Note 12. Share-based Compensation: Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions (Tables) (American Independence Corp Share Based Plans Total Member)

12 Months Ended

Dec. 31, 2013

American Independence Corp Share Based Plans Total Member

Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions

	2013	2011
Weighted-average risk-free interest rate	2.30%	3.11%
Annual dividend rate per share	-	-
Weighted-average volatility factor of the Company's common stock	45.00%	36.89%
Weighted-average expected term of options	5 years	5 years