Note 7. Reinsurance: Effects of Reinsurance (Details) (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Direct Premiums Earned	$ 526,597	$ 447,866	$ 426,175
Assumed Premiums Earned	92,281	67,770	59,366
Ceded Premiums Earned	122,887	159,569	149,127
Premiums earned	495,991	356,067	336,414
Policyholder Benefits and Claims Incurred, Direct	374,865	301,734	296,902
Policyholder Benefits and Claims Incurred, Assumed	82,337	56,405	45,008
Policyholder Benefits and Claims Incurred, Ceded	102,412	113,348	103,048
Policyholder benefits and claims	354,790	244,791	238,862
Accident and Health Insurance Product Line
Direct Premiums Earned	461,336	396,805	377,294
Assumed Premiums Earned	85,627	60,232	51,703
Ceded Premiums Earned	102,053	140,653	130,451
Premiums earned	444,910	316,384	298,546
Life and Annuity Insurance Product Line
Direct Premiums Earned	46,416	47,790	48,881
Assumed Premiums Earned	6,654	7,538	7,663
Ceded Premiums Earned	20,820	18,916	18,676
Premiums earned	32,250	36,412	37,868
Property, Liability and Casualty Insurance Product Line
Direct Premiums Earned	18,845	3,271
Ceded Premiums Earned	14
Premiums earned	$ 18,831	$ 3,271