Compensation and Employee Benefit Plans [Text Block]: Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions (Tables)

6 Months Ended

Jun. 30, 2018

Independence Holding Company Share Based Plans Total Member

Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions

	2018
Weighted-average risk-free interest rate	2.64%
Expected annual dividend rate per share	0.95%
Expected volatility factor of the Company's common stock	35.80%
Weighted-average expected term of options	4.5 years