Compensation and Employee Benefit Plans [Text Block]: Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions (Tables)

9 Months Ended

Sep. 30, 2018

Independence Holding Company Share Based Plans Total Member

Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions

 

	2018	2017
Weighted-average risk-free interest rate	2.64%	1.71%
Expected annual dividend rate per share	0.95%	0.79%
Expected volatility factor of the Company's common stock	35.80%	37.57%
Weighted-average expected term of options	4.5 years	4.5 years