Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands	6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
Cash flows from operating activities:
Net Income	$ 3,132	$ 2,929
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	4,980	3,850
Provision for depreciation and amortization	439	473
Goodwill impairment		32
Compensation expense associated with stock options	18	27
Gain on sale of loans	(5,662)	(6,582)
Gross proceeds from sales of loans held for sale	275,425	298,271
Gross originations of loans held for sale	(252,835)	(291,276)
Gain on sale of securities available-for-sale	(913)	(1,064)
Amortization of investment premiums and accretion of discounts, net	567	42
Loss on sale of other real estate owned	365	84
Write down of other real estate owned	557	1,249
Increase in deferred income taxes	(547)	(861)
Increase in cash surrender value of bank owned life insurance policies	(576)	(184)
Effect of changes in:
Decrease (increase) in other assets	2,602	(3,086)
Deferred compensation	244	240
Decrease in deferred loan fees	(39)	(15)
(Decrease) increase in other liabilities	(3,111)	322
Net cash provided by operating activities	24,646	4,451
Cash flows from investing activities:
Proceeds from maturities and payments of available-for-sale securities	15,061	14,808
Proceeds from sales of available-for-sale securities	76,883	24,205
Purchases of available-for-sale securities	(60,514)	(134,296)
Purchases of home equity loan portfolio		(14,801)
Loan origination, net of principal repayments	(1,999)	1,050
Purchases of premises and equipment, net	(438)	(551)
Proceeds from the sales of other real estate owned	2,078	175
Proceeds from the termination of interest rate swaps	3,000
Net cash provided by (used in) investing activities	34,071	(109,410)
Cash flows from financing activities:
Net (decrease) increase in demand deposits and savings accounts	(5,677)	9,673
Net decrease in certificates of deposit	(17,594)	(7,112)
Net increase in securities sold under agreement to repurchase	1,805	3,823
Advances on term debt	239,253	1,234,000
Repayment of term debt	(290,000)	(1,159,000)
Cash dividends paid on common stock	(1,019)	(1,045)
Cash dividends paid on preferred stock	(425)	(426)
Net proceeds from issuance of common stock		33,113
Net cash (used in) provided by financing activities	(73,657)	113,026
Net increase (decrease) in cash and cash equivalents	(14,940)	8,067
Cash and cash equivalents, beginning of period	63,256	68,240
Cash and cash equivalents, ending of period	48,316	76,307
Cash paid during the period for:
Income taxes	2,018	2,382
Interest	4,364	4,848
Supplemental disclosures of non cash investing activities:
Transfer of loans to other real estate owned	2,506	667
Changes in unrealized (loss) gain on investment securities available-for-sale	4,033	(366)
Changes in deferred tax asset related to changes in unrealized (loss) gain on investment securities	(1,660)	150
Changes in accumulated other comprehensive income due to changes in unrealized (loss) gain on investment securities	$ 2,373	$ (216)