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   &lt;p style="margin-top:18px;margin-bottom:0px"&gt;&lt;font style="font-family:times new roman" size="2"&gt;&lt;b&gt;NOTE 9.&amp;#160;FEDERAL FUNDS PURCHASED &lt;/b&gt;&lt;/font&gt;&lt;/p&gt;
   &lt;p style="margin-top:6px;margin-bottom:0px"&gt;&lt;font style="font-family:times new roman" size="2"&gt;At June&amp;#160;30, 2013 and December&amp;#160;31, 2011, the Company had $0 outstanding federal funds purchased balances. The Bank had
   available lines of credit with the Federal Home Loan Bank (FHLB) totaling $53.0 million at June&amp;#160;30, 2013. The Bank had available lines of credit with the Federal Reserve totaling $25.3 million subject to certain collateral requirements, namely
   the amount of certain pledged loans. The Bank had uncommitted federal funds line of credit agreements with additional financial institutions totaling $35.0 million at June&amp;#160;30, 2013. At June&amp;#160;30, 2013, the lines of credit had interest rates
   ranging from 0.28% to 1.12%. Availability of the lines is subject to federal funds balances available for loan, continued borrower eligibility and are reviewed and renewed periodically throughout the year. These lines are intended to support
   short-term liquidity needs, and the agreements may restrict consecutive day usage. &lt;/font&gt;&lt;/p&gt;
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