Note 10. Policy Benefits and Claims: Short-duration Insurance Contracts, Claims Development (Tables)

12 Months Ended

Dec. 31, 2016

Specialty Health Segment Member

Short-duration Insurance Contracts, Claims Development

Specialty Health Segment –Claims Development
									December 31, 2016
		Incurred Claims and Claim Adjustment Expenses, Net of Reinsurance							Incurred But	Cumulative
		For the years ended December 31,							Not Reported	Number of
Accident		2012	2013	2014	2015				Plus Expected	Reported
Year		(unaudited)	(unaudited)	(unaudited)	(unaudited)		2016		Development	Claims
										(Actual)
2012	$	96,634	97,949	98,250	98,379	$	98,376	$	58	337,650
2013			180,649	181,454	180,595		181,114		594	447,761
2014				146,060	140,139		141,869		2,707	397,097
2015					104,497		100,988		6,231	434,050
2016							85,426		39,972	226,608
Total						$	607,773

Specialty Health Segment –Claims Development
	Cumulative Paid Claims and Claim Adjustment Expenses, Net of Reinsurance
	For the years ended December 31,
Accident			2012	2013	2014	2015
Year			(unaudited)	(unaudited)	(unaudited)	(unaudited)		2016
2012		$	70,746	97,138	98,008	98,180	$	98,318
2013				131,801	179,023	179,750		180,520
2014					103,064	134,557		139,162
2015						70,090		94,757
2016								45,454
Total							$	558,211
Outstanding policy benefits and claims payable before 2012, net of reinsurance								-
Total policy benefits and claims, net of reinsurance							$	49,562

Group disability, life and DBL Segment Member | NY Short-Term Disability Product Line

Short-duration Insurance Contracts, Claims Development

Group disability; life and DBL Segment – DBL Claims Development
Incurred Claims and Claim Adjustment Expenses, Net of Reinsurance
For the year ended December 31,
Accident
Year			2016
2016	Total	$	19,812

Group disability; life and DBL Segment – DBL Claims Development
Cumulative Paid Claims and Claim Adjustment Expenses, Net of Reinsurance
For the year ended December 31,
Accident
Year			2016
2016	Total	$	13,569
	Total policy benefits and claims, net of reinsurance	$	6,243

Group disability, life and DBL Segment Member | Group Disability Product Line

Short-duration Insurance Contracts, Claims Development

Group disability; life and DBL Segment – Group Disability Claims Development
											December 31, 2016
		Incurred Claims and Claim Adjustment Expenses, Net of Reinsurance									Incurred But	Cumulative
		For the years ended December 31,									Not Reported	Number of
Accident		2010	2011	2012	2013	2014	2015				Plus Expected	Reported
Year		(unaudited)	(unaudited)	(unaudited)	(unaudited)	(unaudited)	(unaudited)		2016		Development	Claims
												(Actual)
2010	$	12,329	11,218	7,142	5,222	5,049	4,220	$	7,925	$	46	2,311
2011			18,669	17,301	16,569	15,699	16,179		17,157		137	2,337
2012				15,510	13,999	12,522	12,535		12,965		201	2,263
2013					33,143	31,323	30,546		32,888		249	2,628
2014						16,469	13,678		15,228		434	2,776
2015							25,621		19,929		3,032	3,211
2016									28,907		7,273	2,664
Total								$	134,999

Group disability; life and DBL Segment – Group Disability Claims Development
		Cumulative Paid Claims and Claim Adjustment Expenses, Net of Reinsurance
		For the years ended December 31,
Accident		2010	2011	2012	2013	2014	2015
Year		(unaudited)	(unaudited)	(unaudited)	(unaudited)	(unaudited)	(unaudited)		2016
2010	$	3,288	8,456	10,135	10,700	11,135	11,678	$	12,219
2011			3,463	8,544	10,025	10,613	11,186		11,847
2012				3,222	7,294	8,367	8,949		9,377
2013					5,645	13,032	17,077		20,246
2014						3,818	8,823		10,355
2015							7,111		14,715
2016									8,790
Total								$	87,549
Outstanding policy benefits and claims payable before 2010, net of reinsurance									24,219
Total policy benefits and claims, net of reinsurance								$	71,669