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Note 1. Organization, Consolidation, Basis of Presentation and Accounting Policies: Deposit Contracts, Policy (Policies)
12 Months Ended
Dec. 31, 2015
Policies  
Deposit Contracts, Policy

Funds received (net of mortality and expense charges) for certain long-duration contracts (principally deferred annuities and universal life policies) are credited directly to a policyholder liability account, funds on deposit. Withdrawals are recorded directly as a reduction of respective policyholders' funds on deposit. Amounts on deposit were credited at annual rates ranging from 3.0% to 7.0% in 2015, 3.0% to 8.0% in 2014, and 2.5% to 8.0% in 2013.