XML 97 R2.htm IDEA: XBRL DOCUMENT v2.4.1.9
Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2014
Dec. 31, 2013
ASSETS    
Cash and due from banks $ 43,949us-gaap_CashAndDueFromBanks $ 38,369us-gaap_CashAndDueFromBanks
Interest bearing due from banks 14,473us-gaap_InterestBearingDepositsInBanks 20,146us-gaap_InterestBearingDepositsInBanks
Total cash and cash equivalents 58,422us-gaap_CashAndCashEquivalentsAtCarryingValue 58,515us-gaap_CashAndCashEquivalentsAtCarryingValue
Securities available-for-sale, at fair value 186,986us-gaap_AvailableForSaleSecurities 216,640us-gaap_AvailableForSaleSecurities
Securities held-to-maturity, at amortized cost 36,806us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment 36,696us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment
Loans, net of deferred fees and costs 661,055us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome 598,298us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Allowance for loan and lease losses (10,820)us-gaap_LoansAndLeasesReceivableAllowance (14,172)us-gaap_LoansAndLeasesReceivableAllowance
Net loans 650,235us-gaap_LoansAndLeasesReceivableNetReportedAmount 584,126us-gaap_LoansAndLeasesReceivableNetReportedAmount
Premises and equipment, net 12,295us-gaap_PropertyPlantAndEquipmentNet 10,893us-gaap_PropertyPlantAndEquipmentNet
Other real estate owned 502us-gaap_OtherRealEstate 913us-gaap_OtherRealEstate
Life insurance 21,844us-gaap_BankOwnedLifeInsurance 16,216us-gaap_BankOwnedLifeInsurance
Deferred tax asset, net 10,231us-gaap_DeferredTaxAssetsLiabilitiesNet 11,653us-gaap_DeferredTaxAssetsLiabilitiesNet
Other assets 19,871us-gaap_OtherAssets 20,690us-gaap_OtherAssets
Total assets 997,192us-gaap_Assets 956,342us-gaap_Assets
Liabilities:    
Demand - noninterest bearing 157,557us-gaap_NoninterestBearingDepositLiabilities 133,984us-gaap_NoninterestBearingDepositLiabilities
Demand - interest bearing 298,160us-gaap_InterestBearingDepositLiabilities 273,390us-gaap_InterestBearingDepositLiabilities
Savings accounts 88,569us-gaap_DepositsSavingsDeposits 90,442us-gaap_DepositsSavingsDeposits
Certificates of deposit 244,749us-gaap_TimeDeposits 248,477us-gaap_TimeDeposits
Total deposits 789,035us-gaap_Deposits 746,293us-gaap_Deposits
Federal Home Loan Bank of San Francisco borrowings 75,000boch_FederalHomeLoanBankBorrowings 75,000boch_FederalHomeLoanBankBorrowings
Junior subordinated debentures 10,310us-gaap_SubordinatedDebt 15,465us-gaap_SubordinatedDebt
Other liabilities 19,245us-gaap_OtherLiabilities 17,797us-gaap_OtherLiabilities
Total liabilities 893,590us-gaap_Liabilities 854,555us-gaap_Liabilities
COMMITMENTS AND CONTINGENICES (NOTE 15)      
Shareholders’ equity:    
Preferred stock, no par value, 2,000,000 shares authorized: Series B (liquidation preference $1,000 per share) issued and outstanding: 20,000 in 2014 and 20,000 in 2013 19,931us-gaap_PreferredStockValue 19,931us-gaap_PreferredStockValue
Common stock, no par value, 50,000,000 shares authorized; 17,017,267 issued; 13,294,777 outstanding as of December 31, 2014 and 13,977,005 outstanding as of December 31, 2013 23,891us-gaap_CommonStocksIncludingAdditionalPaidInCapital 28,304us-gaap_CommonStocksIncludingAdditionalPaidInCapital
Retained earnings 59,867us-gaap_RetainedEarningsAccumulatedDeficit 55,944us-gaap_RetainedEarningsAccumulatedDeficit
Accumulated other comprehensive (loss), net of tax (87)us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax (2,392)us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax
Total shareholders’ equity 103,602us-gaap_StockholdersEquity 101,787us-gaap_StockholdersEquity
Total liabilities and shareholders’ equity $ 997,192us-gaap_LiabilitiesAndStockholdersEquity $ 956,342us-gaap_LiabilitiesAndStockholdersEquity