Segment Reporting

6 Months Ended

Jun. 30, 2011

Segment Reporting [Abstract]

SEGMENT REPORTING

NOTE 11. SEGMENT REPORTING

The Company has two reportable segments: Commercial Banking and Mortgage Brokerage Services. The Company conducts general commercial banking business in the counties of El Dorado, Placer, Shasta, Tehama and Sacramento, California. The principal commercial banking activities include a full array of deposit accounts and related services and commercial lending for businesses, professionals and their interests.

Mortgage brokerage services are performed by Bank of Commerce Mortgage™ subsidiary. Mortgage brokerage services offers residential real estate loans with fifteen offices in two different states. Furthermore, the subsidiary is licensed in California, Oregon, Washington, and Colorado. Mortgages that are originated are sold, servicing included, in the secondary market or directly to correspondent financial institutions.

The following tables represent a reconciliation of the Company’s reportable segments income and expenses to the Company’s consolidated net income for the three and six months ended June 30, 2011, and 2010.

	Three months ended June 30, 2011
(Dollars in thousands)	Bank		Mortgage			Parent			Elimination			Consolidated
Net interest income (expense)	$	8,566	$	(3	)	$	(46	)	$	—		$	8,517
Provision for loan losses		2,580		—			—			—			2,580
Total noninterest income		1,128		2,550			5			(58	)		3,625
Total noninterest expense		5,056		2,665			191			(58	)		7,854
Income before provision for income taxes		2,058		(118	)		(232	)		—			1,708
Provision for income taxes		346		(130	)		—			—			216
Net income		1,712		12			(232	)		—			1,492
Less: net income attributable to noncontrolling interest		—		6			—			—			6
Net income attributable to Bank of Commerce Holdings	$	1,712	$	6		$	(232	)	$	—		$	1,486

	Three months ended June 30, 2010
(Dollars in thousands)	Bank		Mortgage			Parent			Elimination			Consolidated
Net interest income (expense)	$	8,329	$	(7	)	$	(141	)	$	—		$	8,181
Provision for loan losses		1,600		—			—			—			1,600
Total noninterest income		654		2,777			—			(104	)		3,327
Total noninterest expense		4,894		2,369			350			(104	)		7,509
Income before provision for income taxes		2,489		401			(491	)		—			2,399
Provision for income taxes		626		124			—			—			750
Net income		1,863		277			(491	)		—			1,649
Less: net income attributable to noncontrolling interest		—		144			—			—			144
Net income attributable to Bank of Commerce Holdings	$	1,863	$	133		$	(491	)	$	—		$	1,505

	Six months ended June 30, 2011
(Dollars in thousands)	Bank		Mortgage			Parent			Elimination			Consolidated
Net interest income (expense)	$	17,324	$	(42	)	$	(100	)	$	—		$	17,182
Provision for loan losses		4,980		—			—			—			4,980
Total noninterest income		2,135		5,083			5			(146	)		7,077
Total noninterest expense		9,832		5,465			349			(146	)		15,500
Income before provision for income taxes		4,647		(424	)		(444	)		—			3,779
Provision for income taxes		1,034		(387	)		—			—			647
Net income		3,613		(37	)		(444	)		—			3,132
Less: net income attributable to noncontrolling interest		—		(18	)		—			—			(18	)
Net income attributable to Bank of Commerce Holdings	$	3,613	$	(19	)	$	(444	)	$	—		$	3,150

	Six months ended June 30, 2010
(Dollars in thousands)	Bank		Mortgage			Parent			Elimination			Consolidated
Net interest income (expense)	$	16,066	$	(42	)	$	(296	)	$	—		$	15,728
Provision for loan losses		3,850		—			—			—			3,850
Total noninterest income		2,139		5,317			—			(215	)		7,241
Total noninterest expense		9,303		5,119			489			(215	)		14,696
Income before provision for income taxes		5,052		156			(785	)		—			4,423
Provision for income taxes		1,370		124			—			—			1,494
Net income		3,682		32			(785	)		—			2,929
Less: net income attributable to noncontrolling interest		—		(111	)		—			—			(111	)
Net income attributable to Bank of Commerce Holdings	$	3,682	$	143		$	(785	)	$	—		$	3,040

The following table represents financial information about the Company’s reportable segments at June 30, 2011 and December 31, 2010:

	June 30, 2011
(Dollars in thousands)	Bank		Mortgage		Parent		Elimination			Consolidated
Total assets	$	855,235	$	14,528	$	122,276	$	(123,517	)	$	868,522
Total portfolio loans, gross	$	596,077	$	—	$	2,194	$	(2,439	)	$	595,832
Total deposits	$	629,396	$	—	$	—	$	(3,965	)	$	625,431

	December 31, 2010
(Dollars in thousands)	Bank		Mortgage		Parent		Elimination			Consolidated
Total assets	$	923,832	$	23,912	$	118,173	$	(126,784	)	$	939,133
Total portfolio loans, gross	$	606,646	$	—	$	2,289	$	(8,139	)	$	600,796
Total deposits	$	655,802	$	—	$	—	$	(7,100	)	$	648,702