Note 11 - Deposits

12 Months Ended

Dec. 31, 2014

Disclosure Text Block [Abstract]

Deposit Liabilities Disclosures [Text Block]

NOTE 11. DEPOSITS

The following table presents the major types of interest bearing deposits at December 31, 2014 and 2013:

(Dollars in thousands)	2014		2013
Interest bearing demand	$	156,973	$	146,741
Money market		141,187		126,649
Savings		88,569		90,442
Time, $250,000 and over		62,724		72,911
Time less than $250,000		182,025		175,566
Total interest bearing deposits	$	631,478	$	612,309

The following table presents interest expense for each deposit type for the years ended December 31, 2014, 2013 and 2012:

(Dollars in thousands)	2014		2013		2012
Interest bearing demand	$	221	$	224	$	240
Money market		250		261		370
Savings		228		254		394
Time, $250,000 and over		711		891		1,420
Time less than $250,000		1,897		1,734		2,277
Total interest bearing deposits	$	3,307	$	3,364	$	4,701

The following table presents the scheduled maturities of all time deposits as of December 31, 2014:

(Dollars in thousands)
Amounts due in:
One year or less	$	133,167
One to three years		65,115
Three to five years		40,367
Over five years		6,100
Total time deposits	$	244,749

The following table presents the scheduled maturities of time deposits of $250 thousand or more as of December 31, 2014:

(Dollars in thousands)
Amounts due in:
Three months or less	$	16,124
Over three months through six months		9,050
Over six months through twelve months		15,342
Over twelve months		22,208
Total time deposits	$	62,724