Note 5 - Loans (Tables)

12 Months Ended

Dec. 31, 2014

Receivables [Abstract]

Outstanding Loan Balances [Table Text Block]

	As of
	December 31,
(Dollars in thousands)	2014			2013
Commercial	$	153,957		$	170,429
Real estate – construction loans		30,099			18,545
Real estate – commercial (investor)		215,114			205,384
Real estate – commercial (owner occupied)		115,389			83,976
Real estate – ITIN loans		52,830			56,101
Real estate – mortgage		13,156			14,590
Real estate – equity lines		44,981			45,462
Consumer		35,210			3,472
Other		162			36
Gross loans		660,898			597,995
Deferred fees and costs		157			303
Loans, net of deferred fees and costs		661,055			598,298
Allowance for loan and lease losses		(10,820	)		(14,172	)
Net loans	$	650,235		$	584,126

Past Due Financing Receivables [Table Text Block]

					Greater								Recorded
	30-59		60-89		Than 90								Investment >
(Dollars in thousands)	Days Past		Days Past		Days Past		Total Past						90 Days and
December 31, 2014	Due		Due		Due		Due		Current		Total		Accruing
Commercial	$	2,421	$	301	$	2,161	$	4,883	$	149,074	$	153,957	$	—
Commercial real estate:
Construction		—		—		—		—		30,099		30,099		—
Other		—		—		8,464		8,464		322,039		330,503		—
Residential:
1-4 family		1,080		122		3,597		4,799		61,187		65,986		—
Home equities		145		99		24		268		44,713		44,981		—
Consumer		158		57		23		238		35,134		35,372		23
Total	$	3,804	$	579	$	14,269	$	18,652	$	642,246	$	660,898	$	23

					Greater								Recorded
	30-59		60-89		Than 90								Investment >
(Dollars in thousands)	Days Past		Days Past		Days Past		Total Past						90 Days and
December 31, 2013	Due		Due		Due		Due		Current		Total		Accruing
Commercial	$	—	$	—	$	—	$	—	$	170,429	$	170,429	$	—
Commercial real estate:
Construction		—		—		—		—		18,545		18,545		—
Other		—		—		—		—		289,360		289,360		—
Residential:
1-4 family		3,125		436		3,167		6,728		63,963		70,691		—
Home equities		131		25		—		156		45,306		45,462		—
Consumer		—		—		—		—		3,508		3,508		—
Total	$	3,256	$	461	$	3,167	$	6,884	$	591,111	$	597,995	$	—

Impaired Financing Receivables [Table Text Block]

	As of December 31, 2014
			Unpaid
	Recorded		Principal		Related
(Dollars in thousands)	Investment		Balance		Allowance
With no related allowance recorded:
Commercial	$	4,298	$	8,461	$	—
Commercial real estate:
Other		8,287		12,309		—
Residential:
1-4 family		8,714		11,381		—
Home equities		201		202		—
Total with no related allowance recorded	$	21,500	$	32,353	$	—
With an allowance recorded:
Commercial	$	2,299	$	2,317	$	314
Commercial real estate:
Other		3,466		4,064		432
Residential:
1-4 family		3,529		3,640		506
Home equities		579		579		289
Consumer		35		35		15
Total with an allowance recorded	$	9,908	$	10,635	$	1,556
Subtotal:
Commercial	$	6,597	$	10,778	$	314
Commercial real estate		11,753		16,373		432
Residential		13,023		15,802		795
Consumer		35		35		15
Total impaired loans	$	31,408	$	42,988	$	1,556

	As of December 31, 2013
			Unpaid
	Recorded		Principal		Related
(Dollars in thousands)	Investment		Balance		Allowance
With no related allowance recorded:
Commercial real estate:
Other	$	15,736	$	18,184	$	—
Residential:
1-4 family		3,714		6,091		—
Home equities		539		545		—
Total with no related allowance recorded	$	19,989	$	24,820	$	—
With an allowance recorded:
Commercial	$	6,590	$	6,808	$	2,988
Commercial real estate:
Other		6,011		6,020		814
Residential:
1-4 family		8,805		9,804		963
Home equities		746		746		229
Total with an allowance recorded	$	22,152	$	23,378	$	4,994
Subtotal:
Commercial	$	6,590	$	6,808	$	2,988
Commercial real estate		21,747		24,204		814
Residential		13,804		17,186		1,192
Total impaired loans	$	42,141	$	48,198	$	4,994

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]

	As of
	December 31,
(Dollars in thousands)	2014		2013
Commercial	$	5,112	$	6,527
Commercial real estate:
Other		9,696		14,539
Residential:
1-4 family		6,782		8,217
Home equities		24		513
Consumer		35		—
Total	$	21,649	$	29,796

Average Recorded Investment and Interest Income Recognized on Impaired Loans by Loan Class [Table Text Block]

	2014				2013				2012
	Average		Interest		Average		Interest		Average		Interest
	Recorded		Income		Recorded		Income		Recorded		Income
(Dollars in thousands)	Investment		Recognized		Investment		Recognized		Investment		Recognized
Commercial	$	6,222	$	33	$	7,239	$	82	$	1,211	$	7
Commercial real estate:
Construction		—		—		—		—		82		—
Other		16,510		243		24,186		291		22,486		385
Residential:
1-4 family		12,229		114		13,971		80		16,036		75
Home equities		1,141		33		875		26		678		15
Consumer		17		—		—		—		—		—
Total	$	36,119	$	423	$	46,271	$	479	$	40,493	$	482

Newly Restructured Loans [Table Text Block]

	For The Year Ended December 31, 2014
					Rate &
			Rate &		Payment				Payment
(Dollars in thousands)	Rate		Maturity		Deferral		Maturity		Deferral		Total
Commercial	$	—	$	3,396	$	—	$	—	$	—	$	3,396
Residential:
1-4 family		207				39		—		—		246
Consumer		—		35		—		—		—		35
Total	$	207	$	3,431	$	39	$	—	$	—	$	3,677

	For The Year Ended December 31, 2013
					Rate &
			Rate &		Payment				Payment
(Dollars in thousands)	Rate		Maturity		Deferral		Maturity		Deferral		Total
Commercial	$	—	$	—	$	—	$	6,093	$	—	$	6,093
Commercial real estate:
Other		—		6,029		—		918		2,129		9,076
Residential:
1-4 family		550		205		539		—		—		1,294
Home equities		—		161		—		—		—		161
Total	$	550	$	6,395	$	539	$	7,011	$	2,129	$	16,624

	For The Year Ended December 31, 2012
					Rate &
			Rate &		Payment				Payment
(Dollars in thousands)	Rate		Maturity		Deferral		Maturity		Deferral		Total
Commercial	$	—	$	17	$	—	$	104	$	453	$	574
Commercial real estate:
Other		—		740		—		2,838		1,131		4,709
Residential:
1-4 family		1,622		—		367		—		—		1,989
Home equities		55		209		—		—		—		264
Total	$	1,677	$	966	$	367	$	2,942	$	1,584	$	7,536

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	2014
			Pre-Modification		Post-Modification
(Dollars in thousands)	Number of		Outstanding Recorded		Outstanding Recorded
Troubled Debt Restructurings	Contracts		Investment		Investment
Commercial		2	$	9,070	$	9,070
Residential:
1-4 family		4		263		267
Consumer		1		35		35
Total		7	$	9,368	$	9,372

	2013
			Pre-Modification		Post-Modification
(Dollars in thousands)	Number of		Outstanding Recorded		Outstanding Recorded
Troubled Debt Restructurings	Contracts		Investment		Investment
Commercial		3	$	6,837	$	6,638
Commercial real estate:
Other		4		9,050		8,604
Residential:
1-4 family		15		1,286		1,360
Home equities		2		165		166
Total		24	$	17,338	$	16,768

	2012
			Pre-Modification		Post-Modification
(Dollars in thousands)	Number of		Outstanding Recorded		Outstanding Recorded
Troubled Debt Restructurings	Contracts		Investment		Investment
Commercial		4	$	579	$	579
Commercial real estate:
Other		4		4,968		4,968
Residential:
1-4 family		18		1,974		2,020
Home equities		4		261		268
Total		30	$	7,782	$	7,835

Financing Receivables Modified As Troubled Debt Restructurings With Payment Default [Table Text Block]

	2014				2013				2012
(Dollars in thousands)
Troubled Debt Restructurings That Subsequently Defaulted	Number of Contracts		Recorded Investment		Number of Contracts		Recorded Investment		Number of Contracts		Recorded Investment
Residential:
1-4 family		2	$	109		9	$	591		6	$	677
Home equities		—		—		—		—		—		—
Commercial		1		1,923		—		—		—		—
Commercial real estate:
Other		—		—		—		—		1		1,000
Total		3	$	2,032		9	$	591		7	$	1,677

Financing Receivable Credit Quality Indicators [Table Text Block]

	December 31, 2014
(Dollars in thousands)	Performing		Nonperforming		Total
Commercial	$	148,845	$	5,112	$	153,957
Commercial real estate:
Construction		30,099		—		30,099
Other		320,807		9,696		330,503
Residential:
1-4 family		59,204		6,782		65,986
Home equities		44,957		24		44,981
Consumer		35,314		58		35,372
Total	$	639,226	$	21,672	$	660,898

	December 31, 2013
(Dollars in thousands)	Performing		Nonperforming		Total
Commercial	$	163,902	$	6,527	$	170,429
Commercial real estate:
Construction		18,545		—		18,545
Other		274,821		14,539		289,360
Residential:
1-4 family		62,474		8,217		70,691
Home equities		44,949		513		45,462
Consumer		3,508		—		3,508
Total	$	568,199	$	29,796	$	597,995

Financing Receivable Credit Quality Indicator [Table Text Block]

	December 31, 2014
					Special
(Dollars in thousands)	Pass		Watch		Mention		Substandard		Doubtful		Total
Commercial	$	113,844	$	25,258	$	4,018	$	10,837	$	—	$	153,957
Commercial real estate:
Construction		20,618		9,481		—		—		—		30,099
Other		283,451		33,506		869		12,677		—		330,503
Residential:
1-4 family		53,490		—		—		12,496		—		65,986
Home equities		41,124		2,880		—		977		—		44,981
Consumer		35,117		165		18		72		—		35,372
Total	$	547,644	$	71,290	$	4,905	$	37,059	$	—	$	660,898

	December 31, 2013
					Special
(Dollars in thousands)	Pass		Watch		Mention		Substandard		Doubtful		Total
Commercial	$	131,042	$	24,274	$	7,177	$	7,936	$	—	$	170,429
Commercial real estate:
Construction		18,048		497		—		—		—		18,545
Other		247,656		18,343		2,309		21,052		—		289,360
Residential:
1-4 family		56,832		1,340		—		12,519		—		70,691
Home equities		41,147		2,311		25		1,979		—		45,462
Consumer		3,307		38		130		33		—		3,508
Total	$	498,032	$	46,803	$	9,641	$	43,519	$	—	$	597,995

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	As of December 31, 2014
				Commercial
(Dollars in thousands)	Commercial			Real Estate			Consumer			Residential			Unallocated			Total
ALLL:
Beginning balance	$	7,057		$	2,784		$	35		$	2,493		$	1,803		$	14,172
Charge offs		(4,242	)		(2,699	)		(2	)		(376	)		—			(7,319	)
Recoveries		582			1			—			209			—			792
Provision		155			4,739			417			(655	)		(1,481	)		3,175
Ending balance	$	3,552		$	4,825		$	450		$	1,671		$	322		$	10,820
Ending balance: individually evaluated for impairment	$	314		$	432		$	15		$	795		$	—		$	1,556
Ending balance: collectively evaluated for impairment	$	3,238		$	4,393		$	435		$	876		$	322		$	9,264
Financing receivables
Ending balance	$	153,957		$	360,602		$	35,372		$	110,967		$	—		$	660,898
Ending balance individually evaluated for impairment	$	6,597		$	11,753		$	35		$	13,023		$	—		$	31,408
Ending balance collectively evaluated for impairment	$	147,360		$	348,849		$	35,337		$	97,944		$	—		$	629,490

	As of December 31, 2013
				Commercial
(Dollars in thousands)	Commercial			Real Estate			Consumer			Residential			Unallocated		Total
ALLL:
Beginning balance	$	4,168		$	2,783		$	28		$	3,335		$	789	$	11,103
Charge offs		(882	)		(230	)		(25	)		(1,633	)		—		(2,770	)
Recoveries		58			2,483			1			547			—		3,089
Provision		3,713			(2,252	)		31			244			1,014		2,750
Ending balance	$	7,057		$	2,784		$	35		$	2,493		$	1,803	$	14,172
Ending balance: individually evaluated for impairment	$	2,988		$	814		$	—		$	1,192		$	—	$	4,994
Ending balance: collectively evaluated for impairment	$	4,069		$	1,970		$	35		$	1,301		$	1,803	$	9,178
Financing receivables
Ending balance	$	170,429		$	307,905		$	3,508		$	116,153		$	—	$	597,995
Ending balance individually evaluated for impairment	$	6,590		$	21,747		$	—		$	13,804		$	—	$	42,141
Ending balance collectively evaluated for impairment	$	163,839		$	286,158		$	3,508		$	102,349		$	—	$	555,854