INDEPENDENCE HOLDING COMPANY CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands		Dec. 31, 2015		Dec. 31, 2014
Investments:
Short-term investments		$ 50		$ 50
Securities purchased under agreements to resell		28,285		16,790
Trading securities		1,259		11,095
Fixed maturities, available-for-sale		428,601		583,880
Equity securities, available-for-sale		8,426		13,895
Other investments		21,538		25,251
Total investments		488,159		650,961
Cash and cash equivalents		19,171		25,083
Deferred acquisition costs		499		30,806
Due and unpaid premiums		69,075		62,628
Due from reinsurers		480,859		278,242
Premium and claim funds		22,755		32,553
Goodwill		52,940		50,318
Other assets		64,505		65,636
TOTAL ASSETS		1,197,963		1,196,227
LIABILITIES:
Policy benefits and claims		245,443		236,803
Future policy benefits		270,624		277,041
Funds on deposit		173,350		186,782
Unearned premiums		10,236		9,455
Other policyholders' funds		11,822		18,802
Due to reinsurers		44,141		47,945
Accounts payable, accruals and other liabilities		66,308		67,641
Debt		5,189		4,000
Junior subordinated debt securities		38,146		38,146
TOTAL LIABILITIES		$ 865,259		$ 886,615
Commitments and contingent liabilities	[1]
IHC STOCKHOLDERS' EQUITY:
Preferred stock	[2]
Common Stock		$ 18,569	[3]	$ 18,531	[4]
Paid-in capital		127,733		127,098
Accumulated other comprehensive income (loss)		(3,440)		22
Treasury stock, at cost		(13,961)	[5]	(12,141)	[6]
Retained earnings		194,450		166,177
TOTAL IHC STOCKHOLDERS' EQUITY		323,351		299,687
NONCONTROLLING INTERESTS IN SUBSIDIARIES		9,353		9,925
TOTAL EQUITY		332,704		309,612
TOTAL LIABILITIES AND EQUITY		$ 1,197,963		$ 1,196,227

[1] Note 14.

[2] None issued.

[3] $1 par value; 23,000,000 shares authorized, 18,569,183 shares issued and 17,265,758 shares outstanding.

[4] $1 par value; 23,000,000 shares authorized, 18,531,158 shares issued and 17,371,040 shares outstanding.

[5] 1,303,425 treasury shares

[6] 1,160,118 treasury shares