance	$	3,552		$	4,825	$	450		$	1,671		$	322	$	10,820
Charge offs		(52	)		—		(112	)		(15	)		—		(179	)
Recoveries		26			594		—			35			—		655
Provision		—			—		—			—			—		—
Ending balance	$	3,526		$	5,419	$	338		$	1,691		$	322	$	11,296

	As of March 31, 2015
Ending balance: individually evaluated for impairment	$	247	$	415	$	14	$	856	$	—	$	1,532
Ending balance: collectively evaluated for impairment	$	3,279	$	5,004	$	324	$	835	$	322	$	9,764
Financing receivables:
Ending balance	$	153,044	$	391,790	$	44,298	$	110,097	$	—	$	699,229
Ending balance: individually evaluated for impairment	$	4,913	$	10,229	$	34	$	12,559	$	—	$	27,735
Ending balance: collectively evaluated for impairment	$	148,131	$	381,561	$	44,264	$	97,538	$	—	$	671,494

	For the twelve months ended December 31, 2014
				Commercial
(Amounts in thousands)	Commercial			Real Estate			Consumer			Residential			Unallocated			Total
ALLL:
Beginning balance	$	7,057		$	2,784		$	35		$	2,493		$	1,803		$	14,172
Charge offs		(4,242	)		(2,699	)		(2	)		(376	)		—			(7,319	)
Recoveries		582			1			—			209			—			792
Provision		155			4,739			417			(655	)		(1,481	)		3,175
Ending balance	$	3,552		$	4,825		$	450		$	1,671		$	322		$	10,820

	As of December 31, 2014
Ending balance: individually evaluated for impairment	$	314	$	432	$	15	$	795	$	—	$	1,556
Ending balance: collectively evaluated for impairment	$	3,238	$	4,393	$	435	$	876	$	322	$	9,264
Financing receivables:
Ending balance	$	153,957	$	360,602	$	35,372	$	110,967	$	—	$	660,898
Ending balance: individually evaluated for impairment	$	6,597	$	11,753	$	35	$	13,023	$	—	$	31,408
Ending balance: collectively evaluated for impairment	$	147,360	$	348,849	$	35,337	$	97,944	$	—	$	629,490