Compensation and Employee Benefit Plans [Text Block]: Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions (Tables)

9 Months Ended

Sep. 30, 2017

Independence Holding Company Share Based Plans Total Member

Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions

	2017
Weighted-average risk-free interest rate	1.71%
Expected annual dividend rate per share	0.79%
Expected volatility factor of the Company's common stock	37.57%
Weighted-average expected term of options	4.5 years