Supplemental Schedule of Reinsurance Premiums for Insurance Companies

12 Months Ended

Dec. 31, 2013

Notes

Supplemental Schedule of Reinsurance Premiums for Insurance Companies

SCHEDULE IV
INDEPENDENCE HOLDING COMPANY
REINSURANCE
(In thousands)
									PERCENTAGE
				ASSUMED		CEDED			OF AMOUNT
		GROSS		FROM OTHER		TO OTHER		NET	ASSUMED
		AMOUNT		COMPANIES		COMPANIES		AMOUNT	TO NET
Life Insurance In-Force:
December 31, 2013	$	11,415,328	$	333,200	$	6,493,122	$	5,255,406	6.3%
December 31, 2012	$	11,293,128	$	213,041	$	6,004,459	$	5,501,710	3.9%
December 31, 2011	$	11,322,537	$	236,650	$	6,207,385	$	5,351,802	4.4%
Premiums Earned:
December 31, 2013
Accident and health	$	461,336	$	85,627	$	102,053	$	444,910	19.2%
Life and annuity		46,416		6,654		20,820		32,250	20.6%
Property and liability (1)		18,845		-		14		18,831	0.0%
	$	526,597	$	92,281	$	122,887	$	495,991	18.6%
December 31, 2012
Accident and health	$	396,805	$	60,232	$	140,653	$	316,384	19.0%
Life and annuity		47,790		7,538		18,916		36,412	20.7%
Property and liability (1)		3,271		-		-		3,271	0.0%
	$	447,866	$	67,770	$	159,569	$	356,067	19.0%
December 31, 2011
Accident and health	$	377,294	$	51,703	$	130,451	$	298,546	17.3%
Life and annuity		48,881		7,663		18,676		37,868	20.2%
	$	426,175	$	59,366	$	149,127	$	336,414	17.6%

(1)     Property and liability products consist primarily of our new pet insurance line.