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OTHER REAL ESTATE OWNED (Tables)
12 Months Ended
Dec. 31, 2013
OTHER REAL ESTATE OWNED [Abstract]  
Activity in Other Real Estate Owned

 

 

 

 

 

2013

 

2012

 

(In thousands)

Balance at beginning of year

$       103,248

 

$      173,805

Additions to foreclosed properties

 

 

 

New foreclosed property

29,265 

 

32,389 

Reductions in foreclosed properties

 

 

 

Sales

(57,057)

 

(81,220)

Writedowns

(6,118)

 

(21,726)

Balance at end of year

$         69,338

 

$      103,248

 

Other Real Estate Owned By Geographical Location, Segment and Class

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Alabama and

 

 

 

 

 

 

 

Greater

 

 

 

Texas

 

 

 

 

 

 

Florida

 

 

 

 

 

 

 

Memphis

 

 

 

and

 

 

 

 

 

 

Panhandle

 

Arkansas*

 

Mississippi*

 

Missouri

 

Area

 

Tennessee*

 

Louisiana

 

Other

 

Total

 

 

(In thousands)

 

 

Commercial and industrial

$

223 

$

 -

$

 -

$

 -

$

 -

$

 -

$

 -

$

 -

$

223 

Real estate

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consumer mortgages

 

1,613 

 

309 

 

1,532 

 

33 

 

132 

 

210 

 

 -

 

108 

 

3,937 

Home equity

 

442 

 

 -

 

 -

 

 -

 

 -

 

 -

 

 -

 

 -

 

442 

Agricultural

 

907 

 

 -

 

216 

 

 -

 

1,084 

 

930 

 

 -

 

 -

 

3,137 

Commercial and industrial-owner
occupied

 

33 

 

32 

 

1,002 

 

 -

 

449 

 

25 

 

105 

 

 -

 

1,646 

Construction, acquisition and development

 

15,667 

 

631 

 

11,631 

 

1,059 

 

22,696 

 

5,174 

 

257 

 

158 

 

57,273 

Commercial real estate

 

353 

 

316 

 

569 

 

 -

 

980 

 

 -

 

140 

 

 -

 

2,358 

All other

 

84 

 

 

82 

 

 -

 

28 

 

 -

 

94 

 

33 

 

322 

    Total

$

19,322 

$

1,289 

$

15,032 

$

1,092 

$

25,369 

$

6,339 

$

596 

$

299 

$

69,338 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

*  Excludes the Greater Memphis Area