X0306 4 2019-11-14 0000701869 INDEPENDENCE HOLDING CO IHC 0001060435 SIMON RONALD I 96 CUMMINGS POINT ROAD STAMFORD CT 06902 1 0 0 0 Common Stock 2019-11-14 4 S 0 300 40.1 D 32175 I By Simon Family Trust Common Stock 2019-11-14 4 S 0 350 40.15 D 31825 I By Simon Family Trust Common Stock 2019-11-14 4 S 0 350 40.23 D 31475 I By Simon Family Trust Common Stock 15425 D Common Stock 2000 I By Wife The reporting person disclaims beneficial ownership of these securities, and the filing of this report is not an admission that the reporting person is the beneficial owner of these securities for purposes of Section 16 or any other purpose. /s/ Ronald I. Simon 2019-11-18